OMF — OneMain Holdings, Inc.

NYSE · Financials · Consumer Finance · CIK 1584207 ·
Last close
$56.71
Market Cap
$6.55B
52W High
$59.32
52W Low
$44.92
ADV30
1,144,233
Next earnings
2026-07-23
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana. OneMain Holdings, Inc. operates as a subsidiary of Omh (Ml), L.P.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 1,265,000,000 226,000,000 27,018,000,000 679,000,000 23,641,000,000
Dec 2025 1,289,000,000 204,000,000 27,388,000,000 738,000,000 23,987,000,000
Sep 2025 1,274,000,000 199,000,000 26,985,000,000 407,000,000 23,607,000,000
Jun 2025 1,219,000,000 167,000,000 26,628,000,000 584,000,000 23,302,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$3,206,000,000
Investing CF
$-3,057,000,000
Financing CF
$50,000,000
CapEx
Dividends Paid
$-501,000,000
Buybacks
$-232,000,000
EPS Diluted TTM
$6.72
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$2,680,000,000
Inventory
Receivables
ST Investments
$431,000,000
EBIT TTM
Pretax Income TTM
$1,022,000,000
Interest Exp TTM
$1,282,000,000
Analysts
14

Yahoo Snapshot (yfinance, live)

Total Revenue
$3,040,000,000
EBITDA
Free Cash Flow
Enterprise Value
$28,113,760,256
Total Cash
$834,000,000
Total Debt
$22,396,000,256
Shares Out
115,530,952
Trailing EPS
$6.71
Book Value
$29.21
ROE
23.9%
ROA
3.0%
Div Yield
7.41%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 4,970,000,000 783,000,000 27,388,000,000 23,987,000,000 3,132,000,000
Dec 2024 4,537,000,000 509,000,000 25,910,000,000 22,719,000,000 2,699,000,000
Dec 2023 4,280,000,000 641,000,000 24,294,000,000 21,108,000,000 2,519,000,000
Dec 2022 4,199,000,000 872,000,000 22,537,000,000 19,522,000,000 2,387,000,000

TTM Snapshot

Revenues TTM
$4,680,000,000
NetIncome TTM
$824,000,000
OpCashFlow TTM
$0
Assets (Latest)
$25,910,000,000
Forward EPS
$8.69

Max Pain — expiry 2026-11-20

max pain strike: $55.00 · spot: $57.67 · call oi: 3,239 · put oi: 12,273
Expected Move to 2026-11-20: ±$9.95 (17.25%) — implied range $47.72$67.62 · ATM straddle on $57.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
KLAR Klarna Group plc $6.14B $16.23
CHYM Chime Financial, Inc. $5.83B $16.70
CACC CREDIT ACCEPTANCE CORP $5.73B $548.15
FNMA FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE $7.52B $6.49
MARA MARA Holdings, Inc. $5.37B $14.08

News headlines (Yahoo Finance, 1h cache)

A Look At OneMain Holdings (OMF) Valuation As Market Sees An 18.3% Undervaluation Gap
2026-06-06 05:05 · Yahoo
2 Financials Stocks to Target This Week and 1 We Turn Down
2026-06-04 18:37 · Yahoo
Enova's Small Business Lending Surge: What's Driving the Growth?
2026-06-04 13:13 · Yahoo
KBRA Assigns Preliminary Ratings to OneMain Financial Issuance Trust 2026-1
2026-06-03 21:13 · Yahoo
3 Small-Cap Stocks We’re Skeptical Of
2026-05-27 13:05 · Yahoo
Sezzle, OneMain, Sixth Street Specialty Lending, Navient, and Atlanticus Holdings Shares Skyrocket, What You Need To Know
2026-05-18 21:08 · Yahoo
OneMain Weighs Bank Application Uncertainty Against 2026 Plan And Valuation
2026-05-15 02:08 · Yahoo
OneMain’s Q1 Earnings Call: Our Top 5 Analyst Questions
2026-05-12 01:48 · Yahoo
OneMain's Q1 Consumer Loan Credit Performed Better Than Pre-Pandemic Patterns, RBC Says
2026-05-04 18:03 · Yahoo
OneMain Holdings Q1 Earnings Beat as NII Rises Y/Y, Stock Falls 3.7%
2026-05-04 16:51 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.