CHYM — Chime Financial, Inc.

Nasdaq · Financials · Consumer Finance · CIK 1795586 ·
Last close
$16.60
Market Cap
$5.79B
52W High
$24.75
52W Low
$15.88
ADV30
4,934,950
Next earnings
2026-08-06
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 647,387,000 580,313,000 46,163,000 53,456,000 1,950,383,000 607,677,000 508,941,000
Dec 2025 596,358,000 530,250,000 -53,768,000 -44,777,000 1,964,605,000 466,252,000 562,899,000
Sep 2025 543,519,000 474,118,000 -64,710,000 -54,722,000 1,962,311,000 445,026,000 519,037,000
Jun 2025 528,149,000 461,029,000 -930,638,000 -923,376,000 1,902,474,000 868,284,000 474,376,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$52,780,000
Investing CF
$-289,688,000
Financing CF
$367,668,000
CapEx
$-28,720,000
Dividends Paid
Buybacks
$-77,538,000
EPS Diluted TTM
$-7.66
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-3,374,104,000
Inventory
Receivables
$329,465,000
ST Investments
$587,828,000
EBIT TTM
$-1,039,979,000
Pretax Income TTM
$-1,009,105,000
Interest Exp TTM
Analysts
18

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,315,412,992
EBITDA
$-573,262,976
Free Cash Flow
$653,975,232
Enterprise Value
$5,512,015,360
Total Cash
$1,117,096,960
Total Debt
$132,736,000
Shares Out
348,886,850
Trailing EPS
$-4.14
Book Value
$3.77
ROE
-80.0%
ROA
-21.5%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 2,186,770,000 -1,039,979,000 -1,009,936,000 1,964,605,000 562,899,000 52,780,000
Dec 2024 1,673,269,000 -62,199,000 -25,344,000 1,461,037,000 501,516,000 64,140,000
Dec 2023 1,278,455,000 -235,785,000 -203,202,000 1,320,252,000 383,744,000 -156,594,000
Dec 2022 1,008,838,000 -478,702,000 -470,254,000 1,417,754,000 316,711,000 -434,133,000

TTM Snapshot

Revenues TTM
$421,871,000
NetIncome TTM
$-22,026,000
OpCashFlow TTM
$0
Assets (Latest)
$1,461,037,000
Forward EPS
$1.15

Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)

max pain strike: $17.50 · spot: $16.60 · call volume: 369 · put volume: 107
Expected Move to 2026-07-17: ±$1.94 (11.69%) — implied range $14.66$18.54 · ATM straddle on $17.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
CACC CREDIT ACCEPTANCE CORP $5.89B $563.32
MARA MARA Holdings, Inc. $5.31B $13.92
OMF OneMain Holdings, Inc. $6.66B $57.61
FIGR Figure Technology Solutions, Inc. $5.00B $27.40
KLAR Klarna Group plc $6.75B $17.86

News headlines (Yahoo Finance, 1h cache)

Wall Street Analysts Think Chime Financial, Inc. (CHYM) Could Surge 71.49%: Read This Before Placing a Bet
2026-06-16 13:55 · Yahoo
Why the Enormous IPOs Won’t Sink the Market
2026-06-12 17:54 · Yahoo
Ally Financial vs. Chime Financial Inc. Class A Common Stock: Which Financial Stock Is a Better Buy in 2026?
2026-06-09 19:39 · Yahoo
Assessing Chime Financial (CHYM) Valuation As Shares Struggle After Recent Weak Three Month Performance
2026-06-09 13:10 · Yahoo
Chime Financial CEO Maps Growth Roadmap, $2.7B Revenue Target at Conference
2026-06-08 02:04 · Yahoo
Chime CEO says hundreds of thousands of its members are setting up Trump accounts as it pushes into investing
2026-06-01 16:11 · Yahoo
Chime and Invest America Launch the Compound Combine™ Series to Help All American Families Build Wealth Early
2026-05-29 13:00 · Yahoo
Will UPST's Credit Union Partnerships Strengthen Its Lending Growth?
2026-05-28 18:19 · Yahoo
Why This Fund Sold $11 Million of BILL Stock Despite a $1 Billion Buyback Plan
2026-05-24 01:10 · Yahoo
Chime (CHYM) Reports Q1 2026 Revenue of $647M, Achieving First GAAP Profitable Quarter
2026-05-23 11:23 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.