CINF — CINCINNATI FINANCIAL CORP

Nasdaq · Financials · Insurance · CIK 20286 ·
Last close
$177.68
Market Cap
$27.27B
52W High
$194.81
52W Low
$154.76
ADV30
1,010,508
Next earnings
2026-10-26
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 2,863,000,000 274,000,000 41,211,000,000 1,210,000,000 25,497,000,000
Dec 2025 3,091,000,000 676,000,000 41,002,000,000 1,431,000,000 25,091,000,000
Sep 2025 3,726,000,000 1,122,000,000 40,567,000,000 1,460,000,000 25,161,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$3,458,000,000
Investing CF
$-2,126,000,000
Financing CF
$-1,132,000,000
CapEx
$-19,000,000
Dividends Paid
$-533,000,000
Buybacks
$-342,000,000
EPS Diluted TTM
$17.49
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$16,848,000,000
Inventory
Receivables
$4,337,000,000
ST Investments
$887,000,000
EBIT TTM
$3,487,000,000
Pretax Income TTM
$3,434,000,000
Interest Exp TTM
$53,000,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$13,953,999,872
EBITDA
$4,365,000,192
Free Cash Flow
$2,984,875,008
Enterprise Value
$25,801,218,048
Total Cash
$1,892,000,000
Total Debt
$876,000,000
Shares Out
153,478,045
Trailing EPS
$21.18
Book Value
$108.68
ROE
21.5%
ROA
6.4%
Div Yield
2.15%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 12,631,000,000 2,393,000,000 41,002,000,000 25,091,000,000 3,112,000,000
Dec 2024 11,337,000,000 2,292,000,000 36,501,000,000 22,566,000,000 2,649,000,000
Dec 2023 10,013,000,000 1,843,000,000 32,769,000,000 20,671,000,000 2,052,000,000
Dec 2022 6,563,000,000 -487,000,000 29,732,000,000 19,170,000,000 2,052,000,000

TTM Snapshot

Revenues TTM
$8,326,000,000
NetIncome TTM
$458,000,000
OpCashFlow TTM
$0
Assets (Latest)
$36,501,000,000
Forward EPS
$9.10

Max Pain — expiry 2026-08-21

max pain strike: $180.00 · spot: $177.68 · call oi: 2,550 · put oi: 1,398
Expected Move to 2026-08-21: ±$8.22 (4.63%) — implied range $169.45$185.90 · ATM straddle on $180.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
WRB BERKLEY W R CORP $26.92B $72.54
PFG PRINCIPAL FINANCIAL GROUP INC $24.34B $113.70
CNC CENTENE CORP $30.74B $62.22
L LOEWS CORP $23.87B $116.01
BRO BROWN & BROWN, INC. $23.56B $70.40

News headlines (Yahoo Finance, 1h cache)

Cincinnati Financial (CINF) Stock Fair Value Edges Higher As Analysts Weigh Growth And Catastrophe Risks
2026-07-31 16:08 · Yahoo
CINF Q2 Deep Dive: Slower Premium Growth and Margin Expansion Amid Industry Headwinds
2026-07-29 09:41 · Yahoo
Cincinnati Financial Corp (CINF) Q2 2026 Earnings Call Highlights: Strong Net Income Amid ...
2026-07-28 23:00 · Yahoo
CINF Q2 Earnings Miss Estimates, Revenues Rise Y/Y on Premium Growth
2026-07-28 17:17 · Yahoo
Cincinnati Financial Q2 Earnings Call Highlights
2026-07-28 16:04 · Yahoo
Cincinnati Financial Corporation Q2 2026 Earnings Call Summary
2026-07-28 12:30 · Yahoo
Why Insurance Stocks Can Be Some of the Market's Best Long-Term Compounders
2026-07-28 01:35 · Yahoo
Here's What Key Metrics Tell Us About Cincinnati Financial (CINF) Q2 Earnings
2026-07-27 23:00 · Yahoo
Cincinnati Financial (CINF) Q2 Earnings and Revenues Miss Estimates
2026-07-27 21:15 · Yahoo
Cincinnati Financial’s (NASDAQ:CINF) Q2 CY2026: Sales Beat Estimates due to Investment Gains
2026-07-27 20:17 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.