SOFI — SoFi Technologies, Inc.

Nasdaq · Financials · Consumer Finance · CIK 1818874 ·
Last close
$17.94
Market Cap
$23.17B
52W High
$19.74
52W Low
$14.88
ADV30
77,142,462
Next earnings
2026-10-27
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 1,100,368,000 166,731,000 53,698,258,000 3,401,020,000 42,886,667,000
Dec 2025 1,025,051,000 173,549,000 50,660,478,000 4,929,452,000 40,170,983,000
Sep 2025 961,600,000 139,392,000 45,293,450,000 3,246,351,000 36,513,487,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-8,502,490,000
Investing CF
$-8,781,612,000
Financing CF
$18,135,287,000
CapEx
$-297,294,000
Dividends Paid
$0
Buybacks
$0
EPS Diluted TTM
$0.48
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-500,955,000
Inventory
Receivables
$893,480,000
ST Investments
$4,225,652,000
EBIT TTM
Pretax Income TTM
$737,744,000
Interest Exp TTM
$1,276,930,000
Analysts
19

Yahoo Snapshot (yfinance, live)

Total Revenue
$4,268,439,040
EBITDA
Free Cash Flow
Enterprise Value
$23,271,311,360
Total Cash
$3,366,502,912
Total Debt
$3,415,378,944
Shares Out
1,291,570,324
Trailing EPS
$0.49
Book Value
$8.58
ROE
7.1%
ROA
1.2%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 3,613,354,000 481,320,000 50,660,478,000 40,170,983,000 -3,742,458,000
Dec 2024 2,612,342,000 498,665,000 36,250,951,000 29,725,817,000 -1,119,807,000
Dec 2023 2,108,215,000 -300,742,000 30,074,858,000 24,519,872,000 -7,227,139,000
Dec 2022 1,573,535,000 -320,407,000 19,007,675,000 13,479,199,000 -7,255,858,000

TTM Snapshot

Revenues TTM
$1,930,321,000
NetIncome TTM
$-310,195,000
OpCashFlow TTM
$0
Assets (Latest)
$36,250,951,000
Forward EPS
$0.81

Max Pain — expiry 2026-08-21

max pain strike: $17.00 · spot: $18.61 · call oi: 331,421 · put oi: 156,437
Expected Move to 2026-08-21: ±$1.04 (5.61%) — implied range $17.57$19.66 · ATM straddle on $18.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
FMCKM FEDERAL HOME LOAN MORTGAGE CORP $23.84B $7.40
FMCKO FEDERAL HOME LOAN MORTGAGE CORP $24.13B $7.49
FMCKI FEDERAL HOME LOAN MORTGAGE CORP $24.32B $7.55
AFRM Affirm Holdings, Inc. $21.61B $73.40
FMCKL FEDERAL HOME LOAN MORTGAGE CORP $25.77B $8.00

News headlines (Yahoo Finance, 1h cache)

Private Markets Roundup: Alto Launches Private Deal Room; CAZ Teams with SoFi
2026-08-12 16:42 · Yahoo
2 Financials Stocks on Our Buy List and 1 We Find Risky
2026-08-12 06:53 · Yahoo
American Express vs. SoFi Technologies: Which Financial Stock Is a Better Buy in 2026?
2026-08-11 22:20 · Yahoo
Jim Cramer Weighs In on SoFi’s (SOFI) $16–$19 Range
2026-08-11 16:14 · Yahoo
Prediction: SOFI’s Next Chapter Could Be Its Most Important Yet
2026-08-11 15:30 · Yahoo
Should You Buy Dave Stock After Its Q2 Earnings and Recent Pullback?
2026-08-10 16:09 · Yahoo
Not Robinhood, Not Fidelity: JD Power Says This Brokerage Leads In DIY Investor Customer Satisfaction
2026-08-10 10:30 · Yahoo
1 Million Reasons to Buy SoFi Stock Now
2026-08-08 19:30 · Yahoo
SoFi Technologies (SOFI) Could Be 20% Undervalued On Record Growth And Steady Guidance
2026-08-08 03:17 · Yahoo
SoFi (SOFI) Q2 2026 Earnings Call Transcript
2026-08-08 00:16 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.