LPRO — Open Lending Corp
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 1806201 ·
Last close
$2.18
Market Cap
$257.71M
52W High
$2.49
52W Low
$1.17
ADV30
1,209,590
Next earnings
2026-08-05
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 20,491,000 | 15,637,000 | -633,000 | -460,000 | 231,087,000 | 173,308,000 | 155,772,000 |
| Dec 2025 | 19,345,000 | 14,701,000 | 757,000 | 1,682,000 | 236,679,000 | 176,614,000 | 161,719,000 |
| Sep 2025 | 24,169,000 | 18,851,000 | -7,701,000 | -7,569,000 | 287,651,000 | 222,134,000 | 214,826,000 |
| Jun 2025 | 25,310,000 | 19,801,000 | 1,176,000 | 1,034,000 | 296,661,000 | 230,659,000 | 217,714,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$-3,194,000
Investing CF
$-1,030,000
Financing CF
$-61,482,000
CapEx
$-1,030,000
Dividends Paid
—
Buybacks
$-934,000
EPS Diluted TTM
$-0.03
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$-332,995,000
Inventory
—
Receivables
$29,053,000
ST Investments
—
EBIT TTM
$4,293,000
Pretax Income TTM
$-5,369,000
Interest Exp TTM
$9,662,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$89,315,000
EBITDA
$5,021,000
Free Cash Flow
$7,320,125
Enterprise Value
$169,482,240
Total Cash
$173,308,000
Total Debt
$85,077,000
Shares Out
118,217,082
Trailing EPS
$-0.05
Book Value
$0.64
ROE
-6.8%
ROA
1.1%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 93,217,000 | -5,006,000 | -4,236,000 | 236,679,000 | 161,719,000 | — | -3,194,000 |
| Dec 2024 | 24,024,000 | -65,378,000 | -135,010,000 | 296,368,000 | 218,281,000 | — | 17,598,000 |
| Dec 2023 | 117,460,000 | 29,075,000 | 22,070,000 | 374,037,000 | 168,457,000 | — | 82,658,000 |
| Dec 2022 | 179,594,000 | 97,615,000 | 66,620,000 | 379,631,000 | 166,807,000 | — | 107,431,000 |
TTM Snapshot
Revenues TTM
$125,498,000
NetIncome TTM
$45,150,000
OpCashFlow TTM
$0
Assets (Latest)
$296,368,000
Forward EPS
$0.17
Max Pain — expiry 2026-06-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $2.50 · spot: $2.10 · call volume: 220 · put volume: 2
Expected Move to 2026-06-18:
±$0.42
(20.05%) —
implied range
$1.68 –
$2.52
· ATM straddle on $2.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| LDI | loanDepot, Inc. | $261.83M | $1.13 | — |
| LX | LexinFintech Holdings Ltd. | $273.73M | $2.12 | — |
| HTT | High Templar Tech Ltd | $275.38M | $3.00 | — |
| GEMI | Gemini Space Station, Inc. | $241.14M | $4.70 | — |
| OPRT | Oportun Financial Corp | $240.13M | $5.25 | — |
News headlines (Yahoo Finance, 1h cache)
Ezcorp (EZPW) Moves 5.9% Higher: Will This Strength Last?
2026-06-12 14:54 · Yahoo
Are Options Traders Betting on a Big Move in Open Lending Stock?
2026-06-01 15:08 · Yahoo
Open Lending Q1 Earnings Call Highlights
2026-05-08 06:06 · Yahoo
Open Lending (LPRO) Reports Break-Even Earnings for Q1
2026-05-07 23:05 · Yahoo
Open Lending Reports First Quarter 2026 Financial Results
2026-05-07 20:05 · Yahoo
Encore Capital Group (ECPG) Q1 Earnings and Revenues Beat Estimates
2026-05-06 22:30 · Yahoo
Positive Signs As Multiple Insiders Buy Open Lending Stock
2026-05-02 14:22 · Yahoo
Navient (NAVI) Tops Q1 Earnings Estimates
2026-04-29 12:25 · Yahoo
Open Lending to Announce First Quarter 2026 Results on May 7, 2026
2026-04-23 12:51 · Yahoo
These 3 Fintech Stocks Offer High Risk/Reward Potential
2026-04-20 13:35 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.