NU — Nu Holdings Ltd.

NYSE · Financials · Consumer Finance · CIK 1691493 ·
Last close
$13.56
Market Cap
$51.63B
52W High
$14.85
52W Low
$11.20
ADV30
88,672,772
Next earnings
2026-08-13
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 3,538,310,000 872,056,000 77,456,407,000 19,369,086,000 64,864,581,000
Dec 2025 3,137,420,000 892,378,000 74,893,877,000 20,929,905,000 63,572,315,000
Sep 2025 2,729,192,000 782,473,000 68,362,816,000 17,319,220,000 57,809,276,000
Jun 2025 2,509,867,000 636,838,000 62,730,144,000 17,153,956,000 53,154,028,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,201,186,000
Investing CF
$-336,170,000
Financing CF
$2,379,265,000
CapEx
$-333,501,000
Dividends Paid
Buybacks
EPS Diluted TTM
$0.58
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$7,342,174,000
Inventory
Receivables
$21,359,403,000
ST Investments
$10,951,467,000
EBIT TTM
Pretax Income TTM
$4,027,652,000
Interest Exp TTM
$4,951,660,000
Analysts
22

Yahoo Snapshot (yfinance, live)

Total Revenue
$7,594,012,160
EBITDA
Free Cash Flow
Enterprise Value
$56,169,062,400
Total Cash
$15,906,660,352
Total Debt
$6,147,460,096
Shares Out
3,807,883,872
Trailing EPS
$0.64
Book Value
$2.59
ROE
30.1%
ROA
4.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 10,626,855,000 2,868,892,000 74,893,877,000 63,572,315,000 3,500,464,000
Dec 2024 8,269,605,000 1,972,112,000 49,931,214,000 42,284,138,000 2,399,044,000
Dec 2023 5,632,184,000 1,030,530,000 43,345,195,000 36,938,810,000 1,266,189,000
Dec 2022 2,971,196,000 -364,578,000 29,934,872,000 25,044,089,000 755,573,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.16

Max Pain — expiry 2026-08-21

max pain strike: $13.00 · spot: $13.93 · call oi: 212,979 · put oi: 124,262
Expected Move to 2026-08-21: ±$1.05 (7.54%) — implied range $12.88$14.98 · ATM straddle on $14.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
FREJN FEDERAL HOME LOAN MORTGAGE CORP $50.28B $15.61
FNMAT FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $50.27B $8.76
FREJO FEDERAL HOME LOAN MORTGAGE CORP $50.19B $15.58
FMCCP FEDERAL HOME LOAN MORTGAGE CORP $48.74B $15.13
FMCCT FEDERAL HOME LOAN MORTGAGE CORP $47.10B $14.62

News headlines (Yahoo Finance, 1h cache)

Nu Holdings' Second-Quarter Earnings Report Tomorrow Could Send the Stock Soaring. Here's Why.
2026-08-12 19:53 · Yahoo
Should You Buy, Hold or Sell Nu Holdings Stock Before Q2 Earnings?
2026-08-12 14:35 · Yahoo
Nu Holdings (NU) Stock May Be 17% Undervalued After Stablecoin Push
2026-08-11 20:10 · Yahoo
Nu Holdings' Next Earnings Report on Aug. 13 Could Send the Stock Soaring. Here's Why.
2026-08-11 18:24 · Yahoo
Nu Holdings (NU) Could Rebound Despite Asset Quality Concerns
2026-08-10 13:54 · Yahoo
Nu Holdings Stock Keeps Growing Fast. Does It Still Deserve a Growth Multiple?
2026-08-07 15:25 · Yahoo
Digital Banking Reaches New Scale
2026-08-06 15:55 · Yahoo
Why the Market Dipped But Nu Holdings Ltd. (NU) Gained Today
2026-08-05 21:45 · Yahoo
Rivo Raises $3.1M to Build Self-Driving Money and End the Inertia Tax
2026-08-04 18:00 · Yahoo
BeInCrypto Stage at Rio Innovation Week: Where TradFi and Crypto Meet
2026-08-06 15:48 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.