SOFI — SoFi Technologies, Inc.
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 1818874 ·
Last close
$16.58
Market Cap
$21.41B
52W High
$32.73
52W Low
$14.88
ADV30
44,066,877
Next earnings
2026-10-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 1,100,368,000 | — | — | 166,731,000 | 53,698,258,000 | 3,401,020,000 | 42,886,667,000 |
| Dec 2025 | 1,025,051,000 | — | — | 173,549,000 | 50,660,478,000 | 4,929,452,000 | 40,170,983,000 |
| Sep 2025 | 961,600,000 | — | — | 139,392,000 | 45,293,450,000 | 3,246,351,000 | 36,513,487,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$-8,502,490,000
Investing CF
$-8,781,612,000
Financing CF
$18,135,287,000
CapEx
$-297,294,000
Dividends Paid
$0
Buybacks
$0
EPS Diluted TTM
$0.48
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-500,955,000
Inventory
—
Receivables
$893,480,000
ST Investments
$4,225,652,000
EBIT TTM
—
Pretax Income TTM
$737,744,000
Interest Exp TTM
$1,276,930,000
Analysts
19
Yahoo Snapshot (yfinance, live)
Total Revenue
$4,268,439,040
EBITDA
—
Free Cash Flow
—
Enterprise Value
$22,418,874,368
Total Cash
$3,366,502,912
Total Debt
$3,415,378,944
Shares Out
1,291,570,324
Trailing EPS
$0.49
Book Value
$8.58
ROE
7.1%
ROA
1.2%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 3,613,354,000 | — | 481,320,000 | 50,660,478,000 | 40,170,983,000 | 10,489,495,000 | -3,742,458,000 |
| Dec 2024 | 2,612,342,000 | — | 498,665,000 | 36,250,951,000 | 29,725,817,000 | 6,525,134,000 | -1,119,807,000 |
| Dec 2023 | 2,108,215,000 | — | -300,742,000 | 30,074,858,000 | 24,519,872,000 | 5,554,986,000 | -7,227,139,000 |
| Dec 2022 | 1,573,535,000 | — | -320,407,000 | 19,007,675,000 | 13,479,199,000 | 5,528,476,000 | -7,255,858,000 |
TTM Snapshot
Revenues TTM
$2,430,074,000
NetIncome TTM
$-209,032,000
OpCashFlow TTM
$0
Assets (Latest)
$50,660,478,000
Forward EPS
$0.83
Max Pain — expiry 2026-10-02
max pain strike: $17.00 · spot: $15.97 · call oi: 126,014 · put oi: 75,327
Expected Move to 2026-10-02:
±$0.66
(4.13%) —
implied range
$15.31 –
$16.63
· ATM straddle on $16.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FMCKN | FEDERAL HOME LOAN MORTGAGE CORP | $21.58B | $6.70 | — |
| AFRM | Affirm Holdings, Inc. | $21.23B | $71.52 | — |
| CRCL | Circle Internet Group, Inc. | $20.89B | $89.00 | — |
| RKT | Rocket Companies, Inc. | $23.20B | $12.17 | — |
| FMCKL | FEDERAL HOME LOAN MORTGAGE CORP | $19.65B | $6.10 | — |
News headlines (Yahoo Finance, 1h cache)
Is SoFi Technologies (SOFI) Cheap On Its Stablecoin Rollout And Growth Push?
2026-09-26 17:10 · Yahoo
SoFi Is Bypassing the Banking Bottleneck With Stablecoin Settlement
2026-09-26 15:40 · Yahoo
The UK Just Ran the World’s First Interbank Tokenized Deposit Transactions. The Same Platform Is Headed to 25 US Banks.
2026-09-25 20:27 · Yahoo
SoFi, Mastercard activate stablecoin settlement for SoFi Bank card programme
2026-09-25 11:48 · Yahoo
Should You Buy SoFi Stock Before Oct. 27?
2026-09-24 22:25 · Yahoo
SoFi Built a Bank, a Card Program, and a Stablecoin, but the Stock Struggles to Budge
2026-09-24 14:35 · Yahoo
Why SoFi Stock Is a Good Buy Now
2026-09-24 11:43 · Yahoo
Sensitive Sector: Why Are Upstart, Affirm, and SoFi Dropping Faster Than the Broader Equities Market?
2026-09-23 18:07 · Yahoo
Mastercard Stock Holds Flat as $25 Billion Stablecoin Settlement Goes Live
2026-09-25 16:53 · Yahoo
Mastercard (MA) Stock Still Looks Undervalued Following Its 63% Five Year Run
2026-09-24 02:11 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.