OPHC — OptimumBank Holdings, Inc.
—
NYSE ·
Financials ·
Banks ·
CIK 1288855 ·
Last close
$8.85
Market Cap
$111.71M
52W High
$10.68
52W Low
$3.91
ADV30
122,032
Next earnings
2026-10-23
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 13,598,000 | — | — | 4,853,000 | 1,111,678,000 | 114,559,000 | 989,781,000 |
| Sep 2025 | 13,030,000 | — | — | 4,323,000 | 1,083,043,000 | 235,086,000 | 966,155,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$22,576,000
Investing CF
$-295,937,000
Financing CF
$269,921,000
CapEx
$-1,052,000
Dividends Paid
—
Buybacks
$-9,000
EPS Diluted TTM
$0.87
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$18,464,000
Inventory
—
Receivables
$3,994,000
ST Investments
$0
EBIT TTM
—
Pretax Income TTM
$23,173,000
Interest Exp TTM
$22,449,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$56,893,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$113,722,048
Total Cash
$146,238,000
Total Debt
$41,547,000
Shares Out
12,622,470
Trailing EPS
$0.87
Book Value
$5.65
ROE
16.7%
ROA
1.7%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 49,361,000 | — | 16,648,000 | 1,111,678,000 | 989,781,000 | 121,897,000 | 17,841,000 |
| Dec 2024 | 39,313,000 | — | 13,124,000 | 932,933,000 | 829,749,000 | 103,184,000 | 15,605,000 |
| Dec 2023 | 27,165,000 | — | 6,283,000 | 791,254,000 | 721,247,000 | 70,007,000 | 6,882,000 |
| Dec 2022 | 18,796,000 | — | 4,023,000 | 585,219,000 | 522,639,000 | 62,580,000 | 10,360,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.35
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| PNBK | PATRIOT NATIONAL BANCORP INC | $111.48M | $1.00 | — |
| UNIB | UNIVERSITY BANCORP INC /DE/ | $112.54M | $21.77 | — |
| PFBX | PEOPLES FINANCIAL CORP /MS/ | $110.82M | $24.00 | — |
| UNB | UNION BANKSHARES INC | $114.45M | $23.14 | — |
| NWPP | NEW PEOPLES BANKSHARES INC | $115.34M | $4.90 | — |
News headlines (Yahoo Finance, 1h cache)
New Strong Buy Stocks for September 22nd
2026-09-22 10:04 · Yahoo
Recent Price Trend in OptimumBank (OPHC) is Your Friend, Here's Why
2026-09-21 12:55 · Yahoo
New Strong Buy Stocks for September 18th
2026-09-18 08:38 · Yahoo
OptimumBank (OPHC) Upgraded to Strong Buy: Here's What You Should Know
2026-08-31 16:00 · Yahoo
New Strong Buy Stocks for August 26th
2026-08-26 10:18 · Yahoo
Zacks.com featured highlights AMC Global, Lifetime,OptimumBank, EnerSys and First American Financial
2026-08-20 07:48 · Yahoo
Zacks.com featured highlights include National Energy Services Reunited, Huron Consulting, Forum Energy and OptimumBank
2026-08-17 09:38 · Yahoo
OptimumBank Holdings Inc (OPHC) (Q2 2026) Earnings Call Highlights: Record Net Income and ...
2026-08-14 01:02 · Yahoo
Best Value Stocks to Buy for September 22nd
2026-09-22 09:20 · Yahoo
Best Value Stocks to Buy for September 18th
2026-09-18 07:36 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.