CBU — COMMUNITY FINANCIAL SYSTEM, INC.
—
NYSE ·
Financials ·
Banks ·
CIK 723188 ·
Last close
$60.49
Market Cap
$3.18B
52W High
$70.56
52W Low
$51.83
ADV30
258,233
Next earnings
2026-10-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 215,736,000 | — | — | 54,422,000 | 17,303,296,000 | 286,995,000 | 15,297,262,000 |
| Sep 2025 | 207,052,000 | — | — | 55,088,000 | 16,957,804,000 | 230,487,000 | 15,018,854,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$310,908,000
Investing CF
$-354,456,000
Financing CF
$97,700,000
CapEx
$-69,233,000
Dividends Paid
$-98,115,000
Buybacks
$-26,631,000
EPS Diluted TTM
$4.31
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$1,420,143,000
Inventory
—
Receivables
$56,559,000
ST Investments
$2,530,944,000
EBIT TTM
—
Pretax Income TTM
$285,740,000
Interest Exp TTM
$190,565,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$838,158,016
EBITDA
—
Free Cash Flow
—
Enterprise Value
$3,814,807,808
Total Cash
$247,942,000
Total Debt
$772,150,976
Shares Out
52,615,905
Trailing EPS
$4.31
Book Value
$39.41
ROE
11.5%
ROA
1.3%
Div Yield
3.04%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 818,292,000 | — | 210,455,000 | 17,303,296,000 | 15,297,262,000 | 2,006,034,000 | 301,859,000 |
| Dec 2024 | 746,303,000 | — | 182,481,000 | 16,386,044,000 | 14,623,209,000 | 1,762,835,000 | 242,276,000 |
| Dec 2023 | 651,877,000 | — | 131,924,000 | 15,555,753,000 | 13,857,816,000 | 1,697,937,000 | 228,420,000 |
| Dec 2022 | 679,355,000 | — | 188,081,000 | 15,835,651,000 | 14,283,946,000 | 1,551,705,000 | 214,600,000 |
TTM Snapshot
Revenues TTM
$265,459,000
NetIncome TTM
$93,785,000
OpCashFlow TTM
$0
Assets (Latest)
$8,666,437,000
Forward EPS
$5.19
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $40.00 · spot: $60.49 · call volume: 33 · put volume: 0Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SBCF | SEACOAST BANKING CORP OF FLORIDA | $3.15B | $32.55 | — |
| ASB-PE | ASSOCIATED BANC-CORP | $3.15B | $19.21 | — |
| PRK | PARK NATIONAL CORP /OH/ | $3.28B | $181.50 | — |
| MCHB | Mechanics Bancorp | $3.29B | $14.92 | — |
| SFNC | SIMMONS FIRST NATIONAL CORP | $3.30B | $22.83 | — |
News headlines (Yahoo Finance, 1h cache)
Community Financial System Announces Third Quarter 2026 Earnings Conference Call
2026-09-17 14:00 · Yahoo
Spotting Winners: Community Bank (NYSE:CBU) And Regional Banks Stocks In Q2
2026-08-27 18:01 · Yahoo
Community Financial System Inc (CBU) Q2 2026 Earnings Call Highlights: Record Earnings and ...
2026-07-28 23:00 · Yahoo
Community Financial (CBU) Reports Q2 Earnings: What Key Metrics Have to Say
2026-07-28 14:00 · Yahoo
Community Bank’s (NYSE:CBU) Q2 CY2026 Sales Beat Estimates
2026-07-28 13:27 · Yahoo
Community Financial System (CBU) Q2 Earnings Lag Estimates
2026-07-28 12:35 · Yahoo
Community Financial System, Inc. Reports Second Quarter 2026 Results
2026-07-28 10:45 · Yahoo
New Hampshire Shores Trust Expands CFSI's Advisor-Friendly Trust Services Capabilities
2026-08-10 10:00 · Yahoo
Community Bank (CBU) Q2 Earnings: What To Expect
2026-07-27 05:25 · Yahoo
3 Russell 2000 Stocks We Steer Clear Of
2026-09-28 15:50 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.