SMBK — SMARTFINANCIAL INC.
—
NYSE ·
Financials ·
Banks ·
CIK 1038773 ·
Last close
$52.40
Market Cap
$895.96M
52W High
$53.93
52W Low
$39.76
ADV30
135,041
Next earnings
2026-10-20
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 53,312,000 | — | — | 13,703,000 | 5,860,810,000 | 451,589,000 | 5,308,318,000 |
| Sep 2025 | 47,112,000 | — | — | 13,686,000 | 5,784,983,000 | 523,079,000 | 5,246,501,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$63,797,000
Investing CF
$-576,717,000
Financing CF
$436,007,000
CapEx
$-7,664,000
Dividends Paid
$-5,462,000
Buybacks
$1,000
EPS Diluted TTM
$3.12
As of
2026-06-07
Balance + Analyst (yfinance extras)
Retained Earnings
$248,719,000
Inventory
—
Receivables
$53,249,000
ST Investments
$436,112,000
EBIT TTM
—
Pretax Income TTM
$61,503,000
Interest Exp TTM
$119,867,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$204,186,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$620,368,576
Total Cash
$379,387,008
Total Debt
$99,408,000
Shares Out
17,098,473
Trailing EPS
$3.39
Book Value
$33.73
ROE
10.5%
ROA
1.0%
Div Yield
0.65%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 196,501,000 | — | 50,347,000 | 5,860,810,000 | 5,308,318,000 | — | 61,724,000 |
| Dec 2024 | 171,502,000 | — | 36,141,000 | 5,275,904,000 | 4,784,443,000 | — | 52,700,000 |
| Dec 2023 | 152,405,000 | — | 28,593,000 | 4,829,387,000 | 4,369,501,000 | — | 39,716,000 |
| Dec 2022 | 165,216,000 | — | 43,022,000 | 4,637,498,000 | 4,205,046,000 | — | 56,793,000 |
TTM Snapshot
Revenues TTM
$169,000
NetIncome TTM
$12,350,761
OpCashFlow TTM
$0
Assets (Latest)
$2,449,123,000
Forward EPS
$4.18
Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)
max pain strike: $45.00 · spot: $52.40 · call volume: 3 · put volume: 2
Expected Move to 2026-08-21:
±$5.80
(11.07%) —
implied range
$46.60 –
$58.20
· ATM straddle on $50.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| FCBC | FIRST COMMUNITY BANKSHARES INC /VA/ | $900.32M | $47.72 | — |
| CCBG | CAPITAL CITY BANK GROUP INC | $887.67M | $51.87 | — |
| GSBC | GREAT SOUTHERN BANCORP, INC. | $874.13M | $80.31 | — |
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | $939.15M | $15.86 | — |
| HAFC | HANMI FINANCIAL CORP | $945.25M | $31.88 | — |
News headlines (Yahoo Finance, 1h cache)
ZVOX Strengthens U.S. Leadership Team with Appointment of Insurance Sales Veteran Al Garcia
2026-07-28 17:57 · Yahoo
SmartFinancial (SMBK) Stock Sees Fair Value Lift As Analysts Back Loan Growth And Margins
2026-07-24 03:16 · Yahoo
SmarFinancial (SMBK) Upgraded to Buy: What Does It Mean for the Stock?
2026-07-22 16:00 · Yahoo
SmartFinancial Inc (SMBK) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Strategic ...
2026-07-21 21:01 · Yahoo
SmartFinancial, Inc. Q2 2026 Earnings Call Summary
2026-07-21 12:30 · Yahoo
SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-07-20 22:30 · Yahoo
SmarFinancial (SMBK) Surpasses Q2 Earnings and Revenue Estimates
2026-07-20 22:10 · Yahoo
SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend
2026-07-20 21:00 · Yahoo
Countdown to SmarFinancial (SMBK) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS
2026-07-15 13:15 · Yahoo
SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call
2026-07-06 21:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.