VEL — Velocity Financial, Inc.
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1692376 ·
Last close
$15.35
Market Cap
$606.04M
52W High
$21.40
52W Low
$15.09
ADV30
145,407
Next earnings
2026-11-05
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 78,878,000 | — | — | 25,163,000 | 7,963,130,000 | 76,115,000 | 7,237,966,000 |
| Mar 2026 | 77,151,000 | — | — | 22,363,000 | 7,591,443,000 | 87,054,000 | 6,895,039,000 |
| Dec 2025 | 94,129,000 | — | — | 34,797,000 | 7,381,513,000 | 92,103,000 | 6,705,825,000 |
| Sep 2025 | 77,251,000 | — | — | 25,373,000 | 6,958,683,000 | 98,964,000 | 6,321,227,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$22,790,000
Investing CF
$-1,230,473,000
Financing CF
$1,355,697,000
CapEx
$-2,118,000
Dividends Paid
—
Buybacks
$-7,459,000
EPS Diluted TTM
$2.75
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$349,905,000
Inventory
—
Receivables
$211,295,000
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$151,536,000
Interest Exp TTM
$417,093,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$284,108,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$7,688,821,760
Total Cash
$76,233,000
Total Debt
$7,051,945,984
Shares Out
39,481,457
Trailing EPS
$2.76
Book Value
$17.67
ROE
16.3%
ROA
1.5%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 311,525,000 | — | 105,054,000 | 7,381,513,000 | 6,705,825,000 | 672,535,000 | 18,161,000 |
| Dec 2024 | 211,737,000 | — | 68,419,000 | 5,527,408,000 | 5,007,193,000 | 516,944,000 | 37,755,000 |
| Dec 2023 | 155,512,000 | — | 52,273,000 | 4,404,573,000 | 3,967,700,000 | 433,444,000 | 48,835,000 |
| Dec 2022 | 91,185,000 | — | 32,211,000 | 3,748,975,000 | 3,368,475,000 | 376,811,000 | 48,674,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$3.03
Max Pain — expiry 2026-11-20
max pain strike: $20.00 · spot: $15.24 · call oi: 4,561 · put oi: 6,602Peers — same industry
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News headlines (Yahoo Finance, 1h cache)
Velocity Financial Expands Lending With $3.2B Toorak Deal
2026-09-01 08:06 · Yahoo
Velocity Financial (VEL) Q2 2026 Earnings Call Transcript
2026-08-12 21:59 · Yahoo
Velocity Financial Inc (VEL) (Q2 2026) Earnings Call Highlights: Strong Core Earnings and ...
2026-08-06 05:01 · Yahoo
Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call
2026-07-22 12:30 · Yahoo
Velocity Appoints Dean Thevaos as Chief Technology Officer
2026-06-02 20:10 · Yahoo
Velocity Enters into Agreements to Acquire Toorak’s Operating Platform and Manage Toorak’s $3 Billion Business-Purpose Loan Portfolio
2026-08-27 11:30 · Yahoo
Velocity Financial, Inc. Reports Second Quarter 2026 Results
2026-08-05 20:10 · Yahoo
Velocity Financial, Inc. Q1 2026 Earnings Call Summary
2026-05-07 12:30 · Yahoo
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
2026-07-03 12:30 · Yahoo
Velocity Financial Inc (VEL) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ...
2026-03-12 03:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.