CACC — CREDIT ACCEPTANCE CORP
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 885550 ·
Last close
$555.68
Market Cap
$5.77B
52W High
$668.86
52W Low
$401.90
ADV30
117,963
Next earnings
2026-10-29
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 574,800,000 | 362,000,000 | 169,800,000 | 135,800,000 | 8,694,600,000 | 25,700,000 | 7,180,500,000 |
| Dec 2025 | 573,600,000 | 363,300,000 | 233,300,000 | 122,000,000 | 8,631,700,000 | 22,800,000 | 7,108,100,000 |
| Sep 2025 | 576,400,000 | 356,000,000 | 142,900,000 | 108,200,000 | 8,640,600,000 | 15,900,000 | 7,062,000,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$1,055,200,000
Investing CF
$-574,800,000
Financing CF
$-1,049,600,000
CapEx
$-2,600,000
Dividends Paid
—
Buybacks
$-739,900,000
EPS Diluted TTM
$40.24
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$1,083,600,000
Inventory
—
Receivables
$7,985,800,000
ST Investments
—
EBIT TTM
$655,600,000
Pretax Income TTM
$598,700,000
Interest Exp TTM
—
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,303,399,936
EBITDA
—
Free Cash Flow
—
Enterprise Value
$12,557,161,472
Total Cash
$1,400,000
Total Debt
$6,286,199,808
Shares Out
10,380,580
Trailing EPS
$45.31
Book Value
$153.13
ROE
31.9%
ROA
5.8%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 2,287,900,000 | 619,900,000 | 423,900,000 | 8,631,700,000 | 7,108,100,000 | 1,523,600,000 | 1,054,600,000 |
| Dec 2024 | 2,134,300,000 | 325,100,000 | 247,900,000 | 8,854,600,000 | 7,105,000,000 | 1,749,600,000 | 1,137,900,000 |
| Dec 2023 | 1,879,800,000 | 347,300,000 | 286,100,000 | 7,610,200,000 | 5,856,500,000 | 1,753,700,000 | 1,203,800,000 |
| Dec 2022 | 1,823,000,000 | 702,300,000 | 535,800,000 | 6,904,700,000 | 5,280,700,000 | 1,624,000,000 | 1,238,700,000 |
TTM Snapshot
Revenues TTM
$2,060,300,000
NetIncome TTM
$342,700,000
OpCashFlow TTM
$0
Assets (Latest)
$8,631,700,000
Forward EPS
$54.80
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $500.00 · spot: $547.88 · call volume: 31 · put volume: 30
Expected Move to 2026-11-20:
±$147.85
(26.99%) —
implied range
$400.02 –
$695.73
· ATM straddle on $550.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| BLSH | Bullish | $5.70B | $37.58 | — |
| FIGR | Figure Technology Solutions, Inc. | $5.92B | $31.90 | — |
| CORZ | Core Scientific, Inc./tx | $5.57B | $17.34 | — |
| FNMA | FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE | $5.41B | $4.67 | — |
| OMF | OneMain Holdings, Inc. | $6.60B | $57.36 | — |
News headlines (Yahoo Finance, 1h cache)
Over 50,000 drivers could have $634M in car debt erased after lender ‘preyed on’ consumers. Do you qualify?
2026-09-24 10:15 · Yahoo
Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?
2026-09-23 00:20 · Yahoo
Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer
2026-09-22 20:02 · Yahoo
Could you get debt relief from Credit Acceptance car loan deal?
2026-09-21 20:09 · Yahoo
Franklin Templeton (BEN) Could Be 6% Undervalued Following Credit Acceptance Settlement
2026-09-20 19:09 · Yahoo
1 Value Stock for Long-Term Investors and 2 We Ignore
2026-09-23 10:45 · Yahoo
1 Volatile Stock to Target This Week and 2 We Brush Off
2026-09-21 08:38 · Yahoo
3 Consumer Lending Stocks Built For Higher Interest Rates
2026-09-19 11:17 · Yahoo
What's Next for CACC After Its Multistate Lending Settlement?
2026-09-18 13:46 · Yahoo
Dave Ramsey Warns Car Debt Will ‘Suck The Bone Marrow Out Of Your Money’ as 1 In 5 New-Car Buyers Now Pays Over $1,000 a Month
2026-09-27 13:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.