COFS — CHOICEONE FINANCIAL SERVICES INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 803164 ·
Last close
$32.57
Market Cap
$487.74M
52W High
$33.00
52W Low
$26.63
ADV30
75,380
Next earnings
2026-07-24
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 42,937,000 | — | — | 13,867,000 | 4,410,551,000 | 87,988,000 | 3,945,198,000 |
| Sep 2025 | 44,741,000 | — | — | 14,681,000 | 4,296,902,000 | 98,978,000 | 3,847,287,000 |
| Jun 2025 | 42,825,000 | — | — | 13,534,000 | 4,310,252,000 | 156,280,000 | 3,878,491,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$41,030,000
Investing CF
$-138,648,000
Financing CF
$42,415,000
CapEx
$-7,316,000
Dividends Paid
$-17,094,000
Buybacks
$-4,128,000
EPS Diluted TTM
$3.70
As of
2026-06-07
Balance + Analyst (yfinance extras)
Retained Earnings
$102,641,000
Inventory
—
Receivables
—
ST Investments
$134,277,000
EBIT TTM
—
Pretax Income TTM
$34,188,000
Interest Exp TTM
$65,888,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$171,007,008
EBITDA
—
Free Cash Flow
—
Enterprise Value
$636,488,896
Total Cash
$85,746,000
Total Debt
$234,498,000
Shares Out
14,975,035
Trailing EPS
$4.22
Book Value
$31.42
ROE
12.4%
ROA
1.3%
Div Yield
3.57%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 161,736,000 | — | 28,176,000 | 4,410,551,000 | 3,945,198,000 | — | 31,814,000 |
| Dec 2024 | 92,437,000 | — | 26,727,000 | 2,723,243,000 | 2,462,828,000 | — | 47,081,000 |
| Dec 2023 | 80,791,000 | — | 21,261,000 | 2,576,706,000 | 2,381,072,000 | — | 46,333,000 |
| Dec 2022 | 81,386,000 | — | 23,640,000 | 2,385,915,000 | 2,217,041,000 | — | 44,327,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$3.68
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| OBT | Orange County Bancorp, Inc. /DE/ | $492.47M | $36.73 | — |
| FBIZ | FIRST BUSINESS FINANCIAL SERVICES, INC. | $506.91M | $60.62 | — |
| GBFH | GBank Financial Holdings Inc. | $467.54M | $32.31 | — |
| FFIC | FLUSHING FINANCIAL CORP | $525.03M | $15.49 | — |
| BSRR | SIERRA BANCORP | $532.06M | $40.68 | — |
News headlines (Yahoo Finance, 1h cache)
All You Need to Know About ChoiceOne Financial Services (COFS) Rating Upgrade to Buy
2026-06-10 16:00 · Yahoo
ChoiceOne Bank Awards Scholarships to 19 High School Seniors
2026-06-04 16:01 · Yahoo
ChoiceOne Financial Services And 2 Other Top Dividend Stocks To Consider
2026-06-02 17:32 · Yahoo
ChoiceOne Financial Announces Cash Dividends
2026-05-20 20:01 · Yahoo
Exploring May 2026's Undervalued Small Caps With Insider Buying
2026-05-13 11:39 · Yahoo
3 Dividend Stocks With Yields Up To 4.3 For Your Portfolio
2026-05-04 11:31 · Yahoo
ChoiceOne Financial Services, Inc. (COFS) Q1 Earnings Surpass Estimates
2026-04-24 12:40 · Yahoo
ChoiceOne Reports First Quarter 2026 Results
2026-04-24 11:30 · Yahoo
April 2026's Standout Dividend Stocks
2026-04-02 17:31 · Yahoo
ChoiceOne Financial Services (COFS) Upgraded to Buy: What Does It Mean for the Stock?
2026-03-30 16:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.