JUVF — JUNIATA VALLEY FINANCIAL CORP
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OTC ·
Financials ·
Banks ·
CIK 714712 ·
Last close
$15.88
Market Cap
$79.94M
52W High
$16.92
52W Low
$12.94
ADV30
4,400
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 8,232,000 | — | — | 2,008,000 | 895,263,000 | 11,448,000 | 837,890,000 |
| Sep 2025 | 8,073,000 | — | — | 2,056,000 | 880,467,000 | 10,478,000 | 825,466,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$10,825,000
Investing CF
$-45,426,000
Financing CF
$33,004,000
CapEx
$-798,000
Dividends Paid
$-4,417,000
Buybacks
$-17,000
EPS Diluted TTM
$1.83
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$58,389,000
Inventory
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Receivables
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ST Investments
$209,130,000
EBIT TTM
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Pretax Income TTM
$10,354,000
Interest Exp TTM
$13,518,000
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$32,500,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$113,868,256
Total Cash
$14,040,000
Total Debt
$44,482,000
Shares Out
5,034,291
Trailing EPS
$1.86
Book Value
$12.45
ROE
16.3%
ROA
1.1%
Div Yield
5.31%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 31,127,000 | — | 7,983,000 | 895,263,000 | 837,890,000 | 57,373,000 | 10,103,000 |
| Dec 2024 | 28,754,000 | — | 6,229,000 | 848,874,000 | 801,417,000 | 47,457,000 | 5,335,000 |
| Dec 2023 | 28,029,000 | — | 6,596,000 | 870,555,000 | 830,418,000 | 40,137,000 | 7,865,000 |
| Dec 2022 | 29,386,000 | — | 7,064,000 | 829,619,000 | 793,926,000 | 35,693,000 | 9,936,000 |
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| ASRV | AMERISERV FINANCIAL INC /PA/ | $79.46M | $4.68 | — |
| PBHC | Pathfinder Bancorp, Inc. | $84.99M | $17.35 | — |
| UBCP | UNITED BANCORP INC /OH/ | $85.00M | $14.82 | — |
| DWNX | DELHI BANK CORP | $72.47M | $21.46 | — |
| FUSB | FIRST US BANCSHARES, INC. | $90.50M | $16.44 | — |
News headlines (Yahoo Finance, 1h cache)
Juniata Valley Financial Corp. Announces Results for the Quarter Ended March 31, 2026
2026-04-22 13:54 · Yahoo
THE JUNIATA VALLEY BANK OPENS NEW OFFICE IN BELLEVILLE
2026-07-03 12:00 · Yahoo
Juniata Valley Financial Corp. Announces Results for the Quarter Ended June 30, 2026
2026-07-22 12:00 · Yahoo
Juniata Valley Financial Corp. Announces Results for the Quarter and Year Ended December 31, 2025
2026-01-29 14:52 · Yahoo
Juniata Valley Financial Corp. Announces Results for the Quarter Ended September 30, 2025
2025-10-22 18:45 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.