OCFC — OCEANFIRST FINANCIAL CORP

Nasdaq · Financials · Banks · CIK 1004702 ·
Last close
$19.31
Market Cap
$1.68B
52W High
$20.33
52W Low
$17.33
ADV30
1,059,305
Next earnings
2026-10-28
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 102,097,000 20,506,000 14,556,336,000 136,981,000 12,886,968,000
Dec 2025 103,603,000 13,093,000 14,564,317,000 135,130,000 12,901,767,000
Sep 2025 101,791,000 17,330,000 14,324,664,000 274,125,000 12,671,237,000
Jun 2025 98,213,000 19,046,000 13,327,847,000 170,599,000 11,684,167,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$114,207,000
Investing CF
$-1,300,807,000
Financing CF
$1,159,860,000
CapEx
$-7,796,000
Dividends Paid
$-47,022,000
Buybacks
$-78,770,000
EPS Diluted TTM
$1.17
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$671,657,000
Inventory
Receivables
$49,588,000
ST Investments
$1,181,087,000
EBIT TTM
Pretax Income TTM
$91,299,000
Interest Exp TTM
$287,024,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$427,640,992
EBITDA
Free Cash Flow
Enterprise Value
$3,392,355,072
Total Cash
$274,056,992
Total Debt
$2,286,917,888
Shares Out
86,877,099
Trailing EPS
$1.18
Book Value
$28.98
ROE
2.4%
ROA
0.3%
Div Yield
4.07%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 400,342,000 70,978,000 14,564,317,000 12,901,767,000 87,211,000
Dec 2024 379,810,000 100,065,000 13,421,247,000 11,718,490,000 92,243,000
Dec 2023 398,715,000 104,029,000 13,538,253,000 11,876,308,000 124,261,000
Dec 2022 431,600,000 146,603,000 13,103,896,000 11,518,432,000 250,450,000

TTM Snapshot

Revenues TTM
$515,854,000
NetIncome TTM
$108,561,000
OpCashFlow TTM
$0
Assets (Latest)
$13,421,247,000
Forward EPS
$2.31

Max Pain — expiry 2026-12-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $17.50 · spot: $19.31 · call volume: 75 · put volume: 17
Expected Move to 2026-12-18: ±$3.75 (19.42%) — implied range $15.56$23.06 · ATM straddle on $20.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
QCRH QCR HOLDINGS INC $1.69B $102.95
OBK Origin Bancorp, Inc. $1.69B $54.73
BFC Bank First Corp $1.69B $152.74
CNOB ConnectOne Bancorp, Inc. $1.66B $32.94
RBCAA REPUBLIC BANCORP INC /KY/ $1.74B $99.54

News headlines (Yahoo Finance, 1h cache)

OceanFirst Financial Corp (OCFC) (Q2 2026) Earnings Call Highlights: Transformational Flushing ...
2026-07-31 23:01 · Yahoo
OceanFirst Financial Q2 Earnings Call Highlights
2026-07-31 17:04 · Yahoo
OceanFirst Financial Corp. Q2 2026 Earnings Call Summary
2026-07-31 12:30 · Yahoo
OceanFirst Financial (OCFC) Q2 Earnings and Revenues Top Estimates
2026-07-31 00:15 · Yahoo
OceanFirst (OCFC) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-07-31 00:00 · Yahoo
OceanFirst Financial Corp. Announces Second Quarter Financial Results
2026-07-30 22:15 · Yahoo
OceanFirst Financial (OCFC) Reports Next Week: Wall Street Expects Earnings Growth
2026-07-23 14:00 · Yahoo
Heritage Financial (HFWA) Surpasses Q2 Earnings Estimates
2026-07-23 13:10 · Yahoo
OceanFirst Financial Corp. Schedules Second Quarter 2026 Earnings Conference Call
2026-07-07 20:15 · Yahoo
1 Unpopular Stock That Should Get More Attention and 2 We Turn Down
2026-07-03 16:02 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.