VBNK — VersaBank

Nasdaq · Financials · Banks · CIK 1690639 ·
Last close
$19.34
Market Cap
$622.66M
52W High
$25.03
52W Low
$17.01
ADV30
135,392
Next earnings
VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Apr 2026 38,293,000 7,525,000 6,440,700,000 568,161,000 5,888,462,000
Jan 2026 36,514,000 11,069,000 6,146,010,000 628,002,000 5,602,934,000
Oct 2025 35,092,000 5,204,000 5,808,475,000 581,710,000 5,275,802,000
Jul 2025 31,583,000 6,582,000 5,477,489,000 460,312,000 4,949,347,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$189,151,000
Investing CF
$65,213,000
Financing CF
$-10,873,000
CapEx
$-1,912,000
Dividends Paid
$-3,221,000
Buybacks
$-18,333,000
EPS Diluted TTM
$1.09
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$213,998,000
Inventory
Receivables
$33,119,000
ST Investments
$101,276,000
EBIT TTM
Pretax Income TTM
$45,657,000
Interest Exp TTM
$179,325,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$137,854,000
EBITDA
Free Cash Flow
Enterprise Value
$156,248,432
Total Cash
$573,315,008
Total Debt
$104,323,000
Shares Out
32,195,697
Trailing EPS
$0.67
Book Value
$12.21
ROE
5.6%
ROA
0.5%
Div Yield
0.36%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Oct 2025 124,641,000 28,458,000 5,808,475,000 5,275,802,000 44,451,000
Oct 2024 111,633,000 39,748,000 4,838,484,000 4,439,281,000 272,705,000
Oct 2023 108,635,000 42,162,000 4,201,610,000 3,824,452,000 94,717,000
Oct 2022 82,392,000 22,658,000 3,265,998,000 2,915,323,000 -32,654,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.68

Peers — same industry

TickerNameMarket CapLastDaily %
CCB COASTAL FINANCIAL CORP $625.05M $40.99
CBNK Capital Bancorp Inc $608.08M $37.33
NPB NORTHPOINTE BANCSHARES INC $605.18M $17.50
CIVB CIVISTA BANCSHARES, INC. $603.96M $29.06
UNTY UNITY BANCORP INC /NJ/ $591.31M $58.89

News headlines (Yahoo Finance, 1h cache)

VERSABANK CALLS SPECIAL SHAREHOLDER MEETING TO APPROVE PROPOSED REORGANIZATION
2026-07-28 11:00 · Yahoo
VERSABANK TO PARTICIPATE IN THE KBW SUMMER BANK CONFERENCE IN NEW YORK CITY ON JULY 28-29, 2026
2026-07-24 11:00 · Yahoo
VERSABANK WELCOMES BACK FINANCING INDUSTRY VETERAN MOE DANIS TO SUPPORT ANTICIPATED GROWTH OF REAL-TIME SRP
2026-07-23 11:00 · Yahoo
VERSABANK ADDS NEW ECN CAPITAL SUBSIDIARY TO US STRUCTURED RECEIVABLE PROGRAM
2026-07-09 11:00 · Yahoo
VersaBank (VBNK) Is Up 13.59% in One Week: What You Should Know
2026-07-06 16:00 · Yahoo
VERSABANK DONATES $60,000 TO THE SALVATION ARMY'S HARVEST HOPE CAMPAIGN
2026-06-29 17:00 · Yahoo
VERSABANK LAUNCHES BREAKTHROUGH REAL-TIME STRUCTURED RECEIVABLE PROGRAM TO POINT-OF-SALE INDUSTRY IN CANADA AND UNITED STATES
2026-06-29 11:00 · Yahoo
Is VersaBank (VBNK) a Solid Growth Stock? 3 Reasons to Think "Yes"
2026-06-25 16:45 · Yahoo
VersaBank (TSX:VBNK) Stock Fair Value Rises After Analysts Lift Growth Views
2026-06-19 04:32 · Yahoo
VERSABANK FOUNDER AND PRESIDENT, DAVID TAYLOR, HONOURED AND GUEST SPEAKER IN THE GROUNDS OF WESTMINSTER ABBEY, LONDON, UK
2026-06-10 18:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.