CBU — COMMUNITY FINANCIAL SYSTEM, INC.
—
NYSE ·
Financials ·
Banks ·
CIK 723188 ·
Last close
$64.81
Market Cap
$3.41B
52W High
$71.11
52W Low
$60.51
ADV30
349,878
Next earnings
2026-10-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 215,736,000 | — | — | 54,422,000 | 17,303,296,000 | 286,995,000 | 15,297,262,000 |
| Sep 2025 | 207,052,000 | — | — | 55,088,000 | 16,957,804,000 | 230,487,000 | 15,018,854,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$301,859,000
Investing CF
$-182,103,000
Financing CF
$-15,005,000
CapEx
$-68,528,000
Dividends Paid
$-97,560,000
Buybacks
$-11,168,000
EPS Diluted TTM
$4.12
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$1,387,636,000
Inventory
—
Receivables
$57,734,000
ST Investments
$2,555,863,000
EBIT TTM
—
Pretax Income TTM
$211,126,000
Interest Exp TTM
$145,290,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$838,158,016
EBITDA
—
Free Cash Flow
—
Enterprise Value
$3,929,000,960
Total Cash
$258,174,000
Total Debt
$764,097,024
Shares Out
52,598,000
Trailing EPS
$4.31
Book Value
$39.41
ROE
11.5%
ROA
1.3%
Div Yield
2.92%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 818,292,000 | — | 210,455,000 | 17,303,296,000 | 15,297,262,000 | — | 301,859,000 |
| Dec 2024 | 746,303,000 | — | 182,481,000 | 16,386,044,000 | 14,623,209,000 | — | 242,276,000 |
| Dec 2023 | 651,877,000 | — | 131,924,000 | 15,555,753,000 | 13,857,816,000 | — | 228,420,000 |
| Dec 2022 | 679,355,000 | — | 188,081,000 | 15,835,651,000 | 14,283,946,000 | — | 214,600,000 |
TTM Snapshot
Revenues TTM
$265,459,000
NetIncome TTM
$93,785,000
OpCashFlow TTM
$0
Assets (Latest)
$8,666,437,000
Forward EPS
$5.29
Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)
max pain strike: $60.00 · spot: $64.81 · call volume: 42 · put volume: 3
Expected Move to 2026-08-21:
±$6.40
(9.88%) —
implied range
$58.41 –
$71.21
· ATM straddle on $65.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SFNC | SIMMONS FIRST NATIONAL CORP | $3.41B | $23.59 | — |
| FHB | FIRST HAWAIIAN, INC. | $3.38B | $27.79 | — |
| SBCF | SEACOAST BANKING CORP OF FLORIDA | $3.36B | $34.74 | — |
| FFBC | FIRST FINANCIAL BANCORP /OH/ | $3.55B | $33.83 | — |
| ASB-PE | ASSOCIATED BANC-CORP | $3.27B | $19.96 | — |
News headlines (Yahoo Finance, 1h cache)
Community Financial System (CBU) Stock May Be 37% Undervalued On Dividend Hike
2026-08-01 02:06 · Yahoo
Community Financial System Inc (CBU) Q2 2026 Earnings Call Highlights: Record Earnings and ...
2026-07-28 23:00 · Yahoo
Community Financial System Q2 Earnings Call Highlights
2026-07-28 16:04 · Yahoo
Community Financial (CBU) Reports Q2 Earnings: What Key Metrics Have to Say
2026-07-28 14:00 · Yahoo
Community Bank’s (NYSE:CBU) Q2 CY2026 Sales Beat Estimates
2026-07-28 13:27 · Yahoo
Community Financial System (CBU) Q2 Earnings Lag Estimates
2026-07-28 12:35 · Yahoo
Community Financial System, Inc. Reports Second Quarter 2026 Results
2026-07-28 10:45 · Yahoo
Community Bank (CBU) Q2 Earnings: What To Expect
2026-07-27 05:25 · Yahoo
Bread Financial Holdings (BFH) Q2 Earnings and Revenues Beat Estimates
2026-07-23 12:15 · Yahoo
Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 34th Consecutive Year of Dividend Increases
2026-07-22 20:15 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.