UVE — UNIVERSAL INSURANCE HOLDINGS, INC.

NYSE · Financials · Insurance · CIK 891166 ·
Last close
$45.02
Market Cap
$1.26B
52W High
$45.15
52W Low
$35.39
ADV30
243,219
Next earnings
2026-10-22
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 393,565,000 54,291,000 2,769,389,000 595,771,000 2,184,645,000
Dec 2025 407,926,000 66,589,000 2,839,695,000 408,868,000 2,288,660,000
Sep 2025 400,981,000 39,830,000 3,089,645,000 405,114,000 2,594,602,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$349,546,000
Investing CF
$-92,176,000
Financing CF
$-59,783,000
CapEx
$-4,791,000
Dividends Paid
$-22,238,000
Buybacks
$-29,519,000
EPS Diluted TTM
$6.75
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$807,080,000
Inventory
Receivables
$277,883,000
ST Investments
$144,777,000
EBIT TTM
$265,002,000
Pretax Income TTM
$259,305,000
Interest Exp TTM
$5,697,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,629,505,024
EBITDA
$305,721,984
Free Cash Flow
$338,452,640
Enterprise Value
$789,933,696
Total Cash
$532,160,000
Total Debt
$97,852,000
Shares Out
27,911,118
Trailing EPS
$7.61
Book Value
$20.95
ROE
40.2%
ROA
5.7%
Div Yield
1.45%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,603,915,000 182,951,000 2,839,695,000 2,288,660,000 381,493,000
Dec 2024 1,520,536,000 58,928,000 2,841,861,000 2,468,611,000 137,358,000
Dec 2023 1,391,582,000 66,823,000 2,316,561,000 1,975,264,000 70,971,000
Dec 2022 1,222,658,000 -22,257,000 2,890,154,000 2,602,258,000 324,515,000

TTM Snapshot

Revenues TTM
$1,347,666,000
NetIncome TTM
$-74,170,000
OpCashFlow TTM
$0
Assets (Latest)
$2,841,861,000
Forward EPS
$4.50

Peers — same industry

TickerNameMarket CapLastDaily %
HGTY Hagerty, Inc. $1.21B $11.84
IGIC International General Insurance Holdings Ltd. $1.19B $28.00
ASIC Ategrity Specialty Insurance Co Holdings $1.18B $24.64
UFCS UNITED FIRE GROUP INC $1.35B $52.44
AHL-PD ASPEN INSURANCE HOLDINGS LTD $1.13B $19.00

News headlines (Yahoo Finance, 1h cache)

The Hanover Insurance Group, Inc. (THG) Hit a 52 Week High, Can the Run Continue?
2026-07-30 13:15 · Yahoo
Are You Looking for a Top Momentum Pick? Why Universal Insurance Holdings (UVE) is a Great Choice
2026-07-29 16:00 · Yahoo
Are Investors Undervaluing Universal Insurance Holdings (UVE) Right Now?
2026-07-28 13:40 · Yahoo
UNIVERSAL INSURANCE HOLDINGS INC (UVE) Hits Fresh High: Is There Still Room to Run?
2026-07-28 13:15 · Yahoo
Universal Insurance Holdings (UVE) Stock Still Looks Undervalued Despite A 261% Five Year Gain
2026-07-26 13:07 · Yahoo
Universal Insurance Holdings (UVE) Is Up 6.9% After Q2 Beat And Buyback Completion Has The Bull Case Changed?
2026-07-26 02:09 · Yahoo
Is Universal Insurance Holdings (UVE) Undervalued After Its Q2 Earnings And Buyback?
2026-07-25 20:07 · Yahoo
Universal Insurance Holdings Inc (UVE) Q2 2026 Earnings Call Highlights: Strong Financial ...
2026-07-24 21:02 · Yahoo
Universal Insurance Q2 Earnings Call Highlights
2026-07-24 18:02 · Yahoo
UVE Q2 Earnings Beat Estimates on Lower Losses and Premium Growth
2026-07-24 14:19 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.