PFS — PROVIDENT FINANCIAL SERVICES INC

NYSE · Financials · Thrifts & Mortgage Finance · CIK 1178970 ·
Last close
$23.52
Market Cap
$3.06B
52W High
$23.60
52W Low
$19.69
ADV30
913,183
Next earnings
2026-07-23
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 225,723,000 83,431,000 24,980,710,000 211,484,000 22,147,498,000
Sep 2025 221,751,000 71,720,000 24,832,763,000 301,614,000 22,065,728,000
Jun 2025 214,169,000 71,981,000 24,547,286,000 258,925,000 21,839,731,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$442,264,000
Investing CF
$-1,052,334,000
Financing CF
$615,615,000
CapEx
$-11,539,000
Dividends Paid
$-125,907,000
Buybacks
EPS Diluted TTM
$2.35
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,154,364,000
Inventory
Receivables
$95,798,000
ST Investments
$113,397,000
EBIT TTM
Pretax Income TTM
$316,304,000
Interest Exp TTM
$388,591,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$886,012,032
EBITDA
Free Cash Flow
Enterprise Value
$5,794,454,016
Total Cash
$327,340,000
Total Debt
$3,056,816,128
Shares Out
130,313,687
Trailing EPS
$2.35
Book Value
$21.97
ROE
11.1%
ROA
1.2%
Div Yield
4.08%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 870,401,000 291,160,000 24,980,710,000 22,147,498,000 442,264,000
Dec 2024 694,727,000 115,525,000 24,051,825,000 21,450,618,000 426,381,000
Dec 2023 479,283,000 128,398,000 14,210,810,000 12,520,214,000 173,396,000
Dec 2022 505,341,000 175,648,000 13,783,436,000 12,185,733,000 200,310,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$2.52

Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)

max pain strike: $22.50 · spot: $23.09 · call volume: 47 · put volume: 16
Expected Move to 2026-07-17: ±$1.80 (7.80%) — implied range $21.29$24.89 · ATM straddle on $22.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
BKU BankUnited, Inc. $3.56B $48.96
BBT Beacon Financial Corp $2.55B $30.45
CLBK Columbia Financial, Inc. $2.15B $20.70
EBC Eastern Bankshares, Inc. $4.46B $20.75
TFSL TFS Financial CORP $4.74B $16.92

News headlines (Yahoo Finance, 1h cache)

Virginia National Bankshares Leads Our 3 Dividend Stock Picks
2026-06-10 11:32 · Yahoo
Provident Financial Services and Dime Community Bancshares Shares Skyrocket, What You Need To Know
2026-06-05 04:29 · Yahoo
How The Investment Story For Provident Financial Services (PFS) Is Evolving Without New Analyst Targets
2026-06-04 17:09 · Yahoo
Provident Bank Names Annamaria Vitelli EVP, Chief Wealth Officer and President of Beacon Trust
2026-06-04 12:00 · Yahoo
Butterfield Bank and Provident Financial Services Shares Are Falling, What You Need To Know
2026-06-04 03:11 · Yahoo
Dudick Promoted to SVP, Team Leader at Provident Bank
2026-05-27 12:00 · Yahoo
3 Reasons to Avoid PFS and 1 Stock to Buy Instead
2026-05-25 16:27 · Yahoo
3 Small-Cap Stocks That Fall Short
2026-05-25 13:55 · Yahoo
Inflation, Debt, and a Housing Standstill: Provident Bank's 2026 Consumer Survey Captures the State of American Household Finances
2026-05-14 12:00 · Yahoo
3 Dividend Stocks Yielding Up To 4.3%
2026-05-12 17:32 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.