HCI — HCI Group, Inc.

NYSE · Financials · Insurance · CIK 1400810 ·
Last close
$163.17
Market Cap
$2.08B
52W High
$169.62
52W Low
$144.38
ADV30
176,857
Next earnings
2026-08-06
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 243,206,000 73,407,000 2,611,081,000 1,014,049,000 1,433,381,000
Dec 2025 246,354,000 97,654,000 2,528,928,000 1,210,126,000 1,414,284,000
Sep 2025 216,401,000 65,507,000 2,346,779,000 987,933,000 1,491,210,000
Jun 2025 221,952,000 66,160,000 2,353,106,000 947,166,000 1,566,017,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$444,449,000
Investing CF
$87,272,000
Financing CF
$146,197,000
CapEx
$-3,633,000
Dividends Paid
$-19,289,000
Buybacks
$-1,524,000
EPS Diluted TTM
$22.68
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$611,509,000
Inventory
Receivables
$348,722,000
ST Investments
$31,269,000
EBIT TTM
$438,486,000
Pretax Income TTM
$429,330,000
Interest Exp TTM
$9,156,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$927,395,008
EBITDA
$460,798,016
Free Cash Flow
$449,517,504
Enterprise Value
$1,225,135,744
Total Cash
$1,014,049,024
Total Debt
$67,672,000
Shares Out
12,764,808
Trailing EPS
$22.83
Book Value
$84.41
ROE
38.5%
ROA
11.5%
Div Yield
0.98%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 901,766,000 299,005,000 2,528,928,000 1,414,284,000 444,449,000
Dec 2024 749,454,000 109,953,000 2,230,213,000 1,761,172,000 331,816,000
Dec 2023 550,009,000 79,034,000 1,811,316,000 1,387,991,000 230,658,000
Dec 2022 491,988,000 -58,511,000 1,803,328,000 1,548,521,000 -12,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$18.10

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $130.00 · spot: $164.35 · call volume: 94 · put volume: 26
Expected Move to 2026-09-18: ±$31.80 (19.35%) — implied range $132.55$196.15 · ATM straddle on $165.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
CLOV CLOVER HEALTH INVESTMENTS, CORP. /DE $2.07B $4.81
HG Hamilton Insurance Group, Ltd. $2.10B $31.53
SKWD Skyward Specialty Insurance Group, Inc. $2.00B $49.25
STC STEWART INFORMATION SERVICES CORP $2.00B $65.59
HMN HORACE MANN EDUCATORS CORP /DE/ $1.95B $48.30

News headlines (Yahoo Finance, 1h cache)

Does HCI Group (HCI) Have the Potential to Rally 44.39% as Wall Street Analysts Expect?
2026-06-15 13:55 · Yahoo
1 of Wall Street’s Favorite Stocks for Long-Term Investors and 2 We Avoid
2026-06-15 10:52 · Yahoo
HCI Group (HCI) Stock Falls Amid Market Uptick: What Investors Need to Know
2026-06-12 22:00 · Yahoo
HCI Group, Inc. (HCI) Is a Trending Stock: Facts to Know Before Betting on It
2026-06-12 13:00 · Yahoo
SurancePlus to Launch Tokenized Reinsurance RWA Securities on Solana, Bringing Reinsurance Risk On-Chain Through HCI Group's Fortex Re Program
2026-06-10 20:21 · Yahoo
1 Insurance Stock to Own for Decades and 2 We Avoid
2026-06-10 14:25 · Yahoo
Brokers Suggest Investing in HCI Group (HCI): Read This Before Placing a Bet
2026-06-10 13:30 · Yahoo
How Investors May Respond To HCI Group (HCI) Boosting Catastrophe Reinsurance Limits And Cutting Net Costs
2026-06-07 06:12 · Yahoo
Voya's Unit Expands Alternative Investment Offerings With New CITs
2026-06-03 14:44 · Yahoo
HCI Boosts Catastrophe Coverage to $4.06 Billion, Lowers Costs
2026-06-02 15:49 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.