XP — XP Inc.

—
Nasdaq · Financials · Capital Markets · CIK 1787425 ·
Last close
$20.23
Market Cap
$8.21B
52W High
$22.83
52W Low
$14.80
ADV30
6,958,791
Next earnings
2026-11-16

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGross profitOp incomeNet incomeAssetsCashLiabilities
Jun 2026 1,968,752,000 459,730,000 -1,313,731,000 1,391,756,000 408,031,066,000 7,977,876,000 383,199,397,000
Mar 2026 1,933,000,000 491,000,000 -1,314,000,000 1,318,000,000 — — —
Dec 2025 2,431,836,000 927,385,000 -907,287,000 1,295,706,000 396,528,353,000 10,356,636,000 372,980,645,000
Sep 2025 2,090,465,000 566,943,000 -1,137,319,000 1,319,621,000 399,477,121,000 12,412,802,000 375,808,485,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$12,044,826,000
Investing CF
$-715,965,000
Financing CF
$-4,927,348,000
CapEx
$-489,567,000
Dividends Paid
$-2,037,082,000
Buybacks
$-1,900,691,000
EPS Diluted TTM
$9.80
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$3,874,081,000
Inventory
—
Receivables
$41,198,678,000
ST Investments
$62,756,587,000
EBIT TTM
$6,080,040,000
Pretax Income TTM
$5,528,833,000
Interest Exp TTM
$551,207,000
Analysts
13

Yahoo Snapshot (yfinance, live)

Total Revenue
$18,630,881,280
EBITDA
—
Free Cash Flow
—
Enterprise Value
$-117,805,170,688
Total Cash
$287,425,691,648
Total Debt
$159,541,297,152
Shares Out
405,690,510
Trailing EPS
$1.98
Book Value
$9.08
ROE
22.6%
ROA
1.4%
Div Yield
1.01%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOp incomeNet incomeAssetsLiabilitiesEquityOp cash flow
Dec 2025 7,966,733,000 -4,517,135,000 5,169,787,000 396,528,353,000 372,980,645,000 23,546,701,000 12,044,826,000
Dec 2024 7,424,856,000 -3,915,779,000 4,513,409,000 347,456,760,000 327,409,523,000 20,043,557,000 11,178,964,000
Dec 2023 6,532,005,000 -3,864,996,000 3,898,702,000 249,040,678,000 229,589,834,000 19,449,352,000 8,127,301,000
Dec 2022 5,940,456,000 -3,563,246,000 3,579,050,000 192,034,613,000 174,992,403,000 17,035,735,000 1,803,885,000

TTM Snapshot

Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$2.39

Max Pain — expiry 2026-10-02

max pain strike: $19.50 · spot: $20.23 · call oi: 11,983 · put oi: 2,526
Expected Move to 2026-10-02: ±$1.57 (7.79%) — implied range $18.65 – $21.80 · ATM straddle on $20.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
SNEX StoneX Group Inc. $7.95B $65.90 —
MAAS Maase Inc. $7.82B $17.95 —
GS-PC GOLDMAN SACHS GROUP INC $7.53B $19.40 —
JEF Jefferies Financial Group Inc. $9.15B $47.13 —
GS-PA GOLDMAN SACHS GROUP INC $7.32B $19.12 —

News headlines (Yahoo Finance, 1h cache)

XP Inc (XP) (Q2 2026) Earnings Call Highlights: Record Client Assets and Strategic Resilience ...
2026-08-25 03:01 · Yahoo
Wall Street Analysts Think XP Inc.A (XP) Could Surge 39.2%: Read This Before Placing a Bet
2026-08-24 13:55 · Yahoo
XP (XP) Stock May Be 34% Undervalued Following Strong Q2 Earnings
2026-08-21 18:13 · Yahoo
Is XP (XP) Undervalued On Strong Earnings And Fresh Analyst Optimism?
2026-08-21 15:10 · Yahoo
XP Inc. (XP) Beat Estimates. Is a U.S. Banking Operation Growth or Distraction?
2026-08-20 00:50 · Yahoo
XP or BX: Which Is the Better Value Stock Right Now?
2026-08-19 15:40 · Yahoo
XP Q2 Earnings Call Highlights
2026-08-17 23:03 · Yahoo
XP Inc.A (XP) Tops Q2 Earnings Estimates
2026-08-17 21:15 · Yahoo
XP Inc. To Cancel Treasury Shares
2026-08-17 20:05 · Yahoo
XP Inc.A (XP) to Report Q2 Results: Wall Street Expects Earnings Growth
2026-08-10 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.