BCML — BayCom Corp

Nasdaq · Financials · Banks · CIK 1730984 ·
Last close
$31.19
Market Cap
$340.60M
52W High
$34.98
52W Low
$29.52
ADV30
49,674
Next earnings
2026-10-22
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier's and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 26,218,000 6,858,000 2,593,677,000 26,785,000 2,255,123,000
Sep 2025 26,002,000 5,007,000 2,603,787,000 21,731,000 2,269,518,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$29,544,000
Investing CF
$-35,169,000
Financing CF
$54,981,000
CapEx
$-2,310,000
Dividends Paid
$-8,198,000
Buybacks
$-5,603,000
EPS Diluted TTM
$2.42
As of
2026-06-07

Balance + Analyst (yfinance extras)

Retained Earnings
$183,809,000
Inventory
Receivables
$22,958,000
ST Investments
$5,109,000
EBIT TTM
Pretax Income TTM
$35,833,000
Interest Exp TTM
$40,523,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$95,708,000
EBITDA
Free Cash Flow
Enterprise Value
$207,497,776
Total Cash
$177,382,000
Total Debt
$46,580,000
Shares Out
10,920,117
Trailing EPS
$1.20
Book Value
$30.95
ROE
3.9%
ROA
0.5%
Div Yield
3.85%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 101,363,000 23,931,000 2,593,677,000 2,255,123,000 31,831,000
Dec 2024 97,136,000 23,614,000 2,664,508,000 2,340,142,000 30,357,000
Dec 2023 104,449,000 27,425,000 2,551,960,000 2,239,091,000 30,802,000
Dec 2022 100,895,000 23,730,000 2,513,334,000 2,196,185,000 39,612,000

TTM Snapshot

Revenues TTM
$113,356,000
NetIncome TTM
$25,029,000
OpCashFlow TTM
$0
Assets (Latest)
$2,664,508,000
Forward EPS
$2.39

Max Pain — expiry 2027-01-15 (volume-derived — Yahoo OI feed degraded)

max pain strike: $30.00 · spot: $31.23 · call volume: 2 · put volume: 67
Expected Move to 2027-01-15: ±$4.33 (13.85%) — implied range $26.90$35.55 · ATM straddle on $30.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
BRBS BLUE RIDGE BANKSHARES, INC. $339.02M $3.78
FVCB FVCBankcorp, Inc. $337.08M $18.73
COSO CoastalSouth Bancshares, Inc. $331.74M $27.75
JMSB John Marshall Bancorp, Inc. $327.54M $23.21
RVRF River Financial Corp $359.41M $46.00

News headlines (Yahoo Finance, 1h cache)

Is the Options Market Predicting a Spike in Bay Commercial Bank Stock?
2026-08-11 14:40 · Yahoo
Bay Commercial Bank (BCML) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-07-23 22:30 · Yahoo
Bay Commercial Bank (BCML) Q2 Earnings and Revenues Miss Estimates
2026-07-23 22:20 · Yahoo
BayCom Corp Announces 2026 Second Quarter Results
2026-07-23 20:00 · Yahoo
Oak Valley Bancorp Gains 26% in a Year: Should You Buy the Stock?
2026-06-05 17:47 · Yahoo
Here Are Tuesday’s Top Wall Street Analyst Research Calls: Albemarle, Booz Allen Hamilton, Cigna, DT Midstream, GE Vernova, Intel, Okta, Travelers, Occidental Petroleum, and More
2026-05-26 12:13 · Yahoo
Undiscovered Gems in the US Market for May 2026
2026-05-14 17:33 · Yahoo
Bay Commercial Bank (BCML) Q1 Earnings and Revenues Top Estimates
2026-04-23 21:55 · Yahoo
Cathay General (CATY) Q1 Earnings and Revenues Surpass Estimates
2026-04-22 21:15 · Yahoo
BayCom hires 3 PacWest alums in a shift toward dealmaking
2026-04-13 12:14 · Yahoo

Recent Insider Activity

FiledTradeInsiderTitleType PriceQtyValue
2026-08-11 12:50:18 2026-08-10 Baron Christopher F Pres, CEO P - Purchase 30.39 8250 250718