ACIC — AMERICAN COASTAL INSURANCE Corp
—
Nasdaq ·
Financials ·
Insurance ·
CIK 1401521 ·
Last close
$9.40
Market Cap
$444.33M
52W High
$12.30
52W Low
$9.03
ADV30
266,053
Next earnings
2026-11-04
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 71,118,000 | — | — | 19,254,000 | 997,006,000 | 117,013,000 | 665,308,000 |
| Dec 2025 | 86,269,000 | — | — | 26,564,000 | 1,072,732,000 | 198,762,000 | 755,167,000 |
| Sep 2025 | 90,288,000 | — | — | 32,483,000 | 1,178,854,000 | 267,872,000 | 851,633,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$38,846,000
Investing CF
$-11,179,000
Financing CF
$-42,964,000
CapEx
$-302,000
Dividends Paid
$-36,574,000
Buybacks
$-5,000,000
EPS Diluted TTM
$2.01
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-73,359,000
Inventory
—
Receivables
$243,350,000
ST Investments
$107,892,000
EBIT TTM
$143,211,000
Pretax Income TTM
$133,144,000
Interest Exp TTM
$10,067,000
Analysts
1
Yahoo Snapshot (yfinance, live)
Total Revenue
$330,591,008
EBITDA
$147,443,008
Free Cash Flow
$-50,285,876
Enterprise Value
$352,776,864
Total Cash
$235,624,992
Total Debt
$152,543,008
Shares Out
47,269,517
Trailing EPS
$2.02
Book Value
$7.30
ROE
31.7%
ROA
6.9%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 335,001,000 | — | 106,837,000 | 1,072,732,000 | 755,167,000 | 317,565,000 | 71,025,000 |
| Dec 2024 | 296,437,000 | — | 75,718,000 | 1,216,112,000 | 980,452,000 | 235,660,000 | 243,509,000 |
| Dec 2023 | 263,677,000 | — | 309,911,000 | 1,062,378,000 | 893,613,000 | 168,765,000 | -136,003,000 |
| Dec 2022 | 220,785,000 | — | -469,855,000 | 2,837,496,000 | 3,019,535,000 | -182,039,000 | -173,113,000 |
TTM Snapshot
Revenues TTM
$101,806,000
NetIncome TTM
$-10,849,000
OpCashFlow TTM
$0
Assets (Latest)
$1,072,732,000
Forward EPS
$1.09
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $11.00 · spot: $9.40 · call volume: 453 · put volume: 17
Expected Move to 2026-11-20:
±$1.18
(12.55%) —
implied range
$8.22 –
$10.58
· ATM straddle on $9.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| AMSF | AMERISAFE INC | $435.78M | $23.51 | — |
| GLRE | GREENLIGHT CAPITAL RE, LTD. | $486.03M | $14.89 | — |
| AII | American Integrity Insurance Group, Inc. | $493.56M | $25.19 | — |
| YB | Yuanbao Inc. | $395.66M | $12.22 | — |
| ITIC | INVESTORS TITLE CO | $540.08M | $286.06 | — |
News headlines (Yahoo Finance, 1h cache)
American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC
2026-09-14 20:05 · Yahoo
American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens
2026-08-29 21:01 · Yahoo
American Coastal Insurance (ACIC) Q2 2026 Earnings Call Transcript
2026-08-12 23:01 · Yahoo
American Coastal Insurance Corporation Announces an Additional $25 Million of Stock Repurchase Authorization
2026-08-06 20:01 · Yahoo
American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say
2026-08-05 22:30 · Yahoo
American Coastal Insurance Q2 Earnings Call Highlights
2026-08-05 22:03 · Yahoo
Earnings Preview: American Coastal Insurance (ACIC) Q2 Earnings Expected to Decline
2026-07-29 14:00 · Yahoo
American Coastal Insurance Corporation Schedules Second Quarter Financial Results and Conference Call
2026-07-28 13:00 · Yahoo
Implied Volatility Surging for American Coastal Insurance Stock Options
2026-06-30 12:30 · Yahoo
Implied Volatility Surging for American Coastal Stock Options
2026-05-28 12:32 · Yahoo
Recent Insider Activity
| Filed | Trade | Insider | Title | Type | Price | Qty | Value |
|---|---|---|---|---|---|---|---|
| 2026-09-24 16:04:15 | 2026-09-22 | Martz Brad | Pres, CEO | P - Purchase | 9.15 | 10000 | 91500 |