OSBC — OLD SECOND BANCORP INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 357173 ·
Last close
$25.29
Market Cap
$1.29B
52W High
$25.60
52W Low
$19.87
ADV30
458,807
Next earnings
2026-10-21
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 93,553,000 | — | — | 28,787,000 | 6,902,675,000 | 124,025,000 | 6,005,907,000 |
| Sep 2025 | 94,176,000 | — | — | 9,871,000 | 6,991,754,000 | 116,525,000 | 6,125,069,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$122,264,000
Investing CF
$159,819,000
Financing CF
$-257,387,000
CapEx
$-4,505,000
Dividends Paid
$-12,240,000
Buybacks
$-7,412,000
EPS Diluted TTM
$1.68
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$537,231,000
Inventory
—
Receivables
$545,886,000
ST Investments
$783,591,000
EBIT TTM
—
Pretax Income TTM
$107,751,000
Interest Exp TTM
$62,217,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$341,369,984
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,613,576,320
Total Cash
$143,332,992
Total Debt
$468,663,008
Shares Out
50,938,962
Trailing EPS
$1.67
Book Value
$17.29
ROE
11.4%
ROA
1.5%
Div Yield
1.11%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 333,097,000 | — | 80,310,000 | 6,902,675,000 | 6,005,907,000 | — | 122,264,000 |
| Dec 2024 | 279,899,000 | — | 85,264,000 | 5,649,377,000 | 4,978,343,000 | — | 131,533,000 |
| Dec 2023 | 280,987,000 | — | 91,729,000 | 5,722,799,000 | 5,145,518,000 | — | 116,401,000 |
| Dec 2022 | 244,924,000 | — | 67,405,000 | 5,888,317,000 | 5,427,176,000 | — | 97,344,000 |
TTM Snapshot
Revenues TTM
$233,355,000
NetIncome TTM
$77,074,000
OpCashFlow TTM
$0
Assets (Latest)
$5,649,377,000
Forward EPS
$2.39
Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $20.00 · spot: $25.29 · call volume: 60 · put volume: 3
Expected Move to 2026-09-18:
±$5.00
(19.77%) —
implied range
$20.29 –
$30.29
· ATM straddle on $25.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| HBT | HBT Financial, Inc. | $1.30B | $35.84 | — |
| UVSP | UNIVEST FINANCIAL Corp | $1.22B | $44.24 | — |
| WABC | WESTAMERICA BANCORPORATION | $1.38B | $60.15 | — |
| FMBH | FIRST MID BANCSHARES, INC. | $1.39B | $52.09 | — |
| CTBI | COMMUNITY TRUST BANCORP INC /KY/ | $1.42B | $78.45 | — |
News headlines (Yahoo Finance, 1h cache)
Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why
2026-07-31 16:00 · Yahoo
Are You Looking for a Top Momentum Pick? Why Old Second Bancorp (OSBC) is a Great Choice
2026-07-27 16:00 · Yahoo
Old Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ...
2026-07-23 21:04 · Yahoo
Old Second Bancorp Q2 Earnings Call Highlights
2026-07-23 17:07 · Yahoo
Old Second Bancorp, Inc. Q2 2026 Earnings Call Summary
2026-07-23 12:30 · Yahoo
Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates
2026-07-22 23:35 · Yahoo
Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics
2026-07-22 23:00 · Yahoo
Old Second Bancorp (NASDAQ:OSBC) Beats Q2 CY2026 Sales Expectations
2026-07-22 21:34 · Yahoo
Old Second Bancorp, Inc. Reports Second Quarter 2026 Net Income of $28.2 Million, or $0.54 per Diluted Share
2026-07-22 21:00 · Yahoo
Old Second Bancorp Earnings: What To Look For From OSBC
2026-07-21 03:18 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.