CBU — COMMUNITY FINANCIAL SYSTEM, INC.
—
NYSE ·
Financials ·
Banks ·
CIK 723188 ·
Last close
$66.18
Market Cap
$3.48B
52W High
$66.99
52W Low
$54.90
ADV30
234,750
Next earnings
2026-07-28
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 215,736,000 | — | — | 54,422,000 | 17,303,296,000 | 286,995,000 | 15,297,262,000 |
| Sep 2025 | 207,052,000 | — | — | 55,088,000 | 16,957,804,000 | 230,487,000 | 15,018,854,000 |
| Jun 2025 | 199,256,000 | — | — | 51,331,000 | 16,665,018,000 | 231,178,000 | 14,781,927,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$301,859,000
Investing CF
$-182,103,000
Financing CF
$-15,005,000
CapEx
$-68,528,000
Dividends Paid
$-97,560,000
Buybacks
$-11,168,000
EPS Diluted TTM
$4.12
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$1,387,636,000
Inventory
—
Receivables
$57,734,000
ST Investments
$2,555,863,000
EBIT TTM
—
Pretax Income TTM
$211,126,000
Interest Exp TTM
$145,290,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$814,748,992
EBITDA
—
Free Cash Flow
—
Enterprise Value
$3,569,410,304
Total Cash
$562,646,016
Total Debt
$653,971,008
Shares Out
52,554,929
Trailing EPS
$4.12
Book Value
$38.52
ROE
11.3%
ROA
1.3%
Div Yield
2.84%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 818,292,000 | — | 210,455,000 | 17,303,296,000 | 15,297,262,000 | — | 301,859,000 |
| Dec 2024 | 746,303,000 | — | 182,481,000 | 16,386,044,000 | 14,623,209,000 | — | 242,276,000 |
| Dec 2023 | 651,877,000 | — | 131,924,000 | 15,555,753,000 | 13,857,816,000 | — | 228,420,000 |
| Dec 2022 | 679,355,000 | — | 188,081,000 | 15,835,651,000 | 14,283,946,000 | — | 214,600,000 |
TTM Snapshot
Revenues TTM
$265,459,000
NetIncome TTM
$93,785,000
OpCashFlow TTM
$0
Assets (Latest)
$8,666,437,000
Forward EPS
$5.38
Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)
max pain strike: $60.00 · spot: $64.50 · call volume: 20 · put volume: 14
Expected Move to 2026-08-21:
±$6.00
(9.30%) —
implied range
$58.50 –
$70.50
· ATM straddle on $65.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FHB | FIRST HAWAIIAN, INC. | $3.49B | $28.69 | — |
| WSBC | WESBANCO INC | $3.54B | $36.77 | — |
| MCHB | Mechanics Bancorp | $3.40B | $15.43 | — |
| FFBC | FIRST FINANCIAL BANCORP /OH/ | $3.39B | $32.30 | — |
| FIBK | FIRST INTERSTATE BANCSYSTEM INC | $3.60B | $37.11 | — |
News headlines (Yahoo Finance, 1h cache)
Community Financial System (CBU) Stock Valuation After Recent Gains And Conflicting P/E And DCF Signals
2026-06-15 09:07 · Yahoo
All You Need to Know About Community Financial (CBU) Rating Upgrade to Buy
2026-06-11 16:00 · Yahoo
Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks
2026-06-04 13:10 · Yahoo
3 Unpopular Stocks We’re Skeptical Of
2026-06-03 14:23 · Yahoo
Community Financial System, Inc. Completes Acquisition of ClearPoint Federal Bank & Trust
2026-06-01 10:45 · Yahoo
3 Small-Cap Stocks We Find Risky
2026-05-29 11:20 · Yahoo
3 Russell 2000 Stocks We Keep Off Our Radar
2026-05-23 15:56 · Yahoo
3 Dividend Stocks Yielding Up To 4.3%
2026-05-12 17:32 · Yahoo
3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income
2026-05-12 13:10 · Yahoo
Regional Banks Stocks Q1 Results: Benchmarking Community Bank (NYSE:CBU)
2026-05-05 06:04 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.