AFL — AFLAC INC

NYSE · Financials · Insurance · CIK 4977 ·
Last close
$120.73
Market Cap
$60.53B
52W High
$130.22
52W Low
$110.54
ADV30
1,971,505
Next earnings
2026-11-04
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 4,891,000,000 1,379,000,000 116,470,000,000 6,245,000,000 86,980,000,000
Sep 2025 4,793,000,000 1,639,000,000 122,306,000,000 6,768,000,000 93,618,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$2,934,000,000
Investing CF
$2,164,000,000
Financing CF
$-4,570,000,000
CapEx
Dividends Paid
$-1,196,000,000
Buybacks
$-3,630,000,000
EPS Diluted TTM
$8.81
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$55,702,000,000
Inventory
Receivables
$947,000,000
ST Investments
$65,844,000,000
EBIT TTM
$5,843,000,000
Pretax Income TTM
$5,613,000,000
Interest Exp TTM
$230,000,000
Analysts
14

Yahoo Snapshot (yfinance, live)

Total Revenue
$18,069,000,192
EBITDA
$6,064,999,936
Free Cash Flow
$5,152,249,856
Enterprise Value
$67,768,176,640
Total Cash
$8,935,000,064
Total Debt
$16,176,000,000
Shares Out
501,343,298
Trailing EPS
$9.27
Book Value
$60.35
ROE
16.9%
ROA
3.1%
Div Yield
2.02%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 17,355,000,000 3,646,000,000 116,470,000,000 86,980,000,000 2,555,000,000
Dec 2024 19,128,000,000 5,443,000,000 117,566,000,000 91,468,000,000 2,707,000,000
Dec 2023 18,841,000,000 4,659,000,000 126,724,000,000 104,739,000,000 3,190,000,000
Dec 2022 19,151,000,000 4,418,000,000 131,738,000,000 111,598,000,000 3,879,000,000

TTM Snapshot

Revenues TTM
$20,029,000,000
NetIncome TTM
$5,993,000,000
OpCashFlow TTM
$0
Assets (Latest)
$117,566,000,000
Forward EPS
$7.57

Max Pain — expiry 2026-08-21

max pain strike: $120.00 · spot: $121.10 · call oi: 10,087 · put oi: 3,171
Expected Move to 2026-08-21: ±$2.42 (2.00%) — implied range $118.67$123.52 · ATM straddle on $121.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
MET METLIFE INC $61.43B $96.66
GWLIF GREAT-WEST LIFECO INC. $58.54B $65.39
ALL ALLSTATE CORP $64.69B $255.84
AJG Arthur J. Gallagher & Co. $65.48B $255.46
MFC MANULIFE FINANCIAL CORP $72.64B $43.78

News headlines (Yahoo Finance, 1h cache)

Zacks Industry Outlook Highlights Aflac, Globe Life, Trupanion and Employers Holdings
2026-08-12 14:30 · Yahoo
4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs
2026-08-11 18:31 · Yahoo
AFL Q2 Deep Dive: Japan Product Refresh and U.S. Group Momentum Offset Sales Decline
2026-08-11 15:41 · Yahoo
Aflac along with renowned educator Ron Clark and DonorsChoose embark on project to teach children social-emotional skills
2026-08-11 12:04 · Yahoo
Aflac Incorporated Stock Outlook: Is Wall Street Bullish or Bearish?
2026-08-10 18:00 · Yahoo
Is Aflac (AFL) Still Reasonable After A 143% Five Year Run?
2026-08-10 14:10 · Yahoo
Aflac Q2 Earnings Call Highlights
2026-08-07 21:04 · Yahoo
Aflac Inc (AFL) (Q2 2026) Earnings Call Highlights: Strong Japan Margins and Strategic ...
2026-08-07 19:01 · Yahoo
Aflac Misses Q2 EPS Estimates Despite Solid US Sales Growth
2026-08-07 14:48 · Yahoo
Aflac Incorporated Q2 2026 Earnings Call Summary
2026-08-07 12:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.