SYF — Synchrony Financial
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1601712 ·
Last close
$75.79
Market Cap
$24.66B
52W High
$79.69
52W Low
$68.05
ADV30
4,072,380
Next earnings
2026-10-14
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 3,718,000,000 | — | — | 885,000,000 | 121,930,000,000 | 16,193,000,000 | 105,033,000,000 |
| Mar 2026 | 3,698,000,000 | — | — | 805,000,000 | 121,501,000,000 | 20,559,000,000 | 105,024,000,000 |
| Dec 2025 | 3,793,000,000 | — | — | 751,000,000 | 119,095,000,000 | 14,973,000,000 | 102,329,000,000 |
| Sep 2025 | 3,823,000,000 | — | — | 1,077,000,000 | 116,984,000,000 | 16,245,000,000 | 99,919,000,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$9,694,000,000
Investing CF
$-9,879,000,000
Financing CF
$-2,754,000,000
CapEx
—
Dividends Paid
$-503,000,000
Buybacks
$-3,610,000,000
EPS Diluted TTM
$9.76
As of
2026-07-26
Balance + Analyst (yfinance extras)
Retained Earnings
$25,968,000,000
Inventory
—
Receivables
—
ST Investments
$2,406,000,000
EBIT TTM
—
Pretax Income TTM
$4,614,000,000
Interest Exp TTM
$3,927,000,000
Analysts
23
Yahoo Snapshot (yfinance, live)
Total Revenue
$9,907,999,744
EBITDA
—
Free Cash Flow
—
Enterprise Value
$26,614,855,680
Total Cash
$16,193,000,448
Total Debt
$16,432,000,000
Shares Out
325,370,840
Trailing EPS
$9.75
Book Value
$45.27
ROE
20.8%
ROA
2.9%
Div Yield
1.79%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 14,981,000,000 | — | 3,552,000,000 | 119,095,000,000 | 102,329,000,000 | — | 9,851,000,000 |
| Dec 2024 | 15,056,000,000 | — | 3,499,000,000 | 119,463,000,000 | 102,883,000,000 | — | 9,848,000,000 |
| Dec 2023 | 13,627,000,000 | — | 2,238,000,000 | 117,479,000,000 | 103,576,000,000 | — | 8,593,000,000 |
| Dec 2022 | 11,674,000,000 | — | 3,016,000,000 | 104,564,000,000 | 91,691,000,000 | — | 6,694,000,000 |
TTM Snapshot
Revenues TTM
$0
NetIncome TTM
$2,834,000,000
OpCashFlow TTM
$0
Assets (Latest)
$119,463,000,000
Forward EPS
$10.50
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FMCKL | FEDERAL HOME LOAN MORTGAGE CORP | $24.59B | $7.63 | — |
| FMCKM | FEDERAL HOME LOAN MORTGAGE CORP | $24.29B | $7.54 | — |
| FMCKI | FEDERAL HOME LOAN MORTGAGE CORP | $24.16B | $7.50 | — |
| FMCKO | FEDERAL HOME LOAN MORTGAGE CORP | $24.06B | $7.47 | — |
| FMCKN | FEDERAL HOME LOAN MORTGAGE CORP | $25.77B | $8.00 | — |
News headlines (Yahoo Finance, 1h cache)
COIN Q2 Earnings & Revenues Miss on Lower Transaction Revenues
2026-07-31 17:39 · Yahoo
Will Rising Costs Overshadow Global Payments' Q2 Earnings?
2026-07-31 15:19 · Yahoo
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2026-07-30 15:24 · Yahoo
Summer Is On! Flexible Payments Help Consumers Keep It That Way
2026-07-30 12:00 · Yahoo
Can Consumer Services Cushion Western Union's Q2 Revenue Drop?
2026-07-28 15:47 · Yahoo
BFH Q2 Earnings Beat Estimates on Solid Credit Sales, Revenues Rise Y/Y
2026-07-24 17:38 · Yahoo
SYF vs. ALLY vs. COF: Which Consumer Finance Stock Is the Best Buy After Earnings?
2026-07-24 12:36 · Yahoo
1 Value Stock to Own for Decades and 2 That Underwhelm
2026-07-22 14:30 · Yahoo
Company News for July 22, 2026
2026-07-22 13:19 · Yahoo
Synchrony Financial Q2 2026 Earnings Call Summary
2026-07-22 12:30 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.