BOTJ — BANK OF THE JAMES FINANCIAL GROUP INC
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Nasdaq ·
Financials ·
Banks ·
CIK 1275101 ·
Last close
$26.75
Market Cap
$121.53M
52W High
$29.55
52W Low
$14.17
ADV30
38,560
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 12,624,000 | — | — | 2,723,000 | 1,039,024,000 | 28,538,000 | 958,976,000 |
| Sep 2025 | 12,253,000 | — | — | 2,752,000 | 1,020,125,000 | 28,450,000 | 943,153,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$15,636,000
Investing CF
$-54,741,000
Financing CF
$32,130,000
CapEx
$-1,762,000
Dividends Paid
$-1,817,000
Buybacks
$0
EPS Diluted TTM
$2.53
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$52,328,000
Inventory
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Receivables
$3,200,000
ST Investments
$5,158,000
EBIT TTM
—
Pretax Income TTM
$13,584,000
Interest Exp TTM
$13,448,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$51,200,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$97,931,496
Total Cash
$35,545,000
Total Debt
$8,671,000
Shares Out
4,543,338
Trailing EPS
$2.53
Book Value
$18.30
ROE
14.8%
ROA
1.1%
Div Yield
1.43%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 47,755,000 | — | 9,022,000 | 1,039,024,000 | 958,976,000 | 80,048,000 | 11,660,000 |
| Dec 2024 | 43,557,000 | — | 7,944,000 | 979,244,000 | 914,379,000 | 64,865,000 | 8,509,000 |
| Dec 2023 | 41,802,000 | — | 8,704,000 | 969,371,000 | 909,332,000 | 60,039,000 | 9,492,000 |
| Dec 2022 | 42,024,000 | — | 8,959,000 | 928,571,000 | 878,345,000 | 50,226,000 | 9,312,000 |
TTM Snapshot
Revenues TTM
$1,972,000
NetIncome TTM
$2,832,000
OpCashFlow TTM
$0
Assets (Latest)
$1,039,024,000
Forward EPS
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Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FKYS | FIRST KEYSTONE CORP | $118.23M | $18.70 | — |
| UNB | UNION BANKSHARES INC | $116.72M | $23.60 | — |
| NWPP | NEW PEOPLES BANKSHARES INC | $115.34M | $4.90 | — |
| UNIB | UNIVERSITY BANCORP INC /DE/ | $112.54M | $21.77 | — |
| OPHC | OptimumBank Holdings, Inc. | $111.71M | $8.85 | — |
News headlines (Yahoo Finance, 1h cache)
Bank of the James Q2 Earnings Gain Y/Y on Loan Growth, Lower Costs
2026-08-03 15:03 · Yahoo
BOTJ vs. CFFI: Which Regional Bank Stock Looks More Attractive Now?
2026-07-08 13:53 · Yahoo
Uncovering US Market's 3 Undiscovered Gems With Potential
2026-05-28 17:33 · Yahoo
Undiscovered Gems in the US Market for May 2026
2026-05-20 11:33 · Yahoo
US Undiscovered Gems to Watch in May 2026
2026-05-19 11:33 · Yahoo
Bank of the James Announces Second Quarter of 2026 and First Half of 2026 Financial Results and Declaration of Dividend
2026-07-30 20:00 · Yahoo
Exploring 3 Undervalued Small Caps With Insider Buying Across Regions
2026-06-05 11:39 · Yahoo
Undiscovered Gems In The US Market 3 Promising Small Caps With Strong Potential
2026-06-01 11:33 · Yahoo
US Undiscovered Gems To Watch In May 2026
2026-05-29 17:33 · Yahoo
Discover 3 Undiscovered Gems in the US Market
2026-05-29 11:33 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.