VEL — Velocity Financial, Inc.
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1692376 ·
Last close
$17.56
Market Cap
$689.32M
52W High
$20.10
52W Low
$16.65
ADV30
83,297
Next earnings
2026-08-06
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 77,151,000 | — | — | 22,363,000 | 7,591,443,000 | 87,054,000 | 6,895,039,000 |
| Dec 2025 | 94,129,000 | — | — | 34,797,000 | 7,381,513,000 | 92,103,000 | 6,705,825,000 |
| Sep 2025 | 77,251,000 | — | — | 25,373,000 | 6,958,683,000 | 98,964,000 | 6,321,227,000 |
| Jun 2025 | 78,035,000 | — | — | 25,997,000 | 6,475,880,000 | 79,559,000 | 5,874,827,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$18,161,000
Investing CF
$-1,521,782,000
Financing CF
$1,682,028,000
CapEx
$-1,566,000
Dividends Paid
—
Buybacks
$-180,000
EPS Diluted TTM
$2.74
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$302,379,000
Inventory
—
Receivables
$204,045,000
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$146,240,000
Interest Exp TTM
$365,048,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$271,590,016
EBITDA
—
Free Cash Flow
—
Enterprise Value
$7,326,823,936
Total Cash
$87,518,000
Total Debt
$6,721,963,008
Shares Out
39,255,281
Trailing EPS
$2.81
Book Value
$17.26
ROE
17.2%
ROA
1.6%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 311,525,000 | — | 105,054,000 | 7,381,513,000 | 6,705,825,000 | — | 18,161,000 |
| Dec 2024 | 211,737,000 | — | 68,419,000 | 5,527,408,000 | 5,007,193,000 | — | 37,755,000 |
| Dec 2023 | 155,512,000 | — | 52,273,000 | 4,404,573,000 | 3,967,700,000 | — | 48,835,000 |
| Dec 2022 | 91,185,000 | — | 32,211,000 | 3,748,975,000 | 3,368,475,000 | — | 48,674,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$3.29
Max Pain — expiry 2026-11-20
max pain strike: $17.50 · spot: $17.52 · call oi: 1,746 · put oi: 4,081
Expected Move to 2026-11-20:
±$4.15
(23.69%) —
implied range
$13.37 –
$21.67
· ATM straddle on $17.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| OPFI | OppFi Inc. | $713.89M | $8.36 | — |
| GDOT | GREEN DOT CORP | $741.94M | $13.09 | — |
| FINV | FinVolution Group | $617.45M | $5.03 | — |
| BTBT | Bit Digital, Inc | $607.59M | $1.74 | — |
| SWRD | Stewards, Inc. | $606.40M | $2.90 | — |
News headlines (Yahoo Finance, 1h cache)
Velocity Appoints Dean Thevaos as Chief Technology Officer
2026-06-02 20:10 · Yahoo
Velocity Financial, Inc. Q1 2026 Earnings Call Summary
2026-05-07 12:30 · Yahoo
Velocity Financial, Inc. Reports First Quarter 2026 Results
2026-05-06 20:10 · Yahoo
Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Call
2026-04-22 12:30 · Yahoo
Velocity Financial Inc (VEL) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ...
2026-03-12 03:00 · Yahoo
Velocity Financial, Inc. Q4 2025 Earnings Call Summary
2026-03-12 00:14 · Yahoo
Velocity Financial: Q4 Earnings Snapshot
2026-03-11 20:50 · Yahoo
Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results
2026-03-11 20:15 · Yahoo
Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031
2026-01-30 21:05 · Yahoo
Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call
2026-01-29 13:35 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.