OPRT — Oportun Financial Corp
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 1538716 ·
Last close
$5.54
Market Cap
$254.56M
52W High
$6.46
52W Low
$4.65
ADV30
512,073
Next earnings
2026-08-05
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 94,891,000 | — | — | 2,345,000 | 3,167,538,000 | 130,384,000 | 2,771,255,000 |
| Dec 2025 | 90,407,000 | — | — | 3,404,000 | 3,257,856,000 | 105,525,000 | 2,867,774,000 |
| Sep 2025 | 105,050,000 | — | — | 5,198,000 | 3,186,179,000 | 104,611,000 | 2,802,325,000 |
| Jun 2025 | 104,550,000 | — | — | 6,877,000 | 3,201,086,000 | 96,816,000 | 2,825,097,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$413,409,000
Investing CF
$-369,725,000
Financing CF
$-59,375,000
CapEx
$-24,330,000
Dividends Paid
—
Buybacks
—
EPS Diluted TTM
$0.53
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$-227,285,000
Inventory
—
Receivables
$8,077,000
ST Investments
—
EBIT TTM
—
Pretax Income TTM
$44,076,000
Interest Exp TTM
$231,503,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$727,465,984
EBITDA
—
Free Cash Flow
—
Enterprise Value
$2,840,658,432
Total Cash
$130,384,000
Total Debt
$2,717,650,944
Shares Out
45,950,033
Trailing EPS
$0.37
Book Value
$8.69
ROE
4.7%
ROA
0.6%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 405,837,000 | — | 25,246,000 | 3,257,856,000 | 2,867,774,000 | — | 413,409,000 |
| Dec 2024 | 295,204,000 | — | -78,682,000 | 3,227,103,000 | 2,873,294,000 | — | 393,522,000 |
| Dec 2023 | 280,666,000 | — | -179,951,000 | 3,411,888,000 | 3,007,484,000 | — | 392,765,000 |
| Dec 2022 | 640,657,000 | — | -77,744,000 | 3,613,695,000 | 3,066,096,000 | — | 247,875,000 |
TTM Snapshot
Revenues TTM
$927,331,000
NetIncome TTM
$-133,942,000
OpCashFlow TTM
$0
Assets (Latest)
$3,227,103,000
Forward EPS
$1.89
Max Pain — expiry 2026-08-21
max pain strike: $5.00 · spot: $5.54 · call oi: 928 · put oi: 722
Expected Move to 2026-08-21:
±$0.98
(17.60%) —
implied range
$4.56 –
$6.51
· ATM straddle on $5.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| ZSQR | Z Squared Inc. | $253.65M | $4.81 | — |
| ORBS | Eightco Holdings Inc. | $233.97M | $0.60 | — |
| MFIN | MEDALLION FINANCIAL CORP | $229.03M | $9.94 | — |
| AGM-PD | FEDERAL AGRICULTURAL MORTGAGE CORP | $228.73M | $21.44 | — |
| LDI | loanDepot, Inc. | $227.31M | $0.98 | — |
News headlines (Yahoo Finance, 1h cache)
Should Value Investors Buy Oportun Financial (OPRT) Stock?
2026-07-30 13:40 · Yahoo
Oportun Financial Corporation (OPRT) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
2026-07-29 14:00 · Yahoo
Oportun Launches New Set & Save™ Smart Bills Feature to Help Members Stay Ahead of Recurring Expenses
2026-07-27 16:58 · Yahoo
Oportun Named to the CNBC World’s Top Fintech Companies 2026 List for Third Consecutive Year
2026-07-24 23:15 · Yahoo
Oportun to Report Second Quarter 2026 Financial Results Wednesday, August 5, 2026
2026-07-22 20:42 · Yahoo
Oportun Financial (OPRT) Is Attractively Priced Despite Fast-paced Momentum
2026-07-15 12:55 · Yahoo
Wall Street Analysts Believe Oportun Financial (OPRT) Could Rally 55.87%: Here's is How to Trade
2026-07-14 13:55 · Yahoo
Oportun Financial (OPRT) Soars 6.8%: Is Further Upside Left in the Stock?
2026-07-13 19:37 · Yahoo
Oportun and Column Announce New Lending Partnership to Expand Access to Responsible Credit
2026-07-09 20:08 · Yahoo
StepStone Group (STEP) Surges 6.9%: Is This an Indication of Further Gains?
2026-07-07 17:54 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.