OPRT — Oportun Financial Corp

Nasdaq · Financials · Consumer Finance · CIK 1538716 ·
Last close
$5.01
Market Cap
$229.15M
52W High
$6.14
52W Low
$4.03
ADV30
520,865
Next earnings
2026-08-05
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 94,891,000 2,345,000 3,167,538,000 130,384,000 2,771,255,000
Dec 2025 90,407,000 3,404,000 3,257,856,000 105,525,000 2,867,774,000
Sep 2025 105,050,000 5,198,000 3,186,179,000 104,611,000 2,802,325,000
Jun 2025 104,550,000 6,877,000 3,201,086,000 96,816,000 2,825,097,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$413,409,000
Investing CF
$-369,725,000
Financing CF
$-59,375,000
CapEx
$-24,330,000
Dividends Paid
Buybacks
EPS Diluted TTM
$0.53
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-227,285,000
Inventory
Receivables
$8,077,000
ST Investments
EBIT TTM
Pretax Income TTM
$44,076,000
Interest Exp TTM
$231,503,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$727,465,984
EBITDA
Free Cash Flow
Enterprise Value
$2,825,564,928
Total Cash
$130,384,000
Total Debt
$2,717,650,944
Shares Out
45,738,543
Trailing EPS
$0.37
Book Value
$8.69
ROE
4.7%
ROA
0.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 405,837,000 25,246,000 3,257,856,000 2,867,774,000 413,409,000
Dec 2024 295,204,000 -78,682,000 3,227,103,000 2,873,294,000 393,522,000
Dec 2023 280,666,000 -179,951,000 3,411,888,000 3,007,484,000 392,765,000
Dec 2022 640,657,000 -77,744,000 3,613,695,000 3,066,096,000 247,875,000

TTM Snapshot

Revenues TTM
$927,331,000
NetIncome TTM
$-133,942,000
OpCashFlow TTM
$0
Assets (Latest)
$3,227,103,000
Forward EPS
$1.89

Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)

max pain strike: $5.00 · spot: $5.01 · call volume: 116 · put volume: 6
Expected Move to 2026-11-20: ±$1.90 (37.92%) — implied range $3.11$6.91 · ATM straddle on $5.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
MFIN MEDALLION FINANCIAL CORP $227.05M $9.52
DEFT Defi Technologies, Inc. $231.89M $0.60
CAN Canaan Inc. $239.74M $0.33
GEMI Gemini Space Station, Inc. $245.24M $4.78
SNFCA SECURITY NATIONAL FINANCIAL CORP $212.38M $9.46

News headlines (Yahoo Finance, 1h cache)

Oportun Appoints Sean Rowles as Chief Risk Officer
2026-06-16 20:05 · Yahoo
Oportun Named a San Francisco Bay Area Top Workplace for 2026 by Axios
2026-06-15 23:15 · Yahoo
Oportun Reports Inducement Grants under Nasdaq Listing Rule 5635(c)(4)
2026-06-11 20:05 · Yahoo
Oportun to Present at Sidoti June Virtual Investor Conference
2026-06-10 20:10 · Yahoo
How The Oportun Financial (OPRT) Investment Story Is Shifting With Price Targets And Risk Views
2026-05-09 15:11 · Yahoo
Oportun Financial Q1 Earnings Call Highlights
2026-05-08 12:07 · Yahoo
Oportun Financial Corporation (OPRT) Matches Q1 Earnings Estimates
2026-05-08 02:25 · Yahoo
Oportun Financial Corporation Q1 2026 Earnings Call Summary
2026-05-08 00:49 · Yahoo
Oportun Reports First Quarter 2026 Results; Extends GAAP Profitability Streak
2026-05-07 20:05 · Yahoo
TeraWulf Inc. (WULF) Expected to Beat Earnings Estimates: Should You Buy?
2026-05-01 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.