SFST — SOUTHERN FIRST BANCSHARES INC

—
Nasdaq · Financials · Banks · CIK 1090009 ·
Last close
$60.62
Market Cap
$574.18M
52W High
$65.09
52W Low
$40.90
ADV30
97,567
Next earnings
2026-10-27

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGross profitOp incomeNet incomeAssetsCashLiabilities
Jun 2026 — — — — — — —
Mar 2026 33,799,000 — — 9,887,000 4,578,402,000 114,541,000 4,198,989,000
Dec 2025 31,835,000 — — 9,857,000 4,403,494,000 86,110,000 4,034,837,000
Sep 2025 31,129,000 — — 8,662,000 4,358,589,000 104,369,000 4,002,241,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$33,648,000
Investing CF
$-250,817,000
Financing CF
$254,888,000
CapEx
$-720,000
Dividends Paid
—
Buybacks
—
EPS Diluted TTM
$4.67
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$272,525,000
Inventory
—
Receivables
—
ST Investments
$21,000
EBIT TTM
—
Pretax Income TTM
$51,045,000
Interest Exp TTM
$103,356,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$128,815,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$516,347,168
Total Cash
$361,768,992
Total Debt
$280,259,008
Shares Out
9,471,755
Trailing EPS
$4.65
Book Value
$47.77
ROE
9.9%
ROA
0.9%
Div Yield
—

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOp incomeNet incomeAssetsLiabilitiesEquityOp cash flow
Dec 2025 118,089,000 — 30,366,000 4,403,494,000 4,034,837,000 368,657,000 30,457,000
Dec 2024 93,363,000 — 15,530,000 4,087,593,000 3,757,149,000 330,444,000 25,558,000
Dec 2023 87,514,000 — 13,426,000 4,055,789,000 3,743,322,000 312,467,000 17,653,000
Dec 2022 107,595,000 — 29,115,000 3,691,981,000 3,397,469,000 294,512,000 50,305,000

TTM Snapshot

Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$6.17

Max Pain — expiry 2026-10-16 (volume-derived — Yahoo OI feed degraded)

max pain strike: $60.00 · spot: $60.40 · call volume: 3 · put volume: 5
Expected Move to 2026-10-16: ±$4.45 (7.37%) — implied range $55.95 – $64.85 · ATM straddle on $60.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
BWB Bridgewater Bancshares Inc $579.15M $20.77 —
UNTY UNITY BANCORP INC /NJ/ $562.89M $56.05 —
CIVB CIVISTA BANCSHARES, INC. $562.69M $27.06 —
CBNK Capital Bancorp Inc $587.27M $36.05 —
FBIZ FIRST BUSINESS FINANCIAL SERVICES, INC. $590.22M $70.53 —

News headlines (Yahoo Finance, 1h cache)

Compared to Estimates, Southern First (SFST) Q2 Earnings: A Look at Key Metrics
2026-07-21 15:00 · Yahoo
Southern First (SFST) Q2 Earnings Surpass Estimates
2026-07-21 13:40 · Yahoo
Southern First Appoints Bryan Kennedy to Board of Directors
2026-06-03 12:42 · Yahoo
Southern First (SFST) Reports Q1 Earnings: What Key Metrics Have to Say
2026-04-21 14:00 · Yahoo
Southern First Bancshares, Inc. Announces Closing of Public Offering of Common Stock
2026-04-17 15:26 · Yahoo
Southern First (SFST) Lags Q1 Earnings Estimates
2026-04-21 13:40 · Yahoo
Southern First Bancshares, Inc. Announces Pricing of Public Offering of Common Stock
2026-04-16 01:46 · Yahoo
Southern First (SFST) Upgraded to Strong Buy: Here's What You Should Know
2026-07-23 16:00 · Yahoo
Southern First Reports Second Quarter 2026 Results
2026-07-21 12:31 · Yahoo
BayFirst Rallies 16% in a Month: Should You Buy the Stock?
2026-07-17 17:37 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.