CLBK — Columbia Financial, Inc./MD/

· Financials · Thrifts & Mortgage Finance · CIK 2115119 ·
Last close
$10.81
Market Cap
$1.12B
52W High
$11.74
52W Low
$8.51
ADV30
6,439,644
Next earnings
2026-10-20
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. The company operates full-service banking offices in New Jersey. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey. Columbia Financial, Inc. was formerly a subsidiary of Columbia Bank MHC.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 68,778,000 15,693,000 11,018,793,000 340,806,000 9,858,065,000
Sep 2025 67,253,000 14,868,000 10,855,834,000 253,402,000 9,714,874,000
Jun 2025 63,876,000 12,305,000 10,739,028,000 248,224,000 9,618,320,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$73,120,000
Investing CF
$-352,049,000
Financing CF
$299,787,000
CapEx
$-8,800,000
Dividends Paid
Buybacks
$-13,765,000
EPS Diluted TTM
$0.55
As of
2026-07-26

Balance + Analyst (yfinance extras)

Retained Earnings
$946,816,000
Inventory
Receivables
$41,805,000
ST Investments
$850,516,000
EBIT TTM
Pretax Income TTM
$74,666,000
Interest Exp TTM
$245,959,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$267,228,000
EBITDA
Free Cash Flow
Enterprise Value
$1,238,840,320
Total Cash
$1,089,591,040
Total Debt
$1,218,451,968
Shares Out
104,058,235
Trailing EPS
$0.55
Book Value
$5.27
ROE
5.0%
ROA
0.5%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 258,703,000 51,766,000 11,018,793,000 9,858,065,000 68,397,000
Dec 2024 179,876,000 -11,653,000 10,475,493,000 9,395,117,000 33,321,000
Dec 2023 233,255,000 36,086,000 10,645,568,000 9,605,233,000 40,716,000
Dec 2022 297,177,000 86,173,000 10,408,169,000 9,354,574,000 142,158,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.35

Max Pain — expiry 2026-08-21

max pain strike: $20.00 · spot: $10.81 · call oi: 3,590 · put oi: 4,265
Expected Move to 2026-08-21: ±$0.73 (6.71%) — implied range $10.09$11.54 · ATM straddle on $10.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
CFFN Capitol Federal Financial, Inc. $1.09B $8.84
HFWA HERITAGE FINANCIAL CORP /WA/ $1.22B $29.73
NBBK NB Bancorp, Inc. $1.01B $23.01
HTB HomeTrust Bancshares, Inc. $860.27M $51.19
SMBC SOUTHERN MISSOURI BANCORP, INC. $852.37M $77.41

News headlines (Yahoo Finance, 1h cache)

Will Earnings Beat, Dividend, and Governance Shifts Recast Columbia Financial’s (CLBK) Narrative
2026-07-31 21:09 · Yahoo
Is Columbia Financial (CLBK) Stock Rich Or Reasonable After Its Merger?
2026-07-31 11:07 · Yahoo
Columbia Financial (CLBK) Surpasses Q2 Earnings and Revenue Estimates
2026-07-30 22:00 · Yahoo
Columbia Financial, Inc. Announces Q2 2026 Financial Results and Commences Quarterly Cash Dividend
2026-07-30 20:05 · Yahoo
3 Small-Cap Stocks That Fall Short
2026-07-30 08:05 · Yahoo
Exchange-Traded Funds, Equity Futures Higher Pre-Bell Tuesday as Semiconductor Recovery Supports Markets
2026-07-21 13:03 · Yahoo
Columbia Financial, Inc. Announces Completion of Second Step Conversion and $1.7 Billion Stock Offering and Acquisition of Northfield Bancorp, Inc.
2026-07-20 23:21 · Yahoo
Columbia Financial, Inc. Announces the Results of Its Offering; Final Merger Consideration; and Anticipated Closing Date
2026-07-17 00:15 · Yahoo
Columbia Financial, Washington Trust Bancorp, and Old Second Bancorp Shares Skyrocket, What You Need To Know
2026-07-16 22:01 · Yahoo
3 Growth Stocks with Questionable Fundamentals
2026-07-15 13:25 · Yahoo

Recent Insider Activity

FiledTradeInsiderTitleType PriceQtyValue
2026-07-22 21:20:36 2026-07-20 Kemly Thomas J. Pres, CEO P - Purchase 10 53057 530570
2026-07-22 21:22:01 2026-07-20 Sorrentini Lucy Dir P - Purchase 10 20000 200000
2026-07-22 21:23:02 2026-07-20 Lewis Oliver Edward Jr SEVP, Head Commercial Banking P - Purchase 10 15000 150000
2026-07-22 21:18:38 2026-07-20 Rinaldi Mayra Liseth EVP, Corp Governance, Culture P - Purchase 10 10337 103370
2026-07-22 21:23:42 2026-07-20 Wainwright Jim Hobart Dir P - Purchase 10 10000 100000
2026-07-22 21:24:08 2026-07-20 Van Dyk Robert Dir P - Purchase 10 25000 250000
2026-07-22 21:23:23 2026-07-20 Massood Michael Jr. Dir P - Purchase 10 25000 250000
2026-07-22 21:20:58 2026-07-20 Splaine Thomas Jr EVP, CFO P - Purchase 10 50000 500000
2026-07-22 21:19:03 2026-07-20 Kuiken James Michael Dir P - Purchase 10 10000 100000
2026-07-22 21:21:40 2026-07-20 Klimowich John SEVP, Chief Risk Officer P - Purchase 10 35000 350000
2026-07-22 21:19:50 2026-07-20 Prabhu Manesh Balachandran EVP, CIO P - Purchase 10 15000 150000
2026-07-22 21:22:18 2026-07-20 Randall Elizabeth E. Dir P - Purchase 10 49980 499800
2026-07-22 21:20:14 2026-07-20 Holland Noel R. Dir P - Purchase 10 15000 150000
2026-07-22 21:17:44 2026-07-20 Gibney Dennis E. 1st Sr. EVP, CBO P - Purchase 10 44500 445000
2026-07-22 21:22:36 2026-07-20 Klein Steven M Sr. EVP, COO P - Purchase 10 50000 500000