ESQ — Esquire Financial Holdings, Inc.

Nasdaq · Financials · Banks · CIK 1531031 ·
Last close
$129.22
Market Cap
$1.12B
52W High
$132.69
52W Low
$103.64
ADV30
152,471
Next earnings
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 39,398,000 13,468,000 2,365,661,000 235,887,000 2,076,063,000
Sep 2025 37,572,000 14,057,000 2,184,311,000 240,759,000 1,905,084,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$63,541,000
Investing CF
$-419,689,000
Financing CF
$405,328,000
CapEx
$-4,460,000
Dividends Paid
$-6,118,000
Buybacks
$0
EPS Diluted TTM
$5.95
As of
2026-06-07

Balance + Analyst (yfinance extras)

Retained Earnings
$197,787,000
Inventory
Receivables
$12,640,000
ST Investments
$246,505,000
EBIT TTM
Pretax Income TTM
$65,652,000
Interest Exp TTM
$17,936,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$149,310,000
EBITDA
Free Cash Flow
Enterprise Value
$821,046,848
Total Cash
$242,183,008
Total Debt
$0
Shares Out
8,649,400
Trailing EPS
$6.07
Book Value
$38.26
ROE
18.3%
ROA
2.3%
Div Yield
0.58%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 146,561,000 50,822,000 2,365,661,000 2,076,063,000 59,840,000
Dec 2024 124,824,000 43,658,000 1,892,503,000 1,655,409,000 42,212,000
Dec 2023 113,524,000 41,011,000 1,616,876,000 1,418,321,000 42,401,000
Dec 2022 84,271,000 28,518,000 1,395,639,000 1,237,481,000 38,797,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$8.60

Peers — same industry

TickerNameMarket CapLastDaily %
AMTB Amerant Bancorp Inc. $1.14B $29.60
MCB Metropolitan Bank Holding Corp. $1.15B $92.48
HBNC HORIZON BANCORP INC /IN/ $1.04B $20.45
EQBK EQUITY BANCSHARES INC $1.04B $50.68
BFST Business First Bancshares, Inc. $1.04B $31.82

News headlines (Yahoo Finance, 1h cache)

Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders
2026-07-30 20:30 · Yahoo
How Investors May Respond To Esquire Financial Holdings (ESQ) Strong Q2 2026 Net Interest And Earnings Growth
2026-07-28 22:11 · Yahoo
Esquire Financial Holdings Inc (ESQ) Q2 2026 Earnings Call Highlights: Strong Net Income and ...
2026-07-23 21:03 · Yahoo
Esquire Financial Q2 Earnings Call Highlights
2026-07-23 16:07 · Yahoo
Here's What Key Metrics Tell Us About Esquire Financial (ESQ) Q2 Earnings
2026-07-23 14:00 · Yahoo
Esquire Financial Holdings, Inc. (ESQ) Surpasses Q2 Earnings and Revenue Estimates
2026-07-23 13:40 · Yahoo
Esquire Financial Holdings, Inc. Reports Second Quarter 2026 Results
2026-07-23 12:30 · Yahoo
Merchants Bancorp (MBIN) Reports Next Week: Wall Street Expects Earnings Growth
2026-07-21 14:00 · Yahoo
Esquire Financial (ESQ) Soars 5.2%: Is Further Upside Left in the Stock?
2026-07-17 14:25 · Yahoo
Esquire Financial Holdings, Inc. (ESQ) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
2026-07-16 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.