HRTG — Heritage Insurance Holdings, Inc.

NYSE · Financials · Insurance · CIK 1598665 ·
Last close
$32.96
Market Cap
$979.98M
52W High
$36.50
52W Low
$20.48
ADV30
328,555
Next earnings
2026-11-04
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 214,195,000 61,710,000 2,452,436,000 587,597,000 1,884,708,000
Mar 2026 227,258,000 36,483,000 2,020,984,000 517,070,000 1,500,612,000
Dec 2025 142,417,000 66,675,000 2,195,822,000 559,274,000 1,690,571,000
Sep 2025 212,460,000 50,421,000 2,367,424,000 560,435,000 1,930,171,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$206,265,000
Investing CF
$-73,505,000
Financing CF
$-38,831,000
CapEx
$-7,794,000
Dividends Paid
Buybacks
$-10,006,000
EPS Diluted TTM
$6.52
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$319,733,000
Inventory
Receivables
$355,168,000
ST Investments
$107,992,000
EBIT TTM
$275,532,000
Pretax Income TTM
$268,293,000
Interest Exp TTM
$7,239,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$854,630,016
EBITDA
$307,409,984
Free Cash Flow
$257,338,000
Enterprise Value
$455,745,216
Total Cash
$587,596,992
Total Debt
$91,834,000
Shares Out
29,732,416
Trailing EPS
$7.18
Book Value
$17.65
ROE
45.3%
ROA
7.4%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 774,430,000 195,594,000 2,195,822,000 1,690,571,000 182,238,000
Dec 2024 766,684,000 61,539,000 2,468,924,000 2,178,125,000 87,095,000
Dec 2023 670,698,000 45,307,000 2,119,572,000 1,899,292,000 70,415,000
Dec 2022 662,460,000 -154,363,000 2,392,600,000 2,261,561,000 -34,260,000

TTM Snapshot

Revenues TTM
$398,149,000
NetIncome TTM
$728,000
OpCashFlow TTM
$0
Assets (Latest)
$2,468,924,000
Forward EPS
$5.18

Max Pain — expiry 2026-12-18

max pain strike: $22.50 · spot: $33.27 · call oi: 3,047 · put oi: 771
Expected Move to 2026-12-18: ±$8.32 (25.02%) — implied range $24.95$41.60 · ATM straddle on $35.00 strike

Peers — same industry

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MHLA Maiden Holdings, Ltd. $929.00M $10.73
LIFE Ethos Technologies Inc. $1.06B $33.59
ALL-PH ALLSTATE CORP $874.92M $19.02
HIPO Hippo Holdings Inc. $868.47M $32.91
BOW Bowhead Specialty Holdings Inc. $1.11B $33.59

News headlines (Yahoo Finance, 1h cache)

Best Momentum Stocks to Buy for August 13th
2026-08-13 14:15 · Yahoo
New Strong Buy Stocks for August 13th
2026-08-13 10:30 · Yahoo
Best Value Stocks to Buy for August 13th
2026-08-13 08:00 · Yahoo
Heritage Insurance Holdings (HRTG) Q2 2026 Earnings Call Transcript
2026-08-12 22:28 · Yahoo
Are You Looking for a Top Momentum Pick? Why Heritage Insurance (HRTG) is a Great Choice
2026-08-11 16:00 · Yahoo
Heritage Insurance Q2 Earnings Call Highlights
2026-08-08 13:04 · Yahoo
Why Heritage Insurance (HRTG) Is Up 17.5% After Q2 Earnings Beat And Buyback Completion
2026-08-07 10:13 · Yahoo
Heritage Insurance Holdings, Inc. Q2 2026 Earnings Call Summary
2026-08-06 12:30 · Yahoo
Heritage Insurance (HRTG) Tops Q2 Earnings and Revenue Estimates
2026-08-05 22:10 · Yahoo
Heritage Reports Second Quarter 2026 Results
2026-08-05 20:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.