PDLB — Ponce Financial Group, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1874071 ·
Last close
$20.18
Market Cap
$488.11M
52W High
$20.74
52W Low
$17.00
ADV30
74,370
Next earnings
2026-10-30
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 31,297,000 10,136,000 3,223,970,000 126,403,000 2,682,421,000
Sep 2025 26,585,000 6,508,000 3,157,079,000 146,828,000 2,627,244,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$55,594,000
Investing CF
$-219,718,000
Financing CF
$150,439,000
CapEx
$-1,489,000
Dividends Paid
$-1,125,000
Buybacks
$0
EPS Diluted TTM
$1.30
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$135,332,000
Inventory
Receivables
$17,905,000
ST Investments
$92,196,000
EBIT TTM
Pretax Income TTM
$38,431,000
Interest Exp TTM
$85,714,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$113,763,000
EBITDA
Free Cash Flow
Enterprise Value
$1,199,933,824
Total Cash
$140,259,008
Total Debt
$649,974,016
Shares Out
24,187,901
Trailing EPS
$1.41
Book Value
$13.49
ROE
6.2%
ROA
1.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 108,323,000 28,703,000 3,223,970,000 2,682,421,000 55,594,000
Dec 2024 81,138,000 10,972,000 3,039,938,000 2,534,438,000 7,212,000
Dec 2023 73,866,000 3,352,000 2,750,722,000 2,259,327,000 6,493,000
Dec 2022 70,971,000 -30,001,000 2,311,989,000 1,819,289,000 9,799,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.77

Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)

max pain strike: $17.50 · spot: $20.18 · call volume: 11 · put volume: 2
Expected Move to 2026-08-21: ±$6.41 (31.76%) — implied range $13.77$26.59 · ATM straddle on $20.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
FMAO FARMERS & MERCHANTS BANCORP INC $459.31M $33.36
PBFS Pioneer Bancorp, Inc./MD $431.82M $17.22
HBCP HOME BANCORP, INC. $561.31M $71.34
GCBC GREENE COUNTY BANCORP INC $569.67M $33.46
AVBC Avidia Bancorp, Inc. $414.12M $22.30

News headlines (Yahoo Finance, 1h cache)

Ponce Bank Welcomes José L. Orengo and Edward Delatorre Jr. to Its Board of Directors
2026-07-27 19:07 · Yahoo
Ponce Financial (PDLB) Q2 Earnings Lag Estimates
2026-07-27 12:35 · Yahoo
Ponce Financial Group, Inc. Reports Second Quarter 2026 Results
2026-07-27 11:26 · Yahoo
Burke & Herbert Financial Services (BHRB) Lags Q2 Earnings and Revenue Estimates
2026-07-23 22:20 · Yahoo
Ponce Financial (PDLB) Is a Great Choice for 'Trend' Investors, Here's Why
2026-07-15 12:55 · Yahoo
Zacks.com featured highlights include Ponce Financial, Credo Technology, Interface, Ciena and Citizens Financial Services
2026-07-06 08:04 · Yahoo
5 High-Efficiency Stocks With Strong Profit Potential to Buy Now
2026-07-02 12:22 · Yahoo
Here's Why Momentum in Ponce Financial (PDLB) Should Keep going
2026-06-29 12:55 · Yahoo
Here's What Could Help Ponce Financial (PDLB) Maintain Its Recent Price Strength
2026-06-12 12:55 · Yahoo
Ponce Financial (PDLB) is on the Move, Here's Why the Trend Could be Sustainable
2026-05-27 12:55 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.