CHYM — Chime Financial, Inc.

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Nasdaq · Financials · Consumer Finance · CIK 1795586 ·
Last close
$26.78
Market Cap
$9.29B
52W High
$35.55
52W Low
$15.88
ADV30
7,778,583
Next earnings
2026-11-04

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGross profitOp incomeNet incomeAssetsCashLiabilities
Jun 2026 — — — — — — —
Mar 2026 647,387,000 580,313,000 46,163,000 53,456,000 1,950,383,000 607,677,000 508,941,000
Dec 2025 596,358,000 530,250,000 -53,768,000 -44,777,000 1,964,605,000 466,252,000 562,899,000
Sep 2025 543,519,000 474,118,000 -64,710,000 -54,722,000 1,962,311,000 445,026,000 519,037,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$166,010,000
Investing CF
$-169,084,000
Financing CF
$294,437,000
CapEx
$-31,381,000
Dividends Paid
—
Buybacks
$-163,278,000
EPS Diluted TTM
$-0.07
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-3,320,648,000
Inventory
—
Receivables
$400,153,000
ST Investments
$403,605,000
EBIT TTM
$-1,002,953,000
Pretax Income TTM
$-969,685,000
Interest Exp TTM
—
Analysts
20

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,457,031,936
EBITDA
$383,883,008
Free Cash Flow
$437,652,256
Enterprise Value
$11,513,366,528
Total Cash
$1,160,823,040
Total Debt
$180,880,992
Shares Out
347,019,852
Trailing EPS
$5.37
Book Value
$3.71
ROE
-1.3%
ROA
12.0%
Div Yield
—

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOp incomeNet incomeAssetsLiabilitiesEquityOp cash flow
Dec 2025 2,186,770,000 -1,039,979,000 -1,009,936,000 1,964,605,000 562,899,000 1,401,706,000 52,780,000
Dec 2024 1,673,269,000 -62,199,000 -25,344,000 1,461,037,000 501,516,000 959,521,000 64,140,000
Dec 2023 1,278,455,000 -235,785,000 -203,202,000 1,320,252,000 383,744,000 936,508,000 -156,594,000
Dec 2022 1,008,838,000 -478,702,000 -470,254,000 1,417,754,000 316,711,000 1,101,043,000 -434,133,000

TTM Snapshot

Revenues TTM
$940,615,000
NetIncome TTM
$-9,087,000
OpCashFlow TTM
$0
Assets (Latest)
$1,964,605,000
Forward EPS
$1.61

Max Pain — expiry 2026-10-16

max pain strike: $30.00 · spot: $26.01 · call oi: 5,963 · put oi: 3,631
Expected Move to 2026-10-16: ±$2.93 (11.27%) — implied range $23.08 – $28.94 · ATM straddle on $25.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
RIOT Riot Platforms, Inc. $8.63B $23.00 —
WULF TERAWULF INC. $7.85B $15.74 —
CIFR Cipher Digital Inc. $7.36B $17.73 —
HUT Hut 8 Corp. $11.93B $96.82 —
OMF OneMain Holdings, Inc. $6.60B $57.36 —

News headlines (Yahoo Finance, 1h cache)

Does Chime Financial (CHYM) Taking Over A Bank Change Its National Banking Reach?
2026-09-19 11:15 · Yahoo
Is Chime Financial (CHYM) Undervalued As It Expands Its New York Hub?
2026-09-19 10:10 · Yahoo
Chime Opens New Office in New York City
2026-09-16 13:05 · Yahoo
Chime Financial (CHYM) Moves Deeper into Banking with $590 Million Stride Acquisition
2026-09-11 15:34 · Yahoo
Chime Finds Its Stride With a $590M Deal That Could Reshape Its Banking Model
2026-09-11 12:00 · Yahoo
Chime Paid $590 Million to Stop Renting Its Own Bank | Is This the Deal That Changes the Stock?
2026-09-10 12:55 · Yahoo
Chime Financial Stock Raises Full Year Revenue Guidance to 30% After Strong Q2 Acceleration
2026-09-10 11:37 · Yahoo
Chime Wins Price-Target Hikes On Stride Deal And Raised Guidance, But Shares Slash Early Gains
2026-09-09 20:26 · Yahoo
Chime's Stride Bank Deal to Likely Boost Credit Growth, Morgan Stanley Says
2026-09-09 15:05 · Yahoo
Is Chime Stock a Buy, Sell, or Hold After Nearly Doubling From Its 52-Week Low?
2026-09-23 09:05 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.