LOB-PA — Live Oak Bancshares, Inc.

NYSE · Financials · Banks · CIK 1462120 ·
Last close
$25.11
Market Cap
52W High
$25.95
52W Low
$24.66
ADV30
12,059
Next earnings
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 140,372,000 30,040,000 15,300,033,000 816,385,000 14,018,272,000
Dec 2025 132,999,000 46,210,000 15,134,778,000 865,154,000 13,880,672,000
Sep 2025 142,456,000 26,516,000 14,665,902,000 892,695,000 13,463,353,000
Jun 2025 142,003,000 23,428,000 13,831,208,000 663,005,000 12,763,943,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$158,242,000
Investing CF
$-1,904,190,000
Financing CF
$2,002,052,000
CapEx
$-14,756,000
Dividends Paid
$-8,535,000
Buybacks
EPS Diluted TTM
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$809,885,000
Inventory
Receivables
ST Investments
$861,601,000
EBIT TTM
Pretax Income TTM
$142,815,000
Interest Exp TTM
$460,114,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$526,377,984
EBITDA
Free Cash Flow
Enterprise Value
$441,330,240
Total Cash
$927,880,000
Total Debt
$99,766,000
Shares Out
Trailing EPS
Book Value
$25.55
ROE
11.7%
ROA
0.9%
Div Yield
7.16%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 541,225,000 105,871,000 15,134,778,000 13,880,672,000 158,242,000
Dec 2024 481,694,000 77,474,000 12,943,380,000 11,939,884,000 156,780,000
Dec 2023 425,851,000 73,898,000 11,271,423,000 10,368,757,000 184,895,000
Dec 2022 391,858,000 176,208,000 9,855,498,000 9,044,465,000 -300,744,000

TTM Snapshot

Revenues TTM
$779,094,000
NetIncome TTM
$105,636,000
OpCashFlow TTM
$0
Assets (Latest)
$12,943,380,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
WFC-PL WELLS FARGO & COMPANY/MN $5.58T $1185.64
USB-PA US BANCORP \DE\ $1.29T $766.22
JPM JPMORGAN CHASE & CO $935.13B $351.79
BAC BANK OF AMERICA CORP /DE/ $434.76B $61.95
RY ROYAL BANK OF CANADA $291.15B $209.51

News headlines (Yahoo Finance, 1h cache)

Live Oak Bancshares Inc (LOB) Q2 2026 Earnings Call Highlights: Strong EPS Growth and ...
2026-07-25 01:03 · Yahoo
Live Oak Bancshares Q2 Earnings Call Highlights
2026-07-23 21:07 · Yahoo
Live Oak Bancshares, Inc. Q2 2026 Earnings Call Summary
2026-07-23 12:30 · Yahoo
Live Oak Bancshares (LOB) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
2026-07-22 22:30 · Yahoo
Live Oak Bancshares (LOB) Q2 Earnings and Revenues Surpass Estimates
2026-07-22 21:55 · Yahoo
Live Oak Bancshares (NYSE:LOB) Posts Better-Than-Expected Sales In Q2 CY2026
2026-07-22 21:03 · Yahoo
Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results
2026-07-22 20:15 · Yahoo
Live Oak Bancshares (LOB) Reports Q2: Everything You Need To Know Ahead Of Earnings
2026-07-21 06:30 · Yahoo
Live Oak Bancshares (LOB) Stock Looks Reasonable After Its 42% Run
2026-07-19 19:07 · Yahoo
Is Live Oak Bancshares (LOB) A Bargain Following Its Digital Banking Growth?
2026-07-19 17:06 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.