SPFI — SOUTH PLAINS FINANCIAL, INC.

Nasdaq · Financials · Banks · CIK 1163668 ·
Last close
$45.10
Market Cap
$849.64M
52W High
$46.75
52W Low
$38.45
ADV30
195,023
Next earnings
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 52,455,000 15,254,000 4,480,500,000 552,439,000 3,986,663,000
Sep 2025 52,547,000 16,318,000 4,479,437,000 635,046,000 4,001,635,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$77,490,000
Investing CF
$-68,225,000
Financing CF
$184,092,000
CapEx
$-5,661,000
Dividends Paid
$-10,101,000
Buybacks
$-8,526,000
EPS Diluted TTM
$3.57
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$434,197,000
Inventory
Receivables
$20,931,000
ST Investments
$567,126,300
EBIT TTM
Pretax Income TTM
$74,073,000
Interest Exp TTM
$84,999,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$223,822,000
EBITDA
Free Cash Flow
Enterprise Value
$114,467,208
Total Cash
$787,756,992
Total Debt
$60,493,000
Shares Out
18,839,105
Trailing EPS
$3.64
Book Value
$30.90
ROE
12.0%
ROA
1.3%
Div Yield
1.61%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 205,789,000 58,471,000 4,480,500,000 3,986,663,000 77,490,000
Dec 2024 189,297,000 49,717,000 4,232,239,000 3,793,290,000 59,381,000
Dec 2023 176,229,000 62,745,000 4,204,793,000 3,797,679,000 58,539,000
Dec 2022 209,245,000 58,240,000 3,944,063,000 3,587,049,000 123,590,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$4.17

Peers — same industry

TickerNameMarket CapLastDaily %
ORRF ORRSTOWN FINANCIAL SERVICES INC $850.36M $43.28
EGBN EAGLE BANCORP INC $850.38M $27.89
ALRS ALERUS FINANCIAL CORP $823.28M $32.95
GSBC GREAT SOUTHERN BANCORP, INC. $878.48M $80.71
SHBI SHORE BANCSHARES INC $820.04M $24.54

News headlines (Yahoo Finance, 1h cache)

4 Stocks That Recently Hiked Dividends Amid Geopolitical Tensions
2026-07-21 12:18 · Yahoo
South Plains Financial Inc (SPFI) Q2 2026 Earnings Call Highlights: Strong Profitability and ...
2026-07-17 21:00 · Yahoo
South Plains Financial, Inc. Q2 2026 Earnings Call Summary
2026-07-17 20:43 · Yahoo
South Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Say
2026-07-17 14:30 · Yahoo
South Plains Financial Q2 Earnings Call Highlights
2026-07-17 14:05 · Yahoo
South Plains Financial (SPFI) Beats Q2 Earnings and Revenue Estimates
2026-07-17 11:45 · Yahoo
South Plains Financial tops second-quarter forecasts as acquisition boosts growth
2026-07-17 10:56 · Yahoo
South Plains Financial, Inc. Reports Second Quarter 2026 Financial Results
2026-07-17 10:25 · Yahoo
South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividend
2026-07-16 20:15 · Yahoo
South Plains Financial, Inc. Announces Second Quarter 2026 Earnings Call
2026-07-07 11:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.