ASRV — AMERISERV FINANCIAL INC /PA/
—
Nasdaq ·
Financials ·
Banks ·
CIK 707605 ·
Last close
$3.81
Market Cap
$64.63M
52W High
$4.01
52W Low
$3.51
ADV30
10,765
Next earnings
2026-07-21
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 15,302,000 | — | — | 1,442,000 | 1,453,813,000 | 50,891,000 | 1,334,501,000 |
| Sep 2025 | 15,408,000 | — | — | 2,544,000 | 1,461,494,000 | 53,764,000 | 1,346,919,000 |
| Jun 2025 | 14,490,000 | — | — | -282,000 | 1,448,733,000 | 25,033,000 | 1,337,812,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$2,944,000
Investing CF
$-1,208,000
Financing CF
$28,737,000
CapEx
$-2,174,000
Dividends Paid
$-1,994,000
Buybacks
$0
EPS Diluted TTM
$0.33
As of
2026-06-07
Balance + Analyst (yfinance extras)
Retained Earnings
$65,398,000
Inventory
—
Receivables
$6,034,000
ST Investments
$10,135,000
EBIT TTM
—
Pretax Income TTM
$6,630,000
Interest Exp TTM
$28,674,000
Analysts
—
Yahoo Snapshot (yfinance, live)
Total Revenue
$55,561,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$125,142,856
Total Cash
$7,164,000
Total Debt
$67,673,000
Shares Out
16,964,267
Trailing EPS
$0.33
Book Value
$7.12
ROE
4.8%
ROA
0.4%
Div Yield
3.15%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 59,252,000 | — | 5,612,000 | 1,453,813,000 | 1,334,501,000 | — | 3,187,000 |
| Dec 2024 | 54,023,000 | — | 3,601,000 | 1,422,362,000 | 1,315,114,000 | — | 2,687,000 |
| Dec 2023 | 52,409,000 | — | -3,346,000 | 1,389,638,000 | 1,287,361,000 | — | 6,288,000 |
| Dec 2022 | 57,255,000 | — | 7,448,000 | 1,363,874,000 | 1,257,696,000 | — | 5,209,000 |
Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)
max pain strike: $5.00 · spot: $3.75 · call volume: 0 · put volume: 500Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| OPHC | OptimumBank Holdings, Inc. | $70.54M | $5.75 | — |
| DWNX | DELHI BANK CORP | $71.26M | $21.10 | — |
| BSPA | Ballston Spa Bancorp, Inc. | $56.37M | $75.90 | — |
| PBHC | Pathfinder Bancorp, Inc. | $74.22M | $15.22 | — |
| JUVF | JUNIATA VALLEY FINANCIAL CORP | $75.49M | $15.00 | — |
News headlines (Yahoo Finance, 1h cache)
The Zacks Analyst Blog Highlights Alphabet, Apple, Micron Technology, Cumberland Pharmaceuticals and AmeriServ Financial
2026-05-28 10:15 · Yahoo
Top Analyst Reports for Alphabet, Apple & Micron Technology
2026-05-27 20:13 · Yahoo
AmeriServ's Q1 Earnings Down Y/Y Due to Escalating Professional Fees
2026-04-27 17:16 · Yahoo
AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND
2026-04-21 12:00 · Yahoo
2 Microcap Regional Bank Valuation Plays
2026-03-27 17:00 · Yahoo
AmeriServ Financial Climbs 43% in a Year: Should You Buy the Stock?
2026-03-26 17:32 · Yahoo
The Zacks Analyst Blog Highlights Apple, Meta Platforms, Chevron, Investors Title and AmeriServ Financial
2026-03-25 07:10 · Yahoo
Top Research Reports for Apple, Meta & Chevron
2026-03-24 21:31 · Yahoo
Spotlight On Penny Stocks For February 2026
2026-02-03 18:05 · Yahoo
Pleasing Signs As A Number Of Insiders Buy AmeriServ Financial Stock
2026-01-30 10:34 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.