ENVA — Enova International, Inc.

NYSE · Financials · Consumer Finance · CIK 1529864 ·
Last close
$197.30
Market Cap
$4.91B
52W High
$202.71
52W Low
$129.25
ADV30
258,945
Next earnings
2026-07-21
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 875,142,000 434,913,000 113,060,000 91,099,000 6,877,251,000 96,130,000 5,475,468,000
Dec 2025 839,391,000 412,868,000 104,221,000 78,981,000 6,468,432,000 71,709,000 5,131,708,000
Sep 2025 802,678,000 373,753,000 109,821,000 80,314,000 5,962,237,000 53,600,000 4,678,562,000
Jun 2025 764,043,000 358,677,000 101,325,000 76,149,000 5,724,753,000 55,560,000 4,496,098,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,902,517,000
Investing CF
$-2,689,565,000
Financing CF
$896,610,000
CapEx
$-45,016,000
Dividends Paid
Buybacks
$-168,641,000
EPS Diluted TTM
$12.35
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$2,097,242,000
Inventory
Receivables
$5,988,126,000
ST Investments
EBIT TTM
$428,427,000
Pretax Income TTM
$422,871,000
Interest Exp TTM
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,580,210,944
EBITDA
Free Cash Flow
Enterprise Value
$9,576,503,296
Total Cash
$110,445,000
Total Debt
$4,864,254,976
Shares Out
24,884,896
Trailing EPS
$12.29
Book Value
$56.25
ROE
25.1%
ROA
5.3%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 3,151,653,000 406,727,000 308,389,000 6,468,432,000 5,131,708,000 1,819,121,000
Dec 2024 2,657,800,000 294,316,000 209,448,000 5,266,131,000 4,069,207,000 1,538,576,000
Dec 2023 2,117,639,000 227,356,000 175,121,000 4,585,536,000 3,345,353,000 1,166,869,000
Dec 2022 1,736,085,000 268,105,000 207,424,000 3,780,889,000 2,594,744,000 893,998,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$19.53

Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)

max pain strike: $175.00 · spot: $197.30 · call volume: 42 · put volume: 48
Expected Move to 2026-07-17: ±$15.40 (7.81%) — implied range $181.90$212.70 · ATM straddle on $195.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
FIGR Figure Technology Solutions, Inc. $5.00B $27.40
MARA MARA Holdings, Inc. $5.31B $13.92
SLM SLM Corp $4.33B $22.95
CLSK CLEANSPARK, INC. $4.31B $16.78
PFSI PennyMac Financial Services, Inc. $4.22B $81.20

News headlines (Yahoo Finance, 1h cache)

Do Profitability Pressures And Leverage Concerns Challenge Enova International’s (ENVA) Digital Lending Growth Story?
2026-06-14 22:09 · Yahoo
Enova International (ENVA) Moves 5.4% Higher: Will This Strength Last?
2026-06-12 14:43 · Yahoo
3 Russell 2000 Stocks Walking a Fine Line
2026-06-12 14:21 · Yahoo
Find Buy Signals, Sell Signals With 'Stocks On The Move'
2026-06-11 20:07 · Yahoo
Enova International, Inc. (ENVA) Hit a 52 Week High, Can the Run Continue?
2026-06-10 13:15 · Yahoo
Dow Jones Futures Tumble As Trump Says Iran Will 'Have To Pay The Price'; CPI Inflation On Tap
2026-06-10 12:08 · Yahoo
Pagaya Advances POS Strategy With Upgrade Flex Pay Deal
2026-06-09 13:08 · Yahoo
3 Small-Cap Stocks That Concern Us
2026-06-08 12:21 · Yahoo
Enova International (ENVA) Valuation Check After Strong Multi‑Year Shareholder Returns
2026-06-07 10:04 · Yahoo
Enova Stock Outlook: What's Driving Growth and Key Risks Ahead
2026-06-04 13:16 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.