TRUP — TRUPANION, INC.
—
Nasdaq ·
Financials ·
Insurance ·
CIK 1371285 ·
Last close
$23.16
Market Cap
$1.01B
52W High
$46.98
52W Low
$21.16
ADV30
445,293
Next earnings
2026-11-05
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 392,934,000 | 65,133,000 | 29,181,000 | 6,831,000 | 930,811,000 | 149,360,000 | 521,141,000 |
| Mar 2026 | 384,049,000 | 61,489,000 | 27,387,000 | 4,880,000 | 921,580,000 | 153,456,000 | 526,758,000 |
| Dec 2025 | 376,853,000 | 65,027,000 | 31,369,000 | 5,630,000 | 915,044,000 | 138,024,000 | 531,108,000 |
| Sep 2025 | 366,920,000 | 60,054,000 | 27,805,000 | 5,873,000 | 880,173,000 | 154,773,000 | 511,611,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$94,077,000
Investing CF
$-66,877,000
Financing CF
$-11,824,000
CapEx
$-11,897,000
Dividends Paid
—
Buybacks
$-3,000,000
EPS Diluted TTM
$0.53
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-194,744,000
Inventory
—
Receivables
$302,191,000
ST Investments
$249,131,000
EBIT TTM
$36,794,000
Pretax Income TTM
$26,221,000
Interest Exp TTM
$10,573,000
Analysts
4
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,520,755,968
EBITDA
$40,739,000
Free Cash Flow
$11,546,000
Enterprise Value
$800,407,296
Total Cash
$398,491,008
Total Debt
$106,909,000
Shares Out
43,620,472
Trailing EPS
$0.53
Book Value
$9.34
ROE
6.1%
ROA
1.8%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 1,439,305,000 | 100,679,000 | 19,433,000 | 915,044,000 | 531,108,000 | 383,936,000 | 89,488,000 |
| Dec 2024 | 1,285,684,000 | 67,346,000 | -9,633,000 | 806,853,000 | 483,585,000 | 323,268,000 | 48,287,000 |
| Dec 2023 | 1,108,605,000 | 36,932,000 | -44,693,000 | 782,948,000 | 479,226,000 | 303,722,000 | 18,638,000 |
| Dec 2022 | 905,179,000 | 46,752,000 | -44,672,000 | 671,627,000 | 366,330,000 | 305,297,000 | -8,000,000 |
TTM Snapshot
Revenues TTM
$1,189,044,000
NetIncome TTM
$-17,008,000
OpCashFlow TTM
$0
Assets (Latest)
$915,044,000
Forward EPS
$4.26
Max Pain — expiry 2026-11-20
max pain strike: $30.00 · spot: $22.83 · call oi: 834 · put oi: 310
Expected Move to 2026-11-20:
±$8.82
(38.66%) —
implied range
$14.00 –
$31.65
· ATM straddle on $22.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| HRTG | Heritage Insurance Holdings, Inc. | $989.20M | $33.27 | — |
| IGIC | International General Insurance Holdings Ltd. | $1.04B | $24.61 | — |
| GSHD | Goosehead Insurance, Inc. | $1.08B | $45.23 | — |
| LIFE | Ethos Technologies Inc. | $1.08B | $34.30 | — |
| BOW | Bowhead Specialty Holdings Inc. | $1.11B | $33.76 | — |
News headlines (Yahoo Finance, 1h cache)
3 Reasons TRUP is Risky and 1 Stock to Buy Instead
2026-09-21 19:58 · Yahoo
Property & Casualty Insurance Stocks Q2 Results: Benchmarking Trupanion (NASDAQ:TRUP)
2026-09-14 21:39 · Yahoo
Trupanion (TRUP) Rebounds On Subscriber Narrative, Is The Valuation Gap Real?
2026-09-04 21:07 · Yahoo
2 Insurance Stocks to Target This Week and 1 We Find Risky
2026-08-24 10:17 · Yahoo
5 Must-Read Analyst Questions From Trupanion’s Q2 Earnings Call
2026-08-14 01:33 · Yahoo
Trupanion Partners with Home To Home® to Help More Pets Transition Directly from One Loving Home to Another
2026-08-13 16:00 · Yahoo
Trupanion (TRUP) Q2 2026 Earnings Call Transcript
2026-08-12 21:59 · Yahoo
Trupanion Enhances Free Veterinary Education Course to Help Hospital Teams Navigate Cost-of-Care Conversations
2026-08-10 16:00 · Yahoo
Trupanion (TRUP) Could Be 28% Undervalued As Earnings Beat And Guidance Improves
2026-08-09 04:25 · Yahoo
Primerica, Progressive, Allstate, and Trupanion Shares Are Falling, What You Need To Know
2026-09-22 21:01 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.