ROOT — Root, Inc.

Nasdaq · Financials · Insurance · CIK 1788882 ·
Last close
$54.90
Market Cap
$769.70M
52W High
$65.00
52W Low
$40.91
ADV30
289,507
Next earnings
2026-08-05
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 393,500,000 35,900,000 1,684,900,000 597,200,000 1,359,000,000
Dec 2025 397,000,000 5,300,000 1,674,500,000 669,300,000 1,390,200,000
Sep 2025 387,800,000 -5,400,000 1,642,400,000 653,300,000 1,377,400,000
Jun 2025 382,900,000 22,000,000 1,587,700,000 641,400,000 1,343,200,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$206,500,000
Investing CF
$-91,700,000
Financing CF
$-25,200,000
CapEx
$-14,100,000
Dividends Paid
Buybacks
$0
EPS Diluted TTM
$2.32
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-1,641,600,000
Inventory
Receivables
$462,600,000
ST Investments
$387,000,000
EBIT TTM
$61,800,000
Pretax Income TTM
$40,800,000
Interest Exp TTM
$21,000,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,561,200,000
EBITDA
$83,400,000
Free Cash Flow
$178,524,992
Enterprise Value
$573,163,648
Total Cash
$608,000,000
Total Debt
$200,300,000
Shares Out
14,020,060
Trailing EPS
$3.38
Book Value
$18.34
ROE
14.8%
ROA
3.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,517,100,000 40,300,000 1,674,500,000 1,390,200,000 206,500,000
Dec 2024 1,176,500,000 30,900,000 1,495,700,000 1,292,000,000 195,700,000
Dec 2023 455,000,000 -147,400,000 1,347,700,000 1,182,000,000 -33,600,000
Dec 2022 310,800,000 -297,700,000 1,312,900,000 1,035,800,000 -210,600,000

TTM Snapshot

Revenues TTM
$525,600,000
NetIncome TTM
$-341,200,000
OpCashFlow TTM
$0
Assets (Latest)
$1,495,700,000
Forward EPS
$3.05

Max Pain — expiry 2026-06-18

max pain strike: $55.00 · spot: $54.86 · call oi: 5,836 · put oi: 2,340
Expected Move to 2026-06-18: ±$3.35 (6.11%) — implied range $51.51$58.21 · ATM straddle on $55.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
EIG Employers Holdings, Inc. $843.74M $46.25
GSHD Goosehead Insurance, Inc. $871.55M $36.82
HRTG Heritage Insurance Holdings, Inc. $679.64M $22.45
TIPT TIPTREE INC. $665.74M $17.72
HIPO Hippo Holdings Inc. $664.96M $25.54

News headlines (Yahoo Finance, 1h cache)

Root and Hugo Partner to Expand Access to Affordable Car Insurance for Drivers Seeking Greater Flexibility
2026-06-04 20:05 · Yahoo
Root Celebrates Back-to-Back Indianapolis 500 Victories Through Partnerships Built on Performance and Innovation
2026-05-28 13:05 · Yahoo
Lemonade Stock Plunges 16% in 3 Months: Time to Buy the Dip?
2026-05-15 17:25 · Yahoo
Root (ROOT) Q1 2026 Earnings Call Transcript
2026-05-07 17:11 · Yahoo
Root, Inc. Q1 2026 Earnings Call Summary
2026-05-07 12:30 · Yahoo
Root Q1 Earnings Call Highlights
2026-05-07 04:08 · Yahoo
Root (NASDAQ:ROOT) Misses Q1 CY2026 Sales Expectations, But Stock Soars 7.1%
2026-05-06 22:44 · Yahoo
Root, Inc. Announces 2026 First Quarter Results
2026-05-06 20:15 · Yahoo
Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program
2026-05-06 20:05 · Yahoo
Do Root's (NASDAQ:ROOT) Earnings Warrant Your Attention?
2026-05-04 13:27 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.