HQY — HEALTHEQUITY, INC.
—
Nasdaq ·
Industrials ·
Professional Services ·
CIK 1428336 ·
Last close
$88.25
Market Cap
$7.30B
52W High
$107.62
52W Low
$72.76
ADV30
918,360
Next earnings
2026-08-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jul 2026 | 350,732,000 | 257,954,000 | 99,661,000 | 65,644,000 | 3,271,363,000 | 256,003,000 | 1,281,253,000 |
| Apr 2026 | 354,641,000 | 256,312,000 | 104,066,000 | 69,418,000 | 3,306,186,000 | 265,369,000 | 1,258,791,000 |
| Jan 2026 | 334,586,000 | 228,147,000 | 72,395,000 | 49,740,000 | 3,380,332,000 | 318,927,000 | 1,273,136,000 |
| Oct 2025 | 322,164,000 | 228,063,000 | 79,854,000 | 51,692,000 | 3,398,061,000 | 309,259,000 | 1,264,035,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$489,882,000
Investing CF
$-44,901,000
Financing CF
$-467,506,000
CapEx
$-48,926,000
Dividends Paid
—
Buybacks
$-363,503,000
EPS Diluted TTM
$2.67
As of
2026-08-30
Balance + Analyst (yfinance extras)
Retained Earnings
$177,204,000
Inventory
—
Receivables
$122,003,000
ST Investments
—
EBIT TTM
$353,753,000
Pretax Income TTM
$298,892,000
Interest Exp TTM
$54,861,000
Analysts
15
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,362,123,008
EBITDA
$513,607,008
Free Cash Flow
$397,510,624
Enterprise Value
$8,677,187,584
Total Cash
$256,003,008
Total Debt
$971,016,000
Shares Out
82,715,296
Trailing EPS
$2.77
Book Value
$24.00
ROE
11.4%
ROA
6.7%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Jan 2026 | 1,313,429,000 | 327,480,000 | 215,201,000 | 3,380,332,000 | 1,273,136,000 | 2,107,196,000 | 457,094,000 |
| Jan 2025 | 1,199,774,000 | 202,869,000 | 96,703,000 | 3,448,550,000 | 1,333,639,000 | 2,114,911,000 | 339,856,000 |
| Jan 2024 | 999,587,000 | 128,134,000 | 55,712,000 | 3,163,790,000 | 1,128,769,000 | 2,035,021,000 | 242,826,000 |
| Jan 2023 | 861,748,000 | 37,653,000 | -26,143,000 | 3,088,900,000 | 1,193,260,000 | 1,895,640,000 | 150,650,000 |
TTM Snapshot
Revenues TTM
$1,096,581,000
NetIncome TTM
$72,650,000
OpCashFlow TTM
$0
Assets (Latest)
$3,380,332,000
Forward EPS
$5.50
Max Pain — expiry 2026-12-18
max pain strike: $95.00 · spot: $88.57 · call oi: 473 · put oi: 738
Expected Move to 2026-12-18:
±$12.05
(13.61%) —
implied range
$76.52 –
$100.62
· ATM straddle on $90.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| ETSY | ETSY INC | $6.28B | $68.44 | — |
| WEX | WEX Inc. | $6.08B | $178.28 | — |
| LYFT | Lyft, Inc. | $5.63B | $14.86 | — |
| XMTR | Xometry, Inc. | $5.62B | $100.57 | — |
| CART | Maplebear Inc. | $10.00B | $43.19 | — |
News headlines (Yahoo Finance, 1h cache)
Reasons to Hold HealthEquity Stock in Your Portfolio for Now
2026-09-04 14:51 · Yahoo
HQY Up 15.7% in 3 Months as HSA Growth Builds: Can the Rally Continue?
2026-09-02 17:41 · Yahoo
HealthEquity’s (HQY) Health Savings Engine Hits A New Gear
2026-09-01 11:42 · Yahoo
HealthEquity (HQY) Q2 2027 Earnings Call Transcript
2026-09-01 00:44 · Yahoo
Why HealthEquity Stock Sank This Week
2026-08-30 11:35 · Yahoo
HealthEquity (HQY) Stock May Be 48% Undervalued On Cash Flow
2026-08-28 14:25 · Yahoo
HealthEquity Inc (HQY) (Q2 2027) Earnings Call Highlights: Record Revenue and Margin Expansion ...
2026-08-27 21:07 · Yahoo
HealthEquity Q2 Earnings Call Highlights
2026-08-27 15:04 · Yahoo
HealthEquity Raises Fiscal 2027 Guidance as HSA Assets Reach Record $37.9 Billion
2026-08-27 14:19 · Yahoo
HealthEquity (HQY) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-08-27 14:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.