OPRT — Oportun Financial Corp
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 1538716 ·
Last close
$8.55
Market Cap
$393.19M
52W High
$8.66
52W Low
$4.03
ADV30
481,450
Next earnings
2026-11-03
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 105,632,000 | — | — | 8,536,000 | 3,129,312,000 | 139,590,000 | 2,722,179,000 |
| Mar 2026 | 94,891,000 | — | — | 2,345,000 | 3,167,538,000 | 130,384,000 | 2,771,255,000 |
| Dec 2025 | 90,407,000 | — | — | 3,404,000 | 3,257,856,000 | 105,525,000 | 2,867,774,000 |
| Sep 2025 | 105,050,000 | — | — | 5,198,000 | 3,186,179,000 | 104,611,000 | 2,802,325,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$420,947,000
Investing CF
$-304,004,000
Financing CF
$-132,737,000
CapEx
$-25,092,000
Dividends Paid
—
Buybacks
—
EPS Diluted TTM
$0.40
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-216,404,000
Inventory
—
Receivables
$8,398,000
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$39,990,000
Interest Exp TTM
$204,474,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$743,953,024
EBITDA
—
Free Cash Flow
—
Enterprise Value
$2,884,613,632
Total Cash
$139,590,000
Total Debt
$2,662,284,032
Shares Out
45,987,253
Trailing EPS
$0.40
Book Value
$8.86
ROE
5.0%
ROA
0.6%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 405,837,000 | — | 25,246,000 | 3,257,856,000 | 2,867,774,000 | 390,082,000 | 413,409,000 |
| Dec 2024 | 295,204,000 | — | -78,682,000 | 3,227,103,000 | 2,873,294,000 | 353,809,000 | 393,522,000 |
| Dec 2023 | 280,666,000 | — | -179,951,000 | 3,411,888,000 | 3,007,484,000 | 404,404,000 | 392,765,000 |
| Dec 2022 | 640,657,000 | — | -77,744,000 | 3,613,695,000 | 3,066,096,000 | 547,599,000 | 247,875,000 |
TTM Snapshot
Revenues TTM
$1,004,151,000
NetIncome TTM
$-147,154,000
OpCashFlow TTM
$0
Assets (Latest)
$3,257,856,000
Forward EPS
$1.98
Max Pain — expiry 2026-11-20
max pain strike: $5.00 · spot: $8.34 · call oi: 1,723 · put oi: 19
Expected Move to 2026-11-20:
±$1.90
(22.78%) —
implied range
$6.44 –
$10.24
· ATM straddle on $7.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| BKKT | Bakkt, Inc. | $383.09M | $8.50 | — |
| FINV | FinVolution Group | $381.76M | $3.11 | — |
| PICS | PicS N.V. | $374.85M | $8.69 | — |
| USDE | StableCoinX Inc. | $414.51M | $17.25 | — |
| UWMC | UWM Holdings Corp | $417.56M | $1.22 | — |
News headlines (Yahoo Finance, 1h cache)
Oportun Financial Eyes Stronger 2026 as Credit Quality, Profits Improve
2026-09-28 10:02 · Yahoo
Oportun to Present at Sidoti September Virtual Investor Conference
2026-09-22 20:07 · Yahoo
Oportun Appoints Bernardo Martinez as Chief Retail and Sales Officer and Garrett Hope as Chief Product Officer
2026-09-21 20:07 · Yahoo
Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)
2026-09-11 20:10 · Yahoo
Take the Zacks Approach to Beat the Markets: Oportun Financial, Uranium Royalty & Amgen in Focus
2026-09-08 12:33 · Yahoo
Oportun Names Bill Franklin as Chief Financial Officer
2026-09-08 11:50 · Yahoo
Why Fast-paced Mover Oportun Financial (OPRT) Is a Great Choice for Value Investors
2026-08-31 12:55 · Yahoo
Wall Street Analysts See a 30.97% Upside in Oportun Financial (OPRT): Can the Stock Really Move This High?
2026-08-21 13:55 · Yahoo
Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?
2026-08-14 16:20 · Yahoo
Despite Fast-paced Momentum, Oportun Financial (OPRT) Is Still a Bargain Stock
2026-08-14 12:55 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.