XZO — Exzeo Group, Inc.

NYSE · Information Technology · Software · CIK 1873951 ·
Last close
$15.35
Market Cap
$1.38B
52W High
$19.22
52W Low
$12.36
ADV30
164,070
Next earnings
2026-11-05
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 57,787,000 36,838,000 28,463,000 23,269,000 385,783,000 136,731,000 97,612,000
Mar 2026 55,534,000 32,743,000 25,075,000 20,406,000 379,768,000 231,381,000 104,827,000
Dec 2025 53,316,000 34,874,000 26,814,000 21,984,000 347,734,000 305,372,000 93,578,000
Sep 2025 55,166,000 33,773,000 27,252,000 21,151,000 182,254,000 140,919,000 103,822,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$105,998,000
Investing CF
$-101,396,000
Financing CF
$153,589,000
CapEx
$-2,402,000
Dividends Paid
$0
Buybacks
$-1,490,000
EPS Diluted TTM
$0.90
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$45,824,000
Inventory
Receivables
$22,410,000
ST Investments
EBIT TTM
$111,570,000
Pretax Income TTM
$113,684,000
Interest Exp TTM
$8,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$230,419,008
EBITDA
$119,181,000
Free Cash Flow
$68,553,504
Enterprise Value
$1,252,709,888
Total Cash
$136,731,008
Total Debt
$6,622,000
Shares Out
90,085,918
Trailing EPS
$0.97
Book Value
$3.02
ROE
50.4%
ROA
26.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 216,980,000 105,990,000 82,749,000 347,734,000 93,578,000 100,298,000
Dec 2024
Dec 2023
Dec 2022

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.15

Peers — same industry

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APPN APPIAN CORP $1.41B $34.82
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COUR Coursera, Inc. $1.48B $5.58
ASAN Asana, Inc. $1.51B $8.99
MQ Marqeta, Inc. $1.52B $15.68

News headlines (Yahoo Finance, 1h cache)

Exzeo Group Inc (XZO) (Q2 2026) Earnings Call Highlights: Record EBITDA and Geico Partnership ...
2026-08-07 05:12 · Yahoo
Is Exzeo Group, Inc. (XZO) A Good Stock To Buy Now?
2026-06-29 18:03 · Yahoo
Exzeo Group, Inc. (XZO): 10 Best Insurance Stocks to Buy Following Q1 Earnings
2026-06-12 00:39 · Yahoo
Exzeo (XZO) Q1 2026 Earnings Transcript
2026-05-07 13:37 · Yahoo
Assessing Exzeo Group (XZO) Valuation As Mixed Momentum And Analyst Targets Create A Pricing Gap
2026-05-05 11:14 · Yahoo
Exzeo Group Q2 Earnings Call Highlights
2026-08-09 18:03 · Yahoo
Exzeo Announces Second Quarter 2026 Financial Results
2026-08-06 20:15 · Yahoo
US Market's Hidden Gems: Discover 3 Undiscovered Stocks
2026-05-28 11:33 · Yahoo
HCI Group Declares Quarterly Cash Dividend
2026-07-08 22:00 · Yahoo
Exzeo Group Launches Exzeo Ventures to Build the Next Generation of AI-Native Businesses
2026-08-06 12:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.