SMBK — SMARTFINANCIAL INC.

—
NYSE · Financials · Banks · CIK 1038773 ·
Last close
$49.76
Market Cap
$850.82M
52W High
$54.14
52W Low
$32.74
ADV30
108,912
Next earnings
2026-10-20

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGross profitOp incomeNet incomeAssetsCashLiabilities
Jun 2026 — — — — — — —
Mar 2026 — — — — — — —
Dec 2025 53,312,000 — — 13,703,000 5,860,810,000 451,589,000 5,308,318,000
Sep 2025 47,112,000 — — 13,686,000 5,784,983,000 523,079,000 5,246,501,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$63,797,000
Investing CF
$-576,717,000
Financing CF
$436,007,000
CapEx
$-7,664,000
Dividends Paid
$-5,462,000
Buybacks
$0
EPS Diluted TTM
$3.39
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$261,032,000
Inventory
—
Receivables
$52,832,000
ST Investments
$445,071,000
EBIT TTM
—
Pretax Income TTM
$64,706,000
Interest Exp TTM
$120,123,000
Analysts
6

Yahoo Snapshot (yfinance, live)

Total Revenue
$204,186,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$624,423,232
Total Cash
$389,720,992
Total Debt
$120,807,000
Shares Out
17,098,473
Trailing EPS
$3.39
Book Value
$33.73
ROE
10.5%
ROA
1.0%
Div Yield
0.65%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOp incomeNet incomeAssetsLiabilitiesEquityOp cash flow
Dec 2025 196,501,000 — 50,347,000 5,860,810,000 5,308,318,000 552,379,000 61,724,000
Dec 2024 171,502,000 — 36,141,000 5,275,904,000 4,784,443,000 491,348,000 52,700,000
Dec 2023 152,405,000 — 28,593,000 4,829,387,000 4,369,501,000 459,886,000 39,716,000
Dec 2022 165,216,000 — 43,022,000 4,637,498,000 4,205,046,000 432,452,000 56,793,000

TTM Snapshot

Revenues TTM
$169,000
NetIncome TTM
$12,350,761
OpCashFlow TTM
$0
Assets (Latest)
$2,449,123,000
Forward EPS
$4.19

Max Pain — expiry 2027-01-15 (volume-derived — Yahoo OI feed degraded)

max pain strike: $55.00 · spot: $49.76 · call volume: 1 · put volume: 6

Peers — same industry

TickerNameMarket CapLastDaily %
GSBC GREAT SOUTHERN BANCORP, INC. $849.90M $77.99 —
CCBG CAPITAL CITY BANK GROUP INC $842.66M $49.24 —
EGBN EAGLE BANCORP INC $867.27M $28.45 —
ORRF ORRSTOWN FINANCIAL SERVICES INC $815.90M $41.48 —
HBIA HILLS BANCORPORATION $815.34M $46.76 —

News headlines (Yahoo Finance, 1h cache)

SmartFinancial (SMBK) Stock Sees Fair Value Lift As Analysts Back Loan Growth And Margins
2026-07-24 03:16 · Yahoo
SmartFinancial Inc (SMBK) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Strategic ...
2026-07-21 21:01 · Yahoo
SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call
2026-07-06 21:00 · Yahoo
How The SmartFinancial (SMBK) Story Is Shifting As Analysts Refine Targets And Fair Value
2026-06-03 19:13 · Yahoo
SmartFinancial (SMBK) Q1 2026 Earnings Transcript
2026-04-20 15:19 · Yahoo
SmartFinancial Inc (SMBK) Q1 2026 Earnings Call Highlights: Strong Loan Growth and Revenue ...
2026-04-21 07:00 · Yahoo
Why The Story Around SmartFinancial (SMBK) Is Shifting With New Targets And Assumptions
2026-04-23 21:07 · Yahoo
SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-07-20 22:30 · Yahoo
SmarFinancial (SMBK) Surpasses Q2 Earnings and Revenue Estimates
2026-07-20 22:10 · Yahoo
SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend
2026-07-20 21:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.