OPFI — OppFi Inc.
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1818502 ·
Last close
$6.12
Market Cap
$521.47M
52W High
$12.28
52W Low
$6.09
ADV30
863,408
Next earnings
2026-10-28
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 145,170,000 | 120,751,000 | 83,354,000 | 14,842,000 | 770,729,000 | 64,347,000 | 356,474,000 |
| Mar 2026 | 151,881,000 | 129,117,000 | 99,945,000 | 28,401,000 | 719,987,000 | 63,865,000 | 377,005,000 |
| Dec 2025 | 159,250,000 | 135,198,000 | 104,614,000 | 16,846,000 | 754,090,000 | 49,451,000 | 445,214,000 |
| Sep 2025 | 155,089,000 | 130,497,000 | 98,977,000 | 41,635,000 | 720,615,000 | 45,450,000 | 443,361,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$408,344,000
Investing CF
$-294,999,000
Financing CF
$-104,193,000
CapEx
$-19,870,000
Dividends Paid
$-64,031,000
Buybacks
$-25,462,000
EPS Diluted TTM
$0.07
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$-5,179,000
Inventory
—
Receivables
$502,558,000
ST Investments
—
EBIT TTM
$390,541,000
Pretax Income TTM
$192,100,000
Interest Exp TTM
—
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$327,479,008
EBITDA
—
Free Cash Flow
—
Enterprise Value
$902,495,808
Total Cash
$64,347,000
Total Debt
$286,880,992
Shares Out
85,208,247
Trailing EPS
$3.01
Book Value
$4.86
ROE
58.2%
ROA
25.5%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 597,050,000 | 382,546,000 | 26,329,000 | 754,090,000 | 445,214,000 | 58,484,000 | 401,305,000 |
| Dec 2024 | 525,963,000 | 298,979,000 | 7,258,000 | 641,171,000 | 406,958,000 | 32,774,000 | 323,806,000 |
| Dec 2023 | 508,949,000 | 277,774,000 | -1,005,000 | 601,543,000 | 407,514,000 | 10,440,000 | 296,146,000 |
| Dec 2022 | 452,859,000 | 231,188,000 | 7,098,000 | 579,839,000 | 420,689,000 | -494,000 | 243,297,000 |
TTM Snapshot
Revenues TTM
$310,269,000
NetIncome TTM
$-5,510,000
OpCashFlow TTM
$0
Assets (Latest)
$754,090,000
Forward EPS
$1.93
Max Pain — expiry 2028-01-21 (volume-derived — Yahoo OI feed degraded)
max pain strike: $7.50 · spot: $6.12 · call volume: 173 · put volume: 19
Expected Move to 2028-01-21:
±$3.44
(56.21%) —
implied range
$2.68 –
$9.56
· ATM straddle on $5.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SWRD | Stewards, Inc. | $502.54M | $2.38 | — |
| ORBS | Eightco Holdings Inc. | $498.54M | $1.16 | — |
| FWDI | Forward Industries, Inc. | $594.47M | $8.05 | — |
| VEL | Velocity Financial, Inc. | $600.12M | $15.20 | — |
| BTBT | Bit Digital, Inc | $605.86M | $1.68 | — |
News headlines (Yahoo Finance, 1h cache)
OppFi to Participate in September 2026 Conferences
2026-08-25 20:05 · Yahoo
Are Options Traders Betting on a Big Move in OppFi Stock?
2026-08-24 15:32 · Yahoo
OppFi (OPFI) Cuts Guidance but Holds the Line on 2028 Targets
2026-08-20 10:08 · Yahoo
OppFi (OPFI) Q2 2026 Earnings Call Transcript
2026-08-18 01:13 · Yahoo
OppFi (OPFI) Stock Fair Value Falls After Analysts Reassess Guidance And Credit Risk
2026-08-13 02:10 · Yahoo
Why OppFi Stock Swooned by Almost 25% Today
2026-08-11 23:15 · Yahoo
OppFi Inc (OPFI) (Q2 2026) Earnings Call Highlights: Record Revenue Amid Strategic Shifts and ...
2026-08-11 05:01 · Yahoo
OppFi Q2 Earnings Call Highlights
2026-08-11 04:03 · Yahoo
3 Consumer Credit Stocks Facing The Next Rate Shock
2026-09-25 11:12 · Yahoo
BNCCORP Stockholders Approve Merger with OppFi, Inc.
2026-09-17 20:30 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.