VBNK — VersaBank
—
Nasdaq ·
Financials ·
Banks ·
CIK 1690639 ·
Last close
$23.41
Market Cap
$758.93M
52W High
$25.03
52W Low
$11.23
ADV30
134,490
Next earnings
2026-09-03
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jul 2026 | 38,809,000 | — | — | 10,060,000 | 6,875,238,000 | 490,049,000 | 6,309,673,000 |
| Apr 2026 | 38,293,000 | — | — | 7,525,000 | 6,440,700,000 | 568,161,000 | 5,888,462,000 |
| Jan 2026 | 36,514,000 | — | — | 11,069,000 | 6,146,010,000 | 628,002,000 | 5,602,934,000 |
| Oct 2025 | 35,092,000 | — | — | 5,204,000 | 5,808,475,000 | 581,710,000 | 5,275,802,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$244,309,000
Investing CF
$-10,621,000
Financing CF
$-8,678,000
CapEx
$-7,392,000
Dividends Paid
$-3,210,000
Buybacks
$-3,718,000
EPS Diluted TTM
$1.04
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$220,721,000
Inventory
—
Receivables
$33,555,000
ST Investments
$106,277,000
EBIT TTM
—
Pretax Income TTM
$44,302,000
Interest Exp TTM
$183,762,000
Analysts
2
Yahoo Snapshot (yfinance, live)
Total Revenue
$146,490,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$348,247,552
Total Cash
$492,313,984
Total Debt
$107,242,000
Shares Out
32,419,079
Trailing EPS
$0.76
Book Value
$12.29
ROE
6.2%
ROA
0.5%
Div Yield
0.32%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Oct 2025 | 124,641,000 | — | 28,458,000 | 5,808,475,000 | 5,275,802,000 | 532,673,000 | 44,451,000 |
| Oct 2024 | 111,633,000 | — | 39,748,000 | 4,838,484,000 | 4,439,281,000 | 399,203,000 | 272,705,000 |
| Oct 2023 | 108,635,000 | — | 42,162,000 | 4,201,610,000 | 3,824,452,000 | 377,158,000 | 94,717,000 |
| Oct 2022 | 82,392,000 | — | 22,658,000 | 3,265,998,000 | 2,915,323,000 | 350,675,000 | -32,654,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.98
Max Pain — expiry 2026-12-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $17.50 · spot: $23.40 · call volume: 275 · put volume: 2Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SHBI | SHORE BANCSHARES INC | $767.90M | $23.01 | — |
| WASH | WASHINGTON TRUST BANCORP INC | $741.23M | $38.86 | — |
| IBCP | INDEPENDENT BANK CORP /MI/ | $738.19M | $35.83 | — |
| FISI | FINANCIAL INSTITUTIONS INC | $792.79M | $40.23 | — |
| CWBC | Community West Bancshares | $726.30M | $26.77 | — |
News headlines (Yahoo Finance, 1h cache)
VersaBank Significantly Expands Addressable Market for Structured Receivable Program in the U.S. with Launch of Funding to Small Business Sector
2026-09-22 11:00 · Yahoo
VersaBank Shareholders Approve Proposed Reorganization
2026-09-17 11:00 · Yahoo
VersaBank (VBNK) Q3 2026 Earnings Call Transcript
2026-09-09 22:28 · Yahoo
VersaBank (VBNK) Surpasses $7 Billion in Total Assets, Targets More US Growth
2026-09-09 19:00 · Yahoo
VersaBank (VBNK) (Q3 2026) Earnings Call Highlights: Record Assets Surpass $7 Billion, ...
2026-09-06 11:00 · Yahoo
TSX movers: VersaBank jumps 10% as corporate catalysts lift top gainers
2026-09-04 16:22 · Yahoo
VersaBank (VBNK) Misses Q3 Earnings and Revenue Estimates
2026-09-03 12:15 · Yahoo
VersaBank Declares Dividends
2026-09-03 11:00 · Yahoo
VersaBank Announces First Implementation of Real-Time Structured Receivable Program in the United States
2026-09-01 11:00 · Yahoo
VERSABANK TO HOST THIRD QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST THURSDAY, SEPTEMBER 3 AT 9:00 A.M. ET
2026-08-26 11:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.