NCNO — nCino, Inc.

Nasdaq · Information Technology · Software · CIK 1902733 ·
Last close
$15.32
Market Cap
$1.68B
52W High
$19.07
52W Low
$13.80
ADV30
3,658,657
Next earnings
2026-08-25
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Apr 2026 159,414,000 100,938,000 21,119,000 13,641,000 1,607,830,000 102,813,000 623,384,000
Jan 2026 149,666,000 91,916,000 2,820,000 8,336,000 1,648,106,000 88,374,000 579,454,000
Oct 2025 152,163,000 93,686,000 11,716,000 6,539,000 1,561,174,000 87,590,000 507,251,000
Jul 2025 148,815,000 88,125,000 -9,296,000 -15,257,000 1,616,017,000 122,935,000 548,854,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$117,150,000
Investing CF
$-6,397,000
Financing CF
$-141,167,000
CapEx
$-6,397,000
Dividends Paid
Buybacks
$-194,592,000
EPS Diluted TTM
$0.12
As of
2026-06-07

Balance + Analyst (yfinance extras)

Retained Earnings
$-361,429,000
Inventory
Receivables
$124,742,000
ST Investments
EBIT TTM
$30,315,000
Pretax Income TTM
$12,827,000
Interest Exp TTM
$17,488,000
Analysts
13

Yahoo Snapshot (yfinance, live)

Total Revenue
$610,057,984
EBITDA
$71,569,000
Free Cash Flow
$138,516,992
Enterprise Value
$1,916,337,152
Total Cash
$102,813,000
Total Debt
$326,712,000
Shares Out
109,552,950
Trailing EPS
$0.12
Book Value
$8.92
ROE
1.8%
ROA
1.1%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Jan 2026 594,781,000 3,727,000 5,180,000 1,648,106,000 579,454,000 90,065,000
Jan 2025 540,657,000 -18,131,000 -37,878,000 1,610,381,000 512,783,000 55,199,000
Jan 2024 476,543,000 -39,512,000 -42,346,000 1,340,430,000 287,826,000 57,285,000
Jan 2023 408,315,000 -94,013,000 -102,720,000 1,327,269,000 299,602,000 -15,381,000

TTM Snapshot

Revenues TTM
$436,071,000
NetIncome TTM
$-58,846,000
OpCashFlow TTM
$0
Assets (Latest)
$1,610,381,000
Forward EPS
$1.53

Max Pain — expiry 2026-06-18

max pain strike: $17.50 · spot: $14.66 · call oi: 1,701 · put oi: 1,446
Expected Move to 2026-06-18: ±$0.88 (5.97%) — implied range $13.78$15.53 · ATM straddle on $15.00 strike

Peers — same industry

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OPRA Opera Ltd $1.63B $18.18
ALKT ALKAMI TECHNOLOGY, INC. $1.63B $15.19
EVCM EverCommerce Inc. $1.62B $9.13

News headlines (Yahoo Finance, 1h cache)

nCino (NCNO) Stock Gets Fair Value Trim As AI Execution Risk Shapes Analyst Views
2026-06-13 19:10 · Yahoo
Does nCino’s AI Traction and Q1 Beat Reshape The Bull Case For NCNO?
2026-06-13 10:10 · Yahoo
Q1 Earnings Roundup: nCino (NASDAQ:NCNO) And The Rest Of The Vertical Software Segment
2026-06-11 18:33 · Yahoo
Wall Street Analysts Believe nCino (NCNO) Could Rally 50.16%: Here's is How to Trade
2026-06-11 13:55 · Yahoo
Candescent Appoints Thomas Hill as Chief Information Security Officer
2026-06-09 13:01 · Yahoo
HubSpot and nCino Stocks Trade Down, What You Need To Know
2026-06-06 02:08 · Yahoo
The Top 5 Analyst Questions From nCino’s Q1 Earnings Call
2026-06-03 09:51 · Yahoo
Nutanix, nCino, and DoubleVerify Shares Skyrocket, What You Need To Know
2026-06-02 08:07 · Yahoo
AI-Driven Subscription Gains And Higher Guidance Might Change The Case For Investing In nCino (NCNO)
2026-05-29 13:09 · Yahoo
nCino (NCNO) Q1 2027 Earnings Call Transcript
2026-05-28 14:06 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.