IBCP — INDEPENDENT BANK CORP /MI/

Nasdaq · Financials · Banks · CIK 39311 ·
Last close
$38.20
Market Cap
$787.16M
52W High
$39.17
52W Low
$32.44
ADV30
219,907
Next earnings
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 56,527,000 18,572,000 5,505,720,000 138,387,000 5,002,769,000
Sep 2025 55,461,000 17,502,000 5,493,113,000 208,686,000 5,002,371,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$76,662,000
Investing CF
$-122,497,000
Financing CF
$64,340,000
CapEx
$-6,494,000
Dividends Paid
$-21,600,000
Buybacks
$-12,433,000
EPS Diluted TTM
$3.35
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$252,794,000
Inventory
Receivables
ST Investments
$23,218,000
EBIT TTM
Pretax Income TTM
$81,291,000
Interest Exp TTM
$89,722,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$230,756,000
EBITDA
Free Cash Flow
Enterprise Value
$788,263,808
Total Cash
$165,450,000
Total Debt
$166,903,008
Shares Out
20,606,157
Trailing EPS
$3.45
Book Value
$24.80
ROE
14.4%
ROA
1.3%
Div Yield
2.93%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 218,327,000 68,541,000 5,505,720,000 5,002,769,000 76,662,000
Dec 2024 215,802,000 66,790,000 5,338,104,000 4,883,418,000 63,151,000
Dec 2023 200,480,000 59,067,000 5,263,726,000 4,859,277,000 75,589,000
Dec 2022 204,785,000 63,351,000 4,999,787,000 4,652,191,000 94,632,000

TTM Snapshot

Revenues TTM
$211,546,000
NetIncome TTM
$64,612,000
OpCashFlow TTM
$0
Assets (Latest)
$5,338,104,000
Forward EPS
$3.88

Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)

max pain strike: $30.00 · spot: $38.20 · call volume: 14 · put volume: 2

Peers — same industry

TickerNameMarket CapLastDaily %
CARE Carter Bankshares, Inc. $766.37M $34.58
PGC PEAPACK GLADSTONE FINANCIAL CORP $814.69M $45.98
FISI FINANCIAL INSTITUTIONS INC $816.20M $41.46
SHBI SHORE BANCSHARES INC $818.70M $24.50
ALRS ALERUS FINANCIAL CORP $831.28M $33.27

News headlines (Yahoo Finance, 1h cache)

All You Need to Know About Independent Bank (IBCP) Rating Upgrade to Buy
2026-07-27 16:00 · Yahoo
Independent Bank (IBCP) Q2 2026 Earnings Call Transcript
2026-07-24 04:31 · Yahoo
Independent Bank Corp. (IBCP) Q2 2026 Earnings Call Highlights: Strong Net Income and Loan ...
2026-07-23 23:01 · Yahoo
Independent Bank Corporation Q2 2026 Earnings Call Summary
2026-07-23 21:22 · Yahoo
Independent Bank Q2 Earnings Call Highlights
2026-07-23 17:07 · Yahoo
Independent Bank (IBCP) Reports Q2 Earnings: What Key Metrics Have to Say
2026-07-23 13:30 · Yahoo
Independent Bank (IBCP) Surpasses Q2 Earnings and Revenue Estimates
2026-07-23 11:05 · Yahoo
Independent Bank Corporation Reports 2026 Second Quarter Earnings of $0.90 per Diluted Share
2026-07-23 09:00 · Yahoo
Farmers National Banc (FMNB) Q2 Earnings and Revenues Surpass Estimates
2026-07-22 13:10 · Yahoo
Independent Bank Corporation Appoints Nathan E. Tagg to Its Board of Directors
2026-07-22 12:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.