FISI — FINANCIAL INSTITUTIONS INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 862831 ·
Last close
$40.23
Market Cap
$792.79M
52W High
$42.63
52W Low
$24.69
ADV30
149,060
Next earnings
2026-10-22
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 62,442,000 | — | — | 20,985,000 | 6,294,783,000 | 85,451,000 | 5,663,113,000 |
| Dec 2025 | 63,663,000 | — | — | 19,980,000 | 6,274,140,000 | 108,751,000 | 5,645,286,000 |
| Sep 2025 | 63,622,000 | — | — | 20,477,000 | 6,288,052,000 | 185,945,000 | 5,666,332,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$32,485,000
Investing CF
$-48,537,000
Financing CF
$-65,849,000
CapEx
$-5,382,000
Dividends Paid
$-26,394,000
Buybacks
$-17,068,000
EPS Diluted TTM
$4.03
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$465,996,000
Inventory
—
Receivables
$25,464,000
ST Investments
$19,984,000
EBIT TTM
—
Pretax Income TTM
$99,669,000
Interest Exp TTM
$124,356,000
Analysts
2
Yahoo Snapshot (yfinance, live)
Total Revenue
$243,463,008
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,015,309,248
Total Cash
$128,357,000
Total Debt
$319,996,992
Shares Out
19,706,360
Trailing EPS
$4.03
Book Value
$31.77
ROE
13.3%
ROA
1.3%
Div Yield
3.13%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 243,539,000 | — | 74,867,000 | 6,274,140,000 | 5,645,286,000 | 628,854,000 | 18,802,000 |
| Dec 2024 | 114,526,000 | — | -41,646,000 | 6,117,085,000 | 5,548,101,000 | 568,984,000 | 77,127,000 |
| Dec 2023 | 212,176,000 | — | 50,264,000 | 6,160,881,000 | 5,706,085,000 | 454,796,000 | 10,894,000 |
| Dec 2022 | 212,350,000 | — | 56,573,000 | 5,797,272,000 | 5,391,667,000 | 405,605,000 | 133,573,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$4.30
Max Pain — expiry 2027-03-19 (volume-derived — Yahoo OI feed degraded)
max pain strike: $40.00 · spot: $39.67 · call volume: 37 · put volume: 12
Expected Move to 2027-03-19:
±$6.58
(16.57%) —
implied range
$33.09 –
$46.24
· ATM straddle on $40.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| PGC | PEAPACK GLADSTONE FINANCIAL CORP | $798.29M | $45.03 | — |
| ALRS | ALERUS FINANCIAL CORP | $801.92M | $32.17 | — |
| SPFI | SOUTH PLAINS FINANCIAL, INC. | $810.08M | $43.00 | — |
| HBIA | HILLS BANCORPORATION | $815.34M | $46.76 | — |
| SHBI | SHORE BANCSHARES INC | $767.90M | $23.01 | — |
News headlines (Yahoo Finance, 1h cache)
Financial Institutions (FISI) Upgraded to Buy: Here's Why
2026-09-17 16:00 · Yahoo
Why Financial Institutions (FISI) is a Top Dividend Stock for Your Portfolio
2026-09-11 15:45 · Yahoo
Financial Institutions, Inc. Announces Quarterly Cash Dividend
2026-08-26 20:05 · Yahoo
Here's Why Financial Institutions (FISI) is a Great Momentum Stock to Buy
2026-08-21 16:00 · Yahoo
Financial Institutions (FISI) Could Be a Great Choice
2026-08-10 15:45 · Yahoo
Will Financial Institutions (FISI) Beat Estimates Again in Its Next Earnings Report?
2026-07-17 16:10 · Yahoo
Financial Institutions (FISI) Reports Next Week: Wall Street Expects Earnings Growth
2026-07-16 14:00 · Yahoo
Are You Looking for a Top Momentum Pick? Why Financial Institutions (FISI) is a Great Choice
2026-06-30 16:00 · Yahoo
MeridianLink Acquires Credit Mountain to Help Community Financial Institutions Turn Loan Declines into Future Lending Opportunities
2026-08-03 13:00 · Yahoo
Are You Looking for a High-Growth Dividend Stock?
2026-07-24 15:45 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.