CACC — CREDIT ACCEPTANCE CORP

Nasdaq · Financials · Consumer Finance · CIK 885550 ·
Last close
$548.15
Market Cap
$5.73B
52W High
$579.80
52W Low
$405.00
ADV30
157,747
Next earnings
2026-07-30
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 574,800,000 362,000,000 169,800,000 135,800,000 8,694,600,000 25,700,000 7,180,500,000
Dec 2025 573,600,000 363,300,000 233,300,000 122,000,000 8,631,700,000 22,800,000 7,108,100,000
Sep 2025 576,400,000 356,000,000 142,900,000 108,200,000 8,640,600,000 15,900,000 7,062,000,000
Jun 2025 575,600,000 354,000,000 109,600,000 87,400,000 8,724,600,000 70,000,000 7,169,900,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,055,200,000
Investing CF
$-574,800,000
Financing CF
$-1,049,600,000
CapEx
$-2,600,000
Dividends Paid
Buybacks
$-739,900,000
EPS Diluted TTM
$40.24
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,083,600,000
Inventory
Receivables
$7,985,800,000
ST Investments
EBIT TTM
$655,600,000
Pretax Income TTM
$598,700,000
Interest Exp TTM
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,275,699,968
EBITDA
Free Cash Flow
Enterprise Value
$12,116,587,520
Total Cash
$25,700,000
Total Debt
$6,408,600,064
Shares Out
10,460,071
Trailing EPS
$40.11
Book Value
$145.26
ROE
28.1%
ROA
5.1%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 2,287,900,000 619,900,000 423,900,000 8,631,700,000 7,108,100,000 1,054,600,000
Dec 2024 2,134,300,000 325,100,000 247,900,000 8,854,600,000 7,105,000,000 1,137,900,000
Dec 2023 1,879,800,000 347,300,000 286,100,000 7,610,200,000 5,856,500,000 1,203,800,000
Dec 2022 1,823,000,000 702,300,000 535,800,000 6,904,700,000 5,280,700,000 1,238,700,000

TTM Snapshot

Revenues TTM
$1,959,300,000
NetIncome TTM
$486,400,000
OpCashFlow TTM
$0
Assets (Latest)
$8,854,600,000
Forward EPS
$54.73

Peers — same industry

TickerNameMarket CapLastDaily %
CHYM Chime Financial, Inc. $5.83B $16.70
MARA MARA Holdings, Inc. $5.37B $14.08
KLAR Klarna Group plc $6.14B $16.23
FIGR Figure Technology Solutions, Inc. $5.10B $27.93
OMF OneMain Holdings, Inc. $6.55B $56.71

News headlines (Yahoo Finance, 1h cache)

Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service
2026-06-10 20:30 · Yahoo
Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility
2026-06-09 20:02 · Yahoo
Marvell Technology and Flex Set to Join S&P 500; Others to Join S&P MidCap 400 and S&P SmallCap 600
2026-06-05 23:25 · Yahoo
Credit Acceptance (CACC) Up 0.3% Since Last Earnings Report: Can It Continue?
2026-06-04 15:30 · Yahoo
What to Know About a New $18 Million Bet on Cal-Maine Foods
2026-05-30 18:21 · Yahoo
Credit Acceptance (CACC) Is Up 6.5% After Q1 Earnings, New ABS Deal and Buybacks - What's Changed
2026-05-18 22:12 · Yahoo
TPG, Carlyle, Ridgepost Capital, Ares, and Credit Acceptance Stocks Trade Up, What You Need To Know
2026-05-18 20:44 · Yahoo
Alfreton Capital Sees Opportunity in CCC, Buys 1.98M Shares
2026-05-16 04:09 · Yahoo
3 Small-Cap Stocks Walking a Fine Line
2026-05-15 17:40 · Yahoo
Credit Acceptance (CACC) Upgraded to Buy: What Does It Mean for the Stock?
2026-05-15 16:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.