OPHC — OptimumBank Holdings, Inc.
—
NYSE ·
Financials ·
Banks ·
CIK 1288855 ·
Last close
$7.60
Market Cap
$93.24M
52W High
$7.62
52W Low
$5.36
ADV30
69,920
Next earnings
2026-10-23
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 13,598,000 | — | — | 4,853,000 | 1,111,678,000 | 114,559,000 | 989,781,000 |
| Sep 2025 | 13,030,000 | — | — | 4,323,000 | 1,083,043,000 | 235,086,000 | 966,155,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$22,576,000
Investing CF
$-295,937,000
Financing CF
$269,921,000
CapEx
$-1,052,000
Dividends Paid
—
Buybacks
$-9,000
EPS Diluted TTM
$0.88
As of
2026-06-07
Balance + Analyst (yfinance extras)
Retained Earnings
$18,464,000
Inventory
—
Receivables
$3,994,000
ST Investments
$0
EBIT TTM
—
Pretax Income TTM
$23,173,000
Interest Exp TTM
$22,449,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$56,893,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$63,092,908
Total Cash
$146,238,000
Total Debt
$41,547,000
Shares Out
12,268,363
Trailing EPS
$0.58
Book Value
$5.65
ROE
16.7%
ROA
1.7%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 49,361,000 | — | 16,648,000 | 1,111,678,000 | 989,781,000 | — | 17,841,000 |
| Dec 2024 | 39,313,000 | — | 13,124,000 | 932,933,000 | 829,749,000 | — | 15,605,000 |
| Dec 2023 | 27,165,000 | — | 6,283,000 | 791,254,000 | 721,247,000 | — | 6,882,000 |
| Dec 2022 | 18,796,000 | — | 4,023,000 | 585,219,000 | 522,639,000 | — | 10,360,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.12
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| AUBN | AUBURN NATIONAL BANCORPORATION, INC | $91.35M | $26.15 | — |
| FUSB | FIRST US BANCSHARES, INC. | $91.13M | $16.50 | — |
| UBCP | UNITED BANCORP INC /OH/ | $90.66M | $15.25 | — |
| CBKM | CONSUMERS BANCORP INC /OH/ | $95.92M | $30.50 | — |
| UWHR | UWHARRIE CAPITAL CORP | $96.08M | $13.45 | — |
News headlines (Yahoo Finance, 1h cache)
Popular, Inc. (BPOP) Soars to 52-Week High, Time to Cash Out?
2026-07-31 13:15 · Yahoo
Here's Why Momentum in OptimumBank (OPHC) Should Keep going
2026-07-29 12:55 · Yahoo
Best Momentum Stock to Buy for July 28th
2026-07-28 14:00 · Yahoo
Best Value Stocks to Buy for July 28th
2026-07-28 13:11 · Yahoo
OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates
2026-07-24 13:15 · Yahoo
OptimumBank Holdings, Inc. Financial Performance for the Second Quarter of 2026
2026-07-24 12:00 · Yahoo
Flagstar Bank (FLG) Lags Q2 Earnings and Revenue Estimates
2026-07-24 11:15 · Yahoo
First Citizens BancShares (FCNCA) Q2 Earnings and Revenues Top Estimates
2026-07-23 12:00 · Yahoo
FVCBankcorp (FVCB) Q2 Earnings and Revenues Surpass Estimates
2026-07-21 21:15 · Yahoo
Here is why OptimumBank Holdings, Inc. (OPHC) is among the Best Growth Stocks to Buy with Low P/E Ratios
2026-05-31 14:40 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.