OSBC — OLD SECOND BANCORP INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 357173 ·
Last close
$21.66
Market Cap
$1.11B
52W High
$22.67
52W Low
$19.07
ADV30
343,012
Next earnings
2026-07-22
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 93,553,000 | — | — | 28,787,000 | 6,902,675,000 | 124,025,000 | 6,005,907,000 |
| Sep 2025 | 94,176,000 | — | — | 9,871,000 | 6,991,754,000 | 116,525,000 | 6,125,069,000 |
| Jun 2025 | 73,643,000 | — | — | 21,822,000 | 5,701,294,000 | 141,767,000 | 4,982,645,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$122,264,000
Investing CF
$159,819,000
Financing CF
$-257,387,000
CapEx
$-4,505,000
Dividends Paid
$-12,240,000
Buybacks
$-7,412,000
EPS Diluted TTM
$1.68
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$537,231,000
Inventory
—
Receivables
$545,886,000
ST Investments
$783,591,000
EBIT TTM
—
Pretax Income TTM
$107,751,000
Interest Exp TTM
$62,217,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$324,912,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,338,890,112
Total Cash
$119,844,000
Total Debt
$324,136,000
Shares Out
51,432,372
Trailing EPS
$1.67
Book Value
$17.29
ROE
10.8%
ROA
1.4%
Div Yield
1.23%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 333,097,000 | — | 80,310,000 | 6,902,675,000 | 6,005,907,000 | — | 122,264,000 |
| Dec 2024 | 279,899,000 | — | 85,264,000 | 5,649,377,000 | 4,978,343,000 | — | 131,533,000 |
| Dec 2023 | 280,987,000 | — | 91,729,000 | 5,722,799,000 | 5,145,518,000 | — | 116,401,000 |
| Dec 2022 | 244,924,000 | — | 67,405,000 | 5,888,317,000 | 5,427,176,000 | — | 97,344,000 |
TTM Snapshot
Revenues TTM
$233,355,000
NetIncome TTM
$77,074,000
OpCashFlow TTM
$0
Assets (Latest)
$5,649,377,000
Forward EPS
$2.30
Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $20.00 · spot: $21.66 · call volume: 23 · put volume: 3
Expected Move to 2026-09-18:
±$3.62
(16.74%) —
implied range
$18.03 –
$25.28
· ATM straddle on $22.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| HBT | HBT Financial, Inc. | $1.09B | $29.85 | — |
| MCB | Metropolitan Bank Holding Corp. | $1.15B | $93.16 | — |
| UVSP | UNIVEST FINANCIAL Corp | $1.15B | $41.47 | — |
| CCB | COASTAL FINANCIAL CORP | $1.07B | $70.34 | — |
| OCFC | OCEANFIRST FINANCIAL CORP | $1.04B | $18.08 | — |
News headlines (Yahoo Finance, 1h cache)
Graf Joins Old Second National Bank
2026-06-15 15:00 · Yahoo
1 Russell 2000 Stock with Solid Fundamentals and 2 We Avoid
2026-06-15 13:56 · Yahoo
2 Unpopular Stocks That Should Get More Attention and 1 We Avoid
2026-06-08 09:57 · Yahoo
How The Old Second Bancorp (OSBC) Investment Story Is Shifting As Analyst Views Diverge
2026-06-07 11:07 · Yahoo
A Fund Sold $5.5 Million of This Regional Bank. Should Investors Follow?
2026-05-30 17:47 · Yahoo
Reflecting On Regional Banks Stocks’ Q1 Earnings: Old Second Bancorp (NASDAQ:OSBC)
2026-05-25 17:15 · Yahoo
1 Small-Cap Stock to Target This Week and 2 We Turn Down
2026-05-22 22:44 · Yahoo
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Fort Point Capital in its Recapitalization of Boston Green
2026-05-21 15:00 · Yahoo
A Look At Old Second Bancorp (OSBC) Valuation After Q1 Earnings And Share Buyback
2026-04-27 11:07 · Yahoo
Why The Narrative Around Old Second Bancorp (OSBC) Is Shifting After Valuation And Earnings Updates
2026-04-27 07:05 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.