UCB — UNITED COMMUNITY BANKS INC

NYSE · Financials · Banks · CIK 857855 ·
Last close
$35.44
Market Cap
$4.24B
52W High
$37.18
52W Low
$31.61
ADV30
1,090,671
Next earnings
2026-10-21
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 272,809,000 86,455,000 28,002,554,000 395,754,000 24,363,868,000
Sep 2025 270,877,000 91,494,000 28,143,473,000 613,431,000 24,546,622,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$384,035,000
Investing CF
$33,417,000
Financing CF
$-541,571,000
CapEx
$-27,579,000
Dividends Paid
$-123,237,000
Buybacks
$-121,868,000
EPS Diluted TTM
$2.72
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$914,261,000
Inventory
Receivables
$83,557,000
ST Investments
$2,919,740,000
EBIT TTM
Pretax Income TTM
$331,253,000
Interest Exp TTM
$350,496,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,108,407,040
EBITDA
Free Cash Flow
Enterprise Value
$4,860,593,664
Total Cash
$546,473,984
Total Debt
$1,180,601,984
Shares Out
119,763,827
Trailing EPS
$3.06
Book Value
$30.54
ROE
10.3%
ROA
1.3%
Div Yield
2.83%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,040,952,000 328,095,000 28,002,554,000 24,363,868,000 384,035,000
Dec 2024 930,042,000 252,397,000 27,720,258,000 24,288,131,000 349,734,000
Dec 2023 871,949,000 187,544,000 27,297,251,000 24,035,726,000 293,971,000
Dec 2022 868,131,000 277,472,000 24,008,884,000 21,308,210,000 607,307,000

TTM Snapshot

Revenues TTM
$830,014,000
NetIncome TTM
$250,190,000
OpCashFlow TTM
$0
Assets (Latest)
$27,720,258,000
Forward EPS
$3.22

Peers — same industry

TickerNameMarket CapLastDaily %
CATY CATHAY GENERAL BANCORP $4.22B $63.19
TCBI TEXAS CAPITAL BANCSHARES INC/TX $4.30B $98.85
WSFS WSFS FINANCIAL CORP $4.12B $80.20
FBP FIRST BANCORP /PR/ $4.42B $28.93
RNST RENASANT CORP $4.02B $43.57

News headlines (Yahoo Finance, 1h cache)

Are You Looking for a High-Growth Dividend Stock?
2026-07-23 15:45 · Yahoo
Is United Community Banks (UCB) Undervalued Following Its Earnings Miss?
2026-07-22 13:13 · Yahoo
United Community Banks (UCB) Stock Looks Cheap On Fair Value While Earnings Look Fair
2026-07-22 03:21 · Yahoo
United Community Banks Inc (UCB) Q2 2026 Earnings Call Highlights: Strong EPS Growth Amid ...
2026-07-21 21:00 · Yahoo
United Community Banks, Inc. Q2 2026 Earnings Call Summary
2026-07-21 16:46 · Yahoo
United Community Banks Q2 Earnings Call Highlights
2026-07-21 16:05 · Yahoo
United Community Banks misses second-quarter earnings estimates despite higher revenue and loan growth (UCB)
2026-07-21 13:47 · Yahoo
United Community Banks (UCB) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-07-21 13:30 · Yahoo
United Community Banks (UCB) Q2 Earnings and Revenues Miss Estimates
2026-07-21 12:40 · Yahoo
United Community Banks (NYSE:UCB) Reports Sales Below Analyst Estimates In Q2 CY2026 Earnings
2026-07-21 11:43 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.