CPSS — CONSUMER PORTFOLIO SERVICES, INC.
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 889609 ·
Last close
$9.56
Market Cap
$206.06M
52W High
$10.49
52W Low
$7.30
ADV30
25,107
Next earnings
2026-11-09
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 52,273,000 | — | — | 5,539,000 | 4,052,799,000 | 6,944,000 | 3,738,447,000 |
| Dec 2025 | 50,106,000 | — | — | 4,981,000 | 3,858,193,000 | 6,322,000 | 3,548,657,000 |
| Sep 2025 | 49,323,000 | — | — | 4,853,000 | 3,809,776,000 | 9,388,000 | 3,502,211,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$298,914,000
Investing CF
$-646,683,000
Financing CF
$349,704,000
CapEx
$-1,034,000
Dividends Paid
—
Buybacks
$-9,907,000
EPS Diluted TTM
$0.92
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$291,924,000
Inventory
—
Receivables
—
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$29,229,000
Interest Exp TTM
$237,167,000
Analysts
—
Yahoo Snapshot (yfinance, live)
Total Revenue
$211,772,992
EBITDA
—
Free Cash Flow
—
Enterprise Value
$4,221,542,912
Total Cash
$7,501,000
Total Debt
$4,025,783,040
Shares Out
21,554,714
Trailing EPS
$0.91
Book Value
$14.89
ROE
6.9%
ROA
0.5%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 202,446,000 | — | 19,325,000 | 3,858,193,000 | 3,548,657,000 | 309,536,000 | 289,001,000 |
| Dec 2024 | 202,249,000 | — | 19,203,000 | 3,493,868,000 | 3,201,098,000 | 292,770,000 | 233,755,000 |
| Dec 2023 | 205,383,000 | — | 45,343,000 | 2,903,746,000 | 2,629,078,000 | 274,668,000 | 237,980,000 |
| Dec 2022 | 242,185,000 | — | 85,983,000 | 2,752,768,000 | 2,524,379,000 | 228,389,000 | 215,932,000 |
TTM Snapshot
Revenues TTM
$70,612,000
NetIncome TTM
$-7,488,000
OpCashFlow TTM
$0
Assets (Latest)
$890,050,000
Forward EPS
$1.45
Max Pain — expiry 2026-10-16 (volume-derived — Yahoo OI feed degraded)
max pain strike: $10.00 · spot: $9.39 · call volume: 6 · put volume: 27
Expected Move to 2026-10-16:
±$1.90
(20.23%) —
implied range
$7.49 –
$11.29
· ATM straddle on $10.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CNTN | Canton Strategic Holdings, Inc. | $204.78M | $2.57 | — |
| ZSQR | Z Squared Inc. | $200.34M | $3.78 | — |
| USBC | USBC, Inc. | $197.95M | $0.51 | — |
| DFDV | DeFi Development Corp. | $197.03M | $6.04 | — |
| TONX | TON Strategy Co | $196.88M | $3.58 | — |
News headlines (Yahoo Finance, 1h cache)
Consumer Portfolio Services Q2 Earnings Call Highlights
2026-08-05 18:04 · Yahoo
CPS to Host Conference Call on Second Quarter 2026 Earnings
2026-08-03 18:37 · Yahoo
Consumer Portfolio Services Q1 Earnings Call Highlights
2026-05-06 18:34 · Yahoo
CPS Announces First Quarter 2026 Earnings
2026-05-05 20:15 · Yahoo
CPS Announces Credit Facility Capacity Increase
2026-04-06 17:59 · Yahoo
CPS Announces $80.0 Million Securitization of Residual Interests
2026-08-18 17:38 · Yahoo
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization
2026-07-22 17:34 · Yahoo
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
2026-04-22 16:52 · Yahoo
Consumer Portfolio Services Inc (CPSS) (Q2 2026) Earnings Call Highlights: Record Originations ...
2026-08-06 01:00 · Yahoo
CPS Announces Second Quarter 2026 Earnings
2026-08-04 20:15 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.