BFH — BREAD FINANCIAL HOLDINGS, INC.

—
NYSE · Financials · Consumer Finance · CIK 1101215 ·
Last close
$101.25
Market Cap
$3.89B
52W High
$114.28
52W Low
$53.23
ADV30
542,419
Next earnings
2026-10-22

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGross profitOp incomeNet incomeAssetsCashLiabilities
Jun 2026 993,000,000 — — 146,000,000 22,452,000,000 3,683,000,000 19,087,000,000
Mar 2026 1,018,000,000 — — 181,000,000 22,308,000,000 3,637,000,000 18,983,000,000
Dec 2025 975,000,000 — — 54,000,000 22,663,000,000 3,604,000,000 19,336,000,000
Sep 2025 971,000,000 — — 188,000,000 21,714,000,000 3,764,000,000 18,397,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$2,186,000,000
Investing CF
$-1,745,000,000
Financing CF
$-720,000,000
CapEx
—
Dividends Paid
$-44,000,000
Buybacks
$-363,000,000
EPS Diluted TTM
$13.83
As of
2026-08-02

Balance + Analyst (yfinance extras)

Retained Earnings
$1,643,000,000
Inventory
—
Receivables
$148,000,000
ST Investments
$172,000,000
EBIT TTM
—
Pretax Income TTM
$660,000,000
Interest Exp TTM
$822,000,000
Analysts
15

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,668,000,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$3,688,657,664
Total Cash
$3,683,000,064
Total Debt
$3,284,999,936
Shares Out
38,419,268
Trailing EPS
$12.89
Book Value
$86.95
ROE
17.4%
ROA
2.6%
Div Yield
0.86%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOp incomeNet incomeAssetsLiabilitiesEquityOp cash flow
Dec 2025 3,845,000,000 — 518,000,000 22,663,000,000 19,336,000,000 3,327,000,000 2,092,000,000
Dec 2024 3,838,000,000 — 277,000,000 22,891,000,000 19,840,000,000 3,051,000,000 1,859,000,000
Dec 2023 4,295,000,000 — 718,000,000 23,141,000,000 20,223,000,000 2,918,000,000 1,987,000,000
Dec 2022 3,870,000,000 — 223,000,000 25,407,000,000 23,142,000,000 2,265,000,000 1,848,000,000
Dec 2021 — 1,044,000,000 — — — — —

TTM Snapshot

Revenues TTM
$3,963,000,000
NetIncome TTM
$445,000,000
OpCashFlow TTM
$0
Assets (Latest)
$22,663,000,000
Forward EPS
$13.38

Max Pain — expiry 2026-11-20

max pain strike: $90.00 · spot: $101.25 · call oi: 259 · put oi: 1,483
Expected Move to 2026-11-20: ±$12.50 (12.35%) — implied range $88.75 – $113.75 · ATM straddle on $100.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
DAVE Dave Inc./DE $3.67B $320.70 —
ENVA Enova International, Inc. $4.23B $170.02 —
SLM SLM Corp $4.31B $22.90 —
CLSK CLEANSPARK, INC. $3.43B $13.34 —
GPGI GPGI, Inc. $3.37B $11.63 —

News headlines (Yahoo Finance, 1h cache)

Best Momentum Stocks to Buy for September 25th
2026-09-25 13:00 · Yahoo
BFH vs. FUTU: Which Stock Is the Better Value Option?
2026-09-17 15:40 · Yahoo
Bread Financial and Signet Jewelers Renew Longstanding Credit Card Program Agreement
2026-09-15 11:15 · Yahoo
New Strong Buy Stocks for September 15th
2026-09-15 09:40 · Yahoo
Best Value Stocks to Buy for September 15th
2026-09-15 08:55 · Yahoo
Q2 Earnings Recap: Bread Financial (NYSE:BFH) Tops Credit Card Stocks
2026-09-10 20:01 · Yahoo
Signet Jewelers (SIG) Swings to a Profit and Signs a Credit Deal Worth $1 Billion
2026-09-20 23:28 · Yahoo
Signet Jewelers Q2 Earnings Call Highlights
2026-09-09 16:05 · Yahoo
Signet Jewelers Raises Full-Year Earnings Outlook as Fiscal Second-Quarter Profit Tops Estimates
2026-09-09 13:08 · Yahoo
Signet Jewelers delivers ‘quality’ quarter, raises full-year outlook
2026-09-09 12:14 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.