VBNK — VersaBank
—
Nasdaq ·
Financials ·
Banks ·
CIK 1690639 ·
Last close
$20.20
Market Cap
$650.35M
52W High
$25.05
52W Low
$13.24
ADV30
70,720
Next earnings
2026-09-03
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Apr 2026 | 38,293,000 | — | — | 7,525,000 | 6,440,700,000 | 568,161,000 | 5,888,462,000 |
| Jan 2026 | 36,514,000 | — | — | 11,069,000 | 6,146,010,000 | 628,002,000 | 5,602,934,000 |
| Oct 2025 | 35,092,000 | — | — | 5,204,000 | 5,808,475,000 | 581,710,000 | 5,275,802,000 |
| Jul 2025 | 31,583,000 | — | — | 6,582,000 | 5,477,489,000 | 460,312,000 | 4,949,347,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$189,151,000
Investing CF
$65,213,000
Financing CF
$-10,873,000
CapEx
$-1,912,000
Dividends Paid
$-3,221,000
Buybacks
$-18,333,000
EPS Diluted TTM
$1.09
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$213,998,000
Inventory
—
Receivables
$33,119,000
ST Investments
$101,276,000
EBIT TTM
—
Pretax Income TTM
$45,657,000
Interest Exp TTM
$179,325,000
Analysts
2
Yahoo Snapshot (yfinance, live)
Total Revenue
$137,854,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$181,361,072
Total Cash
$573,315,008
Total Debt
$104,323,000
Shares Out
32,195,697
Trailing EPS
$0.67
Book Value
$12.29
ROE
5.6%
ROA
0.5%
Div Yield
0.36%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Oct 2025 | 124,641,000 | — | 28,458,000 | 5,808,475,000 | 5,275,802,000 | — | 44,451,000 |
| Oct 2024 | 111,633,000 | — | 39,748,000 | 4,838,484,000 | 4,439,281,000 | — | 272,705,000 |
| Oct 2023 | 108,635,000 | — | 42,162,000 | 4,201,610,000 | 3,824,452,000 | — | 94,717,000 |
| Oct 2022 | 82,392,000 | — | 22,658,000 | 3,265,998,000 | 2,915,323,000 | — | -32,654,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.90
Max Pain — expiry 2026-06-18
max pain strike: $15.00 · spot: $19.44 · call oi: 3,448 · put oi: 26
Expected Move to 2026-06-18:
±$2.47
(12.73%) —
implied range
$16.97 –
$21.92
· ATM straddle on $20.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| AROW | ARROW FINANCIAL CORP | $658.85M | $39.86 | — |
| CARE | Carter Bankshares, Inc. | $663.99M | $29.88 | — |
| BCAL | California BanCorp \ CA | $635.90M | $19.77 | — |
| PFIS | PEOPLES FINANCIAL SERVICES CORP. | $635.89M | $63.52 | — |
| NPB | NORTHPOINTE BANCSHARES INC | $632.16M | $18.28 | — |
News headlines (Yahoo Finance, 1h cache)
VERSABANK FOUNDER AND PRESIDENT, DAVID TAYLOR, HONOURED AND GUEST SPEAKER IN THE GROUNDS OF WESTMINSTER ABBEY, LONDON, UK
2026-06-10 18:30 · Yahoo
VersaBank (VBNK) is an Incredible Growth Stock: 3 Reasons Why
2026-06-09 16:45 · Yahoo
VersaBank (VBNK) Q2 2026 Earnings Call Highlights: Record Revenue and Strategic Expansion
2026-06-03 21:00 · Yahoo
VersaBank Q2 Earnings Call Highlights
2026-06-03 15:02 · Yahoo
VersaBank (VBNK) Q2 Earnings Meet Estimates
2026-06-03 12:10 · Yahoo
VersaBank up 1.2% in U.S. Pre-Market as Q2 Adjusted Earnings, Revenue, Beat Estimates
2026-06-03 11:56 · Yahoo
VERSABANK DECLARES DIVIDENDS
2026-06-03 11:02 · Yahoo
VERSABANK ANNOUNCES PUBLIC FILING OF FORM S-4 REGISTRATION STATEMENT WITH THE SEC
2026-06-03 11:00 · Yahoo
VERSABANK ANNOUNCES FOUNDER AND PRESIDENT, DAVID TAYLOR, NAMED EXECUTIVE OF THE YEAR BY THE CANADIAN LENDERS ASSOCIATION
2026-05-29 11:00 · Yahoo
TSX Growth Stocks With High Insider Ownership To Watch
2026-05-28 12:35 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.