IBCP — INDEPENDENT BANK CORP /MI/
—
Nasdaq ·
Financials ·
Banks ·
CIK 39311 ·
Last close
$35.59
Market Cap
$733.24M
52W High
$38.95
52W Low
$29.07
ADV30
183,111
Next earnings
2026-10-27
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 56,527,000 | — | — | 18,572,000 | 5,505,720,000 | 138,387,000 | 5,002,769,000 |
| Sep 2025 | 55,461,000 | — | — | 17,502,000 | 5,493,113,000 | 208,686,000 | 5,002,371,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$48,253,000
Investing CF
$-154,973,000
Financing CF
$153,490,000
CapEx
$-9,981,000
Dividends Paid
$-21,923,000
Buybacks
$-12,400,000
EPS Diluted TTM
$3.44
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$276,934,000
Inventory
—
Receivables
—
ST Investments
$197,774,000
EBIT TTM
—
Pretax Income TTM
$84,427,000
Interest Exp TTM
$83,706,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$230,756,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$821,205,888
Total Cash
$189,088,992
Total Debt
$187,367,008
Shares Out
20,602,535
Trailing EPS
$3.45
Book Value
$25.65
ROE
14.4%
ROA
1.3%
Div Yield
3.02%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 218,327,000 | — | 68,541,000 | 5,505,720,000 | 5,002,769,000 | 502,951,000 | 76,662,000 |
| Dec 2024 | 215,802,000 | — | 66,790,000 | 5,338,104,000 | 4,883,418,000 | 454,686,000 | 63,151,000 |
| Dec 2023 | 200,480,000 | — | 59,067,000 | 5,263,726,000 | 4,859,277,000 | 404,449,000 | 75,589,000 |
| Dec 2022 | 204,785,000 | — | 63,351,000 | 4,999,787,000 | 4,652,191,000 | 347,596,000 | 94,632,000 |
TTM Snapshot
Revenues TTM
$241,835,000
NetIncome TTM
$64,240,000
OpCashFlow TTM
$0
Assets (Latest)
$5,505,720,000
Forward EPS
$3.88
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $20.00 · spot: $35.59 · call volume: 5 · put volume: 0
Expected Move to 2026-11-20:
±$4.98
(13.99%) —
implied range
$30.61 –
$40.57
· ATM straddle on $35.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| WASH | WASHINGTON TRUST BANCORP INC | $734.17M | $38.49 | — |
| VBNK | VersaBank | $731.05M | $22.55 | — |
| CWBC | Community West Bancshares | $714.63M | $26.34 | — |
| SHBI | SHORE BANCSHARES INC | $760.89M | $22.80 | — |
| AROW | ARROW FINANCIAL CORP | $700.01M | $37.79 | — |
News headlines (Yahoo Finance, 1h cache)
Independent Bank (IBCP) is a Top Dividend Stock Right Now: Should You Buy?
2026-09-21 15:45 · Yahoo
This is Why Independent Bank (IBCP) is a Great Dividend Stock
2026-09-04 15:45 · Yahoo
Independent Bank (IBCP) Could Be a Great Choice
2026-08-19 15:45 · Yahoo
All You Need to Know About Independent Bank (IBCP) Rating Upgrade to Buy
2026-07-27 16:00 · Yahoo
Independent Bank Corp. (IBCP) Q2 2026 Earnings Call Highlights: Strong Net Income and Loan ...
2026-07-23 23:01 · Yahoo
Independent Bank (IBCP) Surpasses Q2 Earnings and Revenue Estimates
2026-07-23 11:05 · Yahoo
Why Independent Bank (IBCP) is a Great Dividend Stock Right Now
2026-07-17 15:45 · Yahoo
Independent Bank (IBCP) Reports Next Week: Wall Street Expects Earnings Growth
2026-07-16 14:00 · Yahoo
Independent Bank (IBCP) Q2 2026 Earnings Call Transcript
2026-07-24 04:31 · Yahoo
Are You Looking for a High-Growth Dividend Stock?
2026-08-03 15:45 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.