LOB — Live Oak Bancshares, Inc.
—
NYSE ·
Financials ·
Banks ·
CIK 1462120 ·
Last close
$38.33
Market Cap
$1.77B
52W High
$39.62
52W Low
$31.19
ADV30
216,557
Next earnings
2026-07-22
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 132,999,000 | — | — | 46,210,000 | 15,134,778,000 | 865,154,000 | 13,880,672,000 |
| Sep 2025 | 142,456,000 | — | — | 26,516,000 | 14,665,902,000 | 892,695,000 | 13,463,353,000 |
| Jun 2025 | 142,003,000 | — | — | 23,428,000 | 13,831,208,000 | 663,005,000 | 12,763,943,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$158,242,000
Investing CF
$-1,904,190,000
Financing CF
$2,002,052,000
CapEx
$-14,756,000
Dividends Paid
$-8,535,000
Buybacks
—
EPS Diluted TTM
$2.61
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$809,885,000
Inventory
—
Receivables
—
ST Investments
$861,601,000
EBIT TTM
—
Pretax Income TTM
$142,815,000
Interest Exp TTM
$460,114,000
Analysts
4
Yahoo Snapshot (yfinance, live)
Total Revenue
$512,212,992
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,157,009,408
Total Cash
$816,385,024
Total Debt
$99,746,000
Shares Out
46,262,391
Trailing EPS
$2.62
Book Value
$25.55
ROE
10.9%
ROA
0.9%
Div Yield
0.31%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 541,225,000 | — | 105,871,000 | 15,134,778,000 | 13,880,672,000 | — | 158,242,000 |
| Dec 2024 | 481,694,000 | — | 77,474,000 | 12,943,380,000 | 11,939,884,000 | — | 156,780,000 |
| Dec 2023 | 425,851,000 | — | 73,898,000 | 11,271,423,000 | 10,368,757,000 | — | 184,895,000 |
| Dec 2022 | 391,858,000 | — | 176,208,000 | 9,855,498,000 | 9,044,465,000 | — | -300,744,000 |
TTM Snapshot
Revenues TTM
$598,167,000
NetIncome TTM
$129,525,000
OpCashFlow TTM
$0
Assets (Latest)
$12,943,380,000
Forward EPS
$4.13
Max Pain — expiry 2026-06-18
max pain strike: $35.00 · spot: $38.62 · call oi: 854 · put oi: 239
Expected Move to 2026-06-18:
±$1.55
(4.01%) —
implied range
$37.07 –
$40.17
· ATM straddle on $40.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| TFIN | Triumph Financial, Inc. | $1.78B | $74.77 | — |
| BLX | FOREIGN TRADE BANK OF LATIN AMERICA, INC. | $1.76B | $58.67 | — |
| CHCO | CITY HOLDING CO | $1.81B | $127.97 | — |
| CASH | PATHWARD FINANCIAL, INC. | $1.73B | $82.03 | — |
| DCOM | Dime Commercial Bancshares, Inc. /NY/ | $1.73B | $39.24 | — |
News headlines (Yahoo Finance, 1h cache)
Aligned Climate Capital Closes $33M in Construction Financing for Delaware Community Solar Projects
2026-06-16 10:00 · Yahoo
2 Reasons to Sell LOB and 1 Stock to Buy Instead
2026-06-15 20:12 · Yahoo
3 Stocks Estimated To Be Up To 47.8% Below Intrinsic Value
2026-06-12 17:38 · Yahoo
3 Stocks That Might Be Up To 39.8% Below Their Estimated Intrinsic Value
2026-06-12 11:38 · Yahoo
3 Stocks That Might Be Priced Below Their Estimated Value In June 2026
2026-06-11 17:38 · Yahoo
3 Stocks That Investors Might Be Undervaluing Based On Current Market Estimates
2026-06-11 11:37 · Yahoo
Coastal Financial And 2 Additional Stocks Estimated To Be Priced Below Intrinsic Value
2026-06-10 17:37 · Yahoo
Live Oak CEO Sells $737,000 in Stock as Shares Climb 35% Over the Past Year
2026-06-09 22:12 · Yahoo
Undervalued Stock Opportunities Based On Market Estimates In June 2026
2026-06-09 17:38 · Yahoo
June 2026's Top Stocks Estimated To Be Below Fair Value
2026-06-09 11:38 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.