PFSB — PFS Bancorp, Inc.
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OTC ·
Financials ·
Thrifts & Mortgage Finance ·
CIK 1967656 ·
Last close
$20.24
Market Cap
$31.36M
52W High
$20.80
52W Low
$18.12
ADV30
1,810
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 1,653,000 | — | — | 318,000 | 210,707,000 | 22,133,000 | 171,733,000 |
| Dec 2025 | 1,781,000 | — | — | 532,000 | 206,911,000 | 15,494,000 | 167,858,000 |
| Sep 2025 | 1,686,000 | — | — | 416,000 | 202,920,000 | 9,143,000 | 164,631,000 |
| Jun 2025 | 1,644,000 | — | — | 438,000 | 207,906,000 | 14,489,000 | 170,140,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$2,136,000
Investing CF
$-8,464,000
Financing CF
$5,566,000
CapEx
$-89,000
Dividends Paid
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Buybacks
$-1,325,000
EPS Diluted TTM
$0.89
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$27,372,000
Inventory
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Receivables
$757,000
ST Investments
$44,808,000
EBIT TTM
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Pretax Income TTM
$2,077,000
Interest Exp TTM
$3,296,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$6,657,000
EBITDA
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Free Cash Flow
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Enterprise Value
$2,276,700
Total Cash
$26,653,000
Total Debt
$0
Shares Out
1,549,393
Trailing EPS
$1.12
Book Value
$27.27
ROE
4.5%
ROA
0.8%
Div Yield
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Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 6,571,000 | — | 1,671,000 | 206,911,000 | 167,858,000 | — | 2,136,000 |
| Dec 2024 | 5,917,000 | — | 905,000 | 197,637,000 | 160,962,000 | — | 1,366,000 |
| Dec 2023 | 5,350,000 | — | 1,008,000 | 193,453,000 | 157,534,000 | — | 1,937,000 |
| Dec 2022 | 4,672,000 | — | 831,000 | 174,134,000 | 153,995,000 | — | 2,209,000 |
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| VWFB | VWF Bancorp, Inc. | $28.79M | $15.11 | — |
| GBNY | Generations Bancorp NY, Inc. | $34.83M | $15.29 | — |
| QNTO | QUAINT OAK BANCORP, INC. | $37.67M | $14.25 | — |
| MBBC | Marathon Bancorp, Inc. /MD/ | $44.11M | $14.95 | — |
| KFFB | Kentucky First Federal Bancorp | $44.32M | $5.48 | — |
Recent Insider Activity
No insider activity indexed for this ticker.