CACC — CREDIT ACCEPTANCE CORP
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 885550 ·
Last close
$556.71
Market Cap
$5.82B
52W High
$668.86
52W Low
$495.60
ADV30
180,996
Next earnings
2026-08-04
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 574,800,000 | 362,000,000 | 169,800,000 | 135,800,000 | 8,694,600,000 | 25,700,000 | 7,180,500,000 |
| Dec 2025 | 573,600,000 | 363,300,000 | 233,300,000 | 122,000,000 | 8,631,700,000 | 22,800,000 | 7,108,100,000 |
| Sep 2025 | 576,400,000 | 356,000,000 | 142,900,000 | 108,200,000 | 8,640,600,000 | 15,900,000 | 7,062,000,000 |
| Jun 2025 | 575,600,000 | 354,000,000 | 109,600,000 | 87,400,000 | 8,724,600,000 | 70,000,000 | 7,169,900,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$1,055,200,000
Investing CF
$-574,800,000
Financing CF
$-1,049,600,000
CapEx
$-2,600,000
Dividends Paid
—
Buybacks
$-739,900,000
EPS Diluted TTM
$40.24
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$1,083,600,000
Inventory
—
Receivables
$7,985,800,000
ST Investments
—
EBIT TTM
$655,600,000
Pretax Income TTM
$598,700,000
Interest Exp TTM
—
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,275,699,968
EBITDA
—
Free Cash Flow
—
Enterprise Value
$12,195,248,128
Total Cash
$25,700,000
Total Debt
$6,408,600,064
Shares Out
10,460,071
Trailing EPS
$40.17
Book Value
$145.26
ROE
28.1%
ROA
5.1%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 2,287,900,000 | 619,900,000 | 423,900,000 | 8,631,700,000 | 7,108,100,000 | — | 1,054,600,000 |
| Dec 2024 | 2,134,300,000 | 325,100,000 | 247,900,000 | 8,854,600,000 | 7,105,000,000 | — | 1,137,900,000 |
| Dec 2023 | 1,879,800,000 | 347,300,000 | 286,100,000 | 7,610,200,000 | 5,856,500,000 | — | 1,203,800,000 |
| Dec 2022 | 1,823,000,000 | 702,300,000 | 535,800,000 | 6,904,700,000 | 5,280,700,000 | — | 1,238,700,000 |
TTM Snapshot
Revenues TTM
$1,959,300,000
NetIncome TTM
$486,400,000
OpCashFlow TTM
$0
Assets (Latest)
$8,854,600,000
Forward EPS
$54.82
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $500.00 · spot: $568.91 · call volume: 31 · put volume: 30
Expected Move to 2026-11-20:
±$97.00
(17.05%) —
implied range
$471.91 –
$665.91
· ATM straddle on $570.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CORZ | Core Scientific, Inc./tx | $5.82B | $18.12 | — |
| ENVA | Enova International, Inc. | $6.09B | $244.71 | — |
| RIOT | Riot Platforms, Inc. | $6.90B | $18.24 | — |
| FNMA | FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE | $6.93B | $5.98 | — |
| SLM | SLM Corp | $4.83B | $25.69 | — |
News headlines (Yahoo Finance, 1h cache)
Credit Acceptance (CACC) Stock Still Looks Below Fair Value As Caution Lingers
2026-07-29 18:10 · Yahoo
Credit Acceptance (CACC) Could Be 11% Below Fair Value As Leadership Changes Take Shape
2026-07-29 12:07 · Yahoo
Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast
2026-07-28 20:02 · Yahoo
2 Financials Stocks for Long-Term Investors and 1 Facing Headwinds
2026-07-27 20:45 · Yahoo
Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy
2026-07-27 12:40 · Yahoo
Billionaire Scion Jill Foss Watson Sells Nearly $1M in Credit Acceptance Shares. What Does This Mean for Investors Now?
2026-07-21 19:31 · Yahoo
Credit Acceptance (CACC): Buy, Sell, or Hold Post Q1 Earnings?
2026-07-13 19:26 · Yahoo
Q1 Earnings Outperformers: Credit Acceptance (NASDAQ:CACC) And The Rest Of The Consumer Finance Stocks
2026-06-23 16:00 · Yahoo
Zacks Industry Outlook Highlights Credit Acceptance, Enova and Encore
2026-06-23 08:35 · Yahoo
3 Consumer Loan Stocks Poised to Gain From Improving Industry Dynamics
2026-06-22 12:27 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.