CIA — CITIZENS, INC.
—
NYSE ·
Financials ·
Insurance ·
CIK 24090 ·
Last close
$3.59
Market Cap
$181.81M
52W High
$6.54
52W Low
$3.39
ADV30
126,093
Next earnings
2026-11-05
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 60,408,000 | — | — | -425,000 | 1,752,060,000 | 15,406,000 | 1,516,896,000 |
| Mar 2026 | 59,720,000 | — | — | 2,268,000 | 1,739,500,000 | 16,966,000 | 1,500,832,000 |
| Dec 2025 | 72,070,000 | — | — | 7,338,000 | 1,754,760,000 | 21,422,000 | 1,519,775,000 |
| Sep 2025 | 62,808,000 | — | — | 2,417,000 | 1,742,365,000 | 21,569,000 | 1,516,761,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$16,915,000
Investing CF
$-11,667,000
Financing CF
$-5,083,000
CapEx
$-666,000
Dividends Paid
—
Buybacks
$-393,000
EPS Diluted TTM
$0.35
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$73,496,000
Inventory
—
Receivables
$26,144,000
ST Investments
$16,466,000
EBIT TTM
—
Pretax Income TTM
$14,188,000
Interest Exp TTM
—
Analysts
1
Yahoo Snapshot (yfinance, live)
Total Revenue
$255,006,000
EBITDA
$14,937,000
Free Cash Flow
$9,612,500
Enterprise Value
$165,896,320
Total Cash
$15,406,000
Total Debt
$0
Shares Out
50,643,108
Trailing EPS
$0.22
Book Value
$4.64
ROE
5.0%
ROA
0.5%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 255,616,000 | — | 14,591,000 | 1,754,760,000 | 1,519,775,000 | 234,985,000 | 17,986,000 |
| Dec 2024 | 245,001,000 | — | 14,912,000 | 1,685,325,000 | 1,474,970,000 | 210,355,000 | 31,918,000 |
| Dec 2023 | 240,680,000 | — | 24,437,000 | 1,668,928,000 | 1,496,799,000 | 65,875,000 | 22,056,000 |
| Dec 2022 | 232,524,000 | — | 26,007,000 | 1,590,703,000 | 1,462,913,000 | 127,790,000 | 56,920,000 |
TTM Snapshot
Revenues TTM
$232,949,000
NetIncome TTM
$7,272,000
OpCashFlow TTM
$0
Assets (Latest)
$1,754,760,000
Forward EPS
$0.20
Max Pain — expiry 2026-11-20
max pain strike: $5.00 · spot: $3.62 · call oi: 409 · put oi: 35,642
Expected Move to 2026-11-20:
±$1.45
(40.06%) —
implied range
$2.17 –
$5.07
· ATM straddle on $2.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| UTGN | UTG INC | $181.67M | $57.99 | — |
| OSG | OCTAVE SPECIALTY GROUP INC | $188.77M | $4.19 | — |
| JRVR | James River Group Holdings, Inc. | $163.22M | $3.53 | — |
| CRD-B | CRAWFORD & CO | $223.65M | $11.83 | — |
| MBI | MBIA INC | $223.96M | $4.39 | — |
News headlines (Yahoo Finance, 1h cache)
Citizens, Inc. Reports Second Quarter 2026 Financial Results
2026-08-06 20:05 · Yahoo
Citizens, Inc. to Participate at Emerging Growth Virtual Conference on June 10, 2026
2026-06-09 20:05 · Yahoo
Citizens, Inc. Just Missed Earnings - But Analysts Have Updated Their Models
2026-05-11 10:24 · Yahoo
Citizens, Inc. Reports First Quarter 2026 Financial Results
2026-05-07 20:05 · Yahoo
Higher Treasury Yields Are Reshaping RGA Stock And Other U.S. Insurance Plays
2026-09-27 11:10 · Yahoo
Champion Iron Gets Second Strike on Pay Report as Shareholders Back Board
2026-08-27 11:02 · Yahoo
CHAMPION IRON ANNOUNCES FY2026 ANNUAL GENERAL MEETING VOTING RESULTS
2026-08-27 00:32 · Yahoo
CHAMPION IRON REPORTS ITS FY2027 FIRST QUARTER RESULTS
2026-07-29 22:33 · Yahoo
CHAMPION IRON APPOINTS STEVE BOUCRATIE AS CHIEF LEGAL & STRATEGY OFFICER AND CORPORATE SECRETARY AND MICHAEL MARCOTTE AS CHIEF FINANCIAL OFFICER
2026-07-15 22:25 · Yahoo
Citizens (CIA) Stock Jumps 7.2%: Will It Continue to Soar?
2026-06-29 13:44 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.